CENTURY 21 Edge
$349,900$359,9002 bd2 ba1,146 sqft$305 /sqft≈$2,512 /mo all-in ↓

1214 SAN BERNARDO ROAD, THE VILLAGES, FL, 32162

Active131 days on marketListed Jun 11, 2026MLS #G5113614

✦ Reduced $10KPrivate poolVillaVILLAGES OF SUMTER VILLA SAN LEANDRO

Come see it

Upcoming open houses

Tue, Oct 20

10:00 AM – 12:00 PM

Hosted by Jimmy Moore

Thu, Oct 22

10:00 AM – 12:00 PM

Hosted by Lora Brown

Sat, Oct 24

11:00 AM – 1:00 PM

Hosted by Donovan Sienko

About this home

1214 SAN BERNARDO ROAD

BOND PAID! Rarely available and beautifully maintained, this 2-bedroom, 2-bath block and stucco Beauregard model offers a highly desirable combination of updates, location, and outdoor living. Perfectly situated between Spanish Springs Town Square and Lake Sumter Landing, you'll enjoy convenient access to shopping, dining, entertainment, golf, recreation, and all that The Villages lifestyle has to offer. One of the standout features of this home is the private swimming pool, a rare find in this price range and model. The outdoor space is designed for easy living with low-maintenance landscaping featuring attractive red lava rock throughout the yard. Inside, volume ceilings create a bright and spacious feel, while luxury vinyl flooring extends throughout the main living areas and bedrooms with tile in the wet areas—absolutely no carpet. The kitchen features white bay cabinetry, a skylight that fills the space with natural light, and stainless steel appliances including a glass-top range and French door refrigerator. The interior has been professionally painted and plantation shutters are found throughout the home, providing both style and privacy. Additional features include a digital thermostat, pull-down attic stairs, and a floored attic for valuable additional storage. Even the garage has been enhanced with plantation shutters, reflecting the attention to detail found throughout the property. Major updates provide peace of mind for years to come, including a new roof installed in 2019 and a 2.5-ton 14 SEER heat pump HVAC system installed in 2017. If you're looking for a move-in ready home with a private pool, BOND PAID status, low-maintenance landscaping, and an exceptional central location between the two most popular town squares in The Villages, this home deserves a spot at the top of your list.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,146

Sqft

0.09 ac

Lot size

1

Garage

1998

Year built

One

Levels

$305

Per sqft

Private pool55+ communityPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDisposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Thermostat · Vaulted Ceiling(s)
LaundryIn Garage
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ExteriorSliding Doors

Community & fees

Taxes (2025)$1,651/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Park · Playground · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,512 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$138
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,247
Interest rate6.00%
Loan term

Estimated payment

$2,512/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$138
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$326KedgeAI estimate $374,053 · range $340K–$410K$427K

vs edgeAI estimate

−6.5%

$/sqft vs The Villages actives

$305 vs $251

Days on market

131 vs 45 typical

Where $305/sqft sits among the 400 The Villages actives

103
139
84
27 · this home
14
33
$195–229$229–263$263–297$297–331$331–364$364+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Drive times from this address

Downtown Orlando≈ 71 min
Universal Orlando≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market — 2.7 months of inventoryBuyer’s market

$365K → $360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

223 of 400

The Villages actives have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $349,900 ▼ $10K
Jun 11, 2026Listed at $359,900 · 131 days on market since
1998Built · VILLAGES OF SUMTER VILLA SAN LEANDRO

Reality check

What actually sold near 1214 SAN BERNARDO ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1104 SAN BERNARDO ROADSold · Apr ’26

$270,000

1104 SAN BERNARDO ROAD · same community

2 bd · 2 ba · 1,146 sqft · $236/sqft · 26 DOM

1137 SANTA CRUZ DRIVESold · Sep ’26

$287,000

1137 SANTA CRUZ DRIVE · same community

2 bd · 2 ba · 1,214 sqft · $236/sqft · 173 DOM

1137 SANTA CRUZ DRIVESold · Nov ’25

$285,000

1137 SANTA CRUZ DRIVE · same community

2 bd · 2 ba · 1,214 sqft · $235/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 1214 SAN BERNARDO ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1214 SAN BERNARDO ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1214 SAN BERNARDO ROAD FAQs

What would the monthly payment be for 1214 SAN BERNARDO ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,512/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1214 SAN BERNARDO ROAD?+

The most recent tax bill on record (2025) was $1,651. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1214 SAN BERNARDO ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $349,900, this home is listed about 11% below the The Villages median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1214 SAN BERNARDO ROAD?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

02Time on market is leverage

131 days on market against a The Villages median of 45 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $359,900, now $349,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of WORTH CLARK REALTY · Chris Day. MLS #G5113614.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New The Villages homes, in your inbox

Like 1214 SAN BERNARDO ROAD but not quite? A daily digest of every new listing in The Villages — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Nicholas to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 20, 2026 at 5:12 AM UTC. The listing information on this page last changed on October 20, 2026 at 5:12 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 20, 2026 at 5:12 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 20, 2026 at 5:12 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.