CENTURY 21 Edge
$579,000$650,0003 bd2 ba1,605 sqft$361 /sqft≈$4,317 /mo all-in ↓

456 SW BRADENTON WAY, FORT WHITE, FL, 32038

Active213 days on marketListed Apr 7, 2026MLS #GC539229

✦ Reduced $71KSingle Family ResidenceTIMUQUA SUB

About this home

456 SW BRADENTON WAY

Welcome to your private North Florida retreat in Fort White! This stunning 3 bedroom, 2 bath, home sits on 5 beautiful acres, offering the perfect blend of modern luxury and peaceful country living. A gated entry welcomes you in, leading down a winding asphalt driveway that sets the tone for the privacy and elegance this property provides. Step inside to an open-concept floor plan designed for both comfort and entertaining. The home features soaring 10-foot ceilings, oversized 8-foot doors and entryways, and an inviting electric fireplace that creates a warm focal point in the living space. The luxury kitchen is a true showstopper, complete with a large island featuring a built-in beverage cooler, ample cabinetry, and high-end finishes—perfect for hosting or everyday living. The spacious primary suite is a retreat of its own, highlighted by a spa-like bathroom featuring a massive 10-foot walk-in shower with dual shower heads, creating a true resort-style experience at home. Throughout the home, you’ll find beautiful upgrades and thoughtful details that elevate every space. Outside, the property continues to impress with a large detached 3-car garage and additional carport, offering endless possibilities for a workshop, storage, or hobby space. There’s also a 30-amp generator inlet box already in place, adding convenience and functionality for your lifestyle. Located just minutes from renowned natural attractions like Ichetucknee Springs State Park and Ginnie Springs, and a short drive to High Springs and Lake City, this property offers easy access to outdoor recreation, dining, and everyday amenities.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,605

Sqft

5.01 ac

Lot size

3

Garage

2024

Year built

One

Levels

$361

Per sqft

FireplaceTrees/Woods view

Inside

FlooringLuxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Microwave · Range Hood · Refrigerator · Water Filtration System · Water Softener · Wine Refrigerator
InteriorEating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Stone Counters · Thermostat
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingDriveway
ExteriorFrench Doors · Lighting · Private Entrance · RV Hookup · Sliding Doors · Storage

Community & fees

Taxes (2025)$3,556/yr

Utilities & systems

UtilitiesBB/HS Internet Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,317 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$3,644
PMI (est., until 20% equity)$217
Property tax — 2025 actual bill$296
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,900Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,900
Interest rate7.50%
Loan term

Estimated payment

$4,317/mo

Principal & interest$3,644
PMI (est., until 20% equity)$217
Property taxes (actual bill)$296
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $579K
$293KedgeAI estimate $339,506 · range $306K–$350K$602K

vs edgeAI estimate

+70.5%

$/sqft vs Fort White actives

$361 vs $179

Days on market

213 vs 51 typical

Where $361/sqft sits among the 18 Fort White actives

16 · this home
1
0
0
0
1
$80–428$428–776$776–1123$1123–1471$1471–1819$1819+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fort White

Get to know Fort White. See the full Fort White guide →

FORT WHITE 32038 — neighborhood snapshot

Population

10,007

Median age

50.9

Median income

$65,753

Median home value

$182,500

Avg household

2.56

Households w/ children

1,151

For the school run

Columbia County School District

ElementaryFort White Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort White market

Seller’s marketLeans seller — 4.0 months of inventoryBuyer’s market

$330K → $374K

Fort White median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

7 of 18

Fort White actives have cut their price

Median sold price, Fort White, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 113% above the FORT WHITE 32038 median. See the full Fort White market guide →

Paper trail

This home's history

CurrentPrice reduced to $579,000 ▼ $71K
Apr 7, 2026Listed at $650,000 · 213 days on market since
2024Built · TIMUQUA SUB

Reality check

What actually sold near 456 SW BRADENTON WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

372 SW HAWK LNSold · Dec ’25

$160,000

372 SW HAWK LN · same community

3 bd · 2 ba · 960 sqft · $167/sqft · 6 DOM

669 SW SHILOH STREETSold · Mar ’26

$135,000

669 SW SHILOH STREET

2 bd · 1 ba · 784 sqft · $172/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 456 SW BRADENTON WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 456 SW BRADENTON WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

456 SW BRADENTON WAY FAQs

What would the monthly payment be for 456 SW BRADENTON WAY?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,317/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 456 SW BRADENTON WAY?+

The most recent tax bill on record (2025) was $3,556. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fort White?+

At $579,000, this home is listed about 84% above the Fort White median of $315,000. The market section on this page shows how the area is trending.

Which schools are assigned to 456 SW BRADENTON WAY?+

Fort White Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$579,000 runs 113% above the FORT WHITE 32038 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

213 days on market against a Fort White median of 51 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $650,000, now $579,000 — a $71K cut. The full history is in the market section below.

Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Jessie Cox. MLS #GC539229.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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