319 48TH STREET COURT W, PALMETTO, FL, 34221
Active6 days on marketListed Nov 1, 2026MLS #GC544555
About this home
319 48TH STREET COURT W
Palmetto Point, Florida NO HOA! ASSUMABLE 4.625 INTEREST RATE! BOATS & RVs WELCOME! Enjoy the Florida lifestyle in this charming 3-bedroom, 1-bath concrete block home located in desirable Palmetto Point! Freshly painted inside and out, this home features an updated kitchen, solid concrete block construction, and a fully fenced yard with room for your boat, RV, and outdoor toys. Home also has a home warranty, and an upgraded kitchen, granite countertops, tile and upgraded luxury vinyl tile throughout Love spending time on the water? Take advantage of access to a community boat ramp and clubhouse through an affordable, voluntary membership. Enjoy boating, fishing, and beautiful Florida beaches just a short drive away! Best of all, NO HOA! Enjoy the freedom to make this property your own without mandatory HOA fees. An added bonus is the opportunity to assume an existing mortgage with an attractive 4.625 interest rate, subject to lender approval and buyer qualification. Whether you're looking for a primary residence, vacation getaway, or the perfect home for your Florida boating lifestyle, This property meets all your needs. Seller is motivated and welcomes offers! Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,039
Sqft
0.18 ac
Lot size
1974
Year built
One
Levels
$322
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,914 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,914/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.3%
$/sqft vs Palmetto actives
$322 vs $200
Days on market
6 vs 73 typical
Where $322/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
56,208
Median age
45.5
Median income
$77,712
Median home value
$338,600
Avg household
2.6
Households w/ children
4,828
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
255 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 319 48TH STREET COURT W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$290,000
5004 3RD AVENUE W · same community
3 bd · 2 ba · 1,053 sqft · $275/sqft · 52 DOM
Sold · Mar ’26$111,000
615 48TH STREET W · same community
3 bd · 2 ba · 1,090 sqft · $102/sqft · 0 DOM
Sold · Jul ’26$329,000
615 48TH STREET W · same community
3 bd · 2 ba · 1,090 sqft · $302/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 319 48TH STREET COURT W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 319 48TH STREET COURT W — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
319 48TH STREET COURT W FAQs
What would the monthly payment be for 319 48TH STREET COURT W?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,914/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 319 48TH STREET COURT W?+
The most recent tax bill on record (2025) was $3,673. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palmetto?+
At $335,000, this home is listed about 16% below the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 319 48TH STREET COURT W?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GLANZER REALTY, LLC · Diana Lynn Rivera. MLS #GC544555.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palmetto homes, in your inbox
Like 319 48TH STREET COURT W but not quite? A daily digest of every new listing in Palmetto — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Pedro to ping you on any price or status change →