536 45TH STREET COURT W, PALMETTO, FL, 34221
Active2 days on marketListed Oct 8, 2026MLS #O6448452
About this home
536 45TH STREET COURT W
Welcome to your slice of boater’s paradise in Palmetto! This beautifully renovated and fully furnished 2-bedroom, 2-bath home sits high and dry, offering both peace of mind and coastal charm. Completely updated from top to bottom, the home features a brand-new metal roof (2025) and stunning luxury vinyl plank flooring throughout, creating a modern and cohesive feel. The kitchen has been tastefully redesigned with new cabinetry and elegant granite countertops, perfect for both everyday living and entertaining. Both bathrooms have been fully upgraded with stylish finishes, adding a touch of luxury to this charming home. Step outside to enjoy tiled flooring in the carport area—an ideal space to relax and take in those beautiful Florida evenings. With no HOA, you’ll have the freedom to store your RV, boat, and all your water toys with ease. Located just one block from the community boat ramp and minutes from Terra Ceia Bay, this home is perfectly positioned for anyone who loves life on the water. Opportunities like this don’t come around often—schedule your private showing today and experience the best of Florida living!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,036
Sqft
0.19 ac
Lot size
1984
Year built
One
Levels
$333
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,605 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,605/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.9%
$/sqft vs Palmetto actives
$333 vs $202
Days on market
2 vs 79 typical
Where $333/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $372K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
241 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 536 45TH STREET COURT W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$290,000
5004 3RD AVENUE W · same community
3 bd · 2 ba · 1,053 sqft · $275/sqft · 52 DOM
Sold · May ’26$239,000
603 48TH STREET W · same community
3 bd · 1 ba · 987 sqft · $242/sqft · 4 DOM
Sold · Mar ’26$111,000
615 48TH STREET W · same community
3 bd · 2 ba · 1,090 sqft · $102/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 536 45TH STREET COURT W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 536 45TH STREET COURT W — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
536 45TH STREET COURT W FAQs
What would the monthly payment be for 536 45TH STREET COURT W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,605/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 536 45TH STREET COURT W?+
The most recent tax bill on record (2025) was $3,139. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palmetto?+
At $345,000, this home is listed about 13% below the Palmetto median of $396,999. The market section on this page shows how the area is trending.
Which schools are assigned to 536 45TH STREET COURT W?+
Lincoln Memorial Middle School (middle), Palmetto High School (high), James Tillman Elementary Magnet School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EQUITYPRO LLC · Navid Rokh. MLS #O6448452.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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