CENTURY 21 Edge
$403,999$444,0002 bd2 ba1,763 sqft$229 /sqft≈$3,597 /mo all-in ↓

1226 PINE NEEDLE ROAD, VENICE, FL, 34285

Active144 days on marketListed Jun 16, 2026MLS #N6144696

✦ Reduced $40KWaterfrontSingle Family ResidencePINEBROOK SOUTH

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About this home

1226 PINE NEEDLE ROAD

Virtually Staged. ENJOY ONE OF VENICE’S MOST CONVENIENT LOCATIONS! Situated on a peaceful lake in desirable Pinebrook South, this TURNKEY FURNISHED 2-bedroom, 2-bath home offers 1,763 square feet of comfortable living space just minutes from Venice Island, Historic Downtown Venice, Gulf beaches, shopping, dining, golf, the Legacy Trail, Pinebrook Medical Center, and Sarasota Memorial Hospital–Venice. All of the major updates have already been completed, including a NEW ROOF (2024), HVAC (2024), ALL NEW DUCTWORK with UV AIR PURIFICATION SYSTEM (2026), WHOLE-HOUSE REPIPING (2026), ELECTRICAL PANEL (2024), WATER HEATER (2021), DISHWASHER (2023), and DRYER (2025). The interior paint has also recently been refreshed. Additional features include an interior laundry room with utility sink and an attached two-car garage. The spacious floor plan offers plenty of flexibility for both everyday living and entertaining. The light-filled living room features a bay window, while a separate family room and dining area provide additional gathering spaces. The generously sized kitchen offers abundant cabinetry, a double-door pantry, and convenient pull-out shelving. With NO CARPET throughout, the home is easy to maintain and well suited for Florida living. The primary suite features excellent storage with three built-in closets and a beautifully updated ensuite bath with a walk-in shower and subway tile extending to the ceiling. A comfortable second bedroom and full guest bath provide welcoming accommodations for family and visitors. Even better, this home is being offered TURNKEY FURNISHED, including furniture and TVs purchased within approximately the last 12–18 months. Whether you're searching for a seasonal retreat, full-time residence, or an easy transition to Florida living, much of what you need is already in place. Outdoor living is one of the highlights of this home. The COVERED AND SCREENED LANAI OVERLOOKS THE LAKE and opens to an expansive paver patio surrounded by mature landscaping—an ideal setting for morning coffee, relaxing afternoons, or evening gatherings while enjoying the peaceful water view. Accordion hurricane shutters, including protection surrounding the lanai, add an extra measure of convenience and peace of mind. Pinebrook South is known for its LOW HOA FEES and NO CDD FEES, along with community amenities that include a pool, clubhouse, kayak storage, and kayak/canoe launch. Its central Venice location makes it easy to enjoy beaches, recreation, healthcare, restaurants, shopping, and everything Historic Downtown Venice has to offer. MOTIVATED SELLERS HAVE REPOSITIONED THIS HOME WITH A NEW PRICE, creating an excellent opportunity to own a spacious lakefront home with significant updates, turnkey furnishings, and an exceptionally convenient Venice location. SCHEDULE YOUR PRIVATE SHOWING AND COME EXPERIENCE THE EASY FLORIDA LIFESTYLE OF 1226 PINE NEEDLE RD!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,763

Sqft

0.22 ac

Lot size

2

Garage

1979

Year built

One

Levels

$229

Per sqft

WaterfrontWater viewTurnkeyPets allowed

Inside

FlooringCeramic Tile · Laminate · Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom
LaundryElectric Dryer Hookup · Inside · Other · Washer Hookup
CoolingCentral Air
HeatingElectric · Exhaust Fan
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Lighting

Community & fees

HOA fee$47/mo
Taxes (2025)$5,253/yr
PetsYes
CommunityWater Access · Clubhouse · Deed Restrictions · No Truck/RV/Motorcycle Parking · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Phone Available · Public · Sewer Connected · Sprinkler Well · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,597 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,774
FHA mortgage insurance (est.)$179
Property tax — 2025 actual bill$438
HOA fee — from the listing$47
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,140Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,140
Interest rate7.50%
Loan term

Estimated payment

$3,597/mo

Principal & interest$2,774
FHA mortgage insurance (est.)$179
Property taxes (actual bill)$438
HOA / condo fee$47
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $404K
$327KedgeAI estimate $378,285 · range $340K–$416K$433K

vs edgeAI estimate

+6.8%

$/sqft vs Venice actives

$229 vs $242

Days on market

144 vs 49 typical

Where $229/sqft sits among the 400 Venice actives

121
155 · this home
55
26
13
30
$142–212$212–281$281–350$350–420$420–489$489+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pinebrook South

Drive times from this address

Downtown Tampa≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Venice. See the full Venice guide →

Pinebrook South — neighborhood snapshot

Population

1,504

Median age

71

Median income

$68,260

Median home value

$238,957

Avg household

2

Households w/ children

39%

For the school run

Sarasota County School District

HighVenice Senior High School★★★★★
ElementaryGarden Elementary School★★★★★
MiddleVenice Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Venice market

Seller’s marketLeans seller — 3.3 months of inventoryBuyer’s market

$387K → $408K

Venice median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

163 of 400

Venice actives have cut their price

Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 103% above the VENICE 34285 median. See the full Venice market guide →

Paper trail

This home's history

CurrentPrice reduced to $403,999 ▼ $40K
Jun 16, 2026Listed at $444,000 · 144 days on market since
1979Built · PINEBROOK SOUTH

Reality check

What actually sold near 1226 PINE NEEDLE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1301 LUCAYA AVENUESold · Aug ’26

$320,000

1301 LUCAYA AVENUE · same community

2 bd · 2 ba · 1,791 sqft · $179/sqft · 16 DOM

1329 PINE NEEDLE ROADSold · Feb ’26

$370,000

1329 PINE NEEDLE ROAD · same community

3 bd · 2 ba · 1,800 sqft · $206/sqft · 14 DOM

1239 PINEBROOK WAYSold · Dec ’25

$507,000

1239 PINEBROOK WAY · same community

2 bd · 2 ba · 1,840 sqft · $276/sqft · 52 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1226 PINE NEEDLE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1226 PINE NEEDLE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1226 PINE NEEDLE ROAD FAQs

What would the monthly payment be for 1226 PINE NEEDLE ROAD?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,597/mo — principal and interest, the actual property-tax bill, the $47/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1226 PINE NEEDLE ROAD?+

The association fee works out to $47 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1226 PINE NEEDLE ROAD?+

The most recent tax bill on record (2025) was $5,253. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1226 PINE NEEDLE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Venice?+

At $403,999, this home is listed about 1% above the Venice median of $398,700. The market section on this page shows how the area is trending.

Which schools are assigned to 1226 PINE NEEDLE ROAD?+

Venice Senior High School (high), Garden Elementary School (elementary), Venice Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$403,999 runs 103% above the VENICE 34285 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

144 days on market against a Venice median of 49 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Venice Senior High School, Garden Elementary School, Venice Middle School — Venice Senior High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $444,000, now $403,999 — a $40K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Karen Snow. MLS #N6144696.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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