CENTURY 21 Edge
$775,000$799,0004 bd4 ba2,721 sqft$285 /sqft≈$6,383 /mo all-in ↓

495 CORAL CREEK DRIVE, PLACIDA, FL, 33946

Active67 days on marketListed Sep 1, 2026MLS #N6145543

✦ Reduced $24KPrivate poolSingle Family ResidenceCAPE HAZE WINDWARD

About this home

495 CORAL CREEK DRIVE

**NEW PRICE IMPROVEMENT! NOW OFFERED AT $775,000!** This fully remodeled 4-bedroom plus office, 4-bath pool home offers 2,721 square feet of beautifully updated living space in the sought-after Cape Haze Windward community. Ideally positioned on a corner lot overlooking the Links Golf Course, the home combines extensive renovations, impressive indoor-outdoor living, and beautiful golf course, lake, and sunset views. Step inside to soaring vaulted ceilings, an open floor plan, and multiple sets of pocket sliding glass doors that fill the home with natural light and showcase the surrounding views. Designed to disappear when opened, the pocket sliders create a seamless transition between the interior and the expansive screened lanai and pool area, perfect for entertaining or simply enjoying the Florida lifestyle. Renovated from top to bottom, the home features plank tile flooring throughout, designer finishes, and a layout equally suited for everyday living and hosting family and friends. At the heart of the home is the chef's kitchen, featuring a massive island, custom cabinetry, quartz countertops, high-end stainless-steel appliances, a statement range and hood, and a built-in desk area designed for both function and style. The kitchen flows effortlessly into the living and family rooms, where expansive views and pocket sliders connect the main living spaces directly to the pool and lanai. The primary suite is a private retreat with direct access to the pool area, a walk-in closet, and a beautifully renovated en-suite bath featuring a large walk-in shower and dual marble vanities. Two additional guest bedrooms feature their own private en-suite bathrooms, each updated with quartz countertops and modern finishes, creating an ideal arrangement for visiting family and guests. Outside, the expansive screened lanai becomes an extension of the home. The heated pool features a brand-new pool heater, while new pavers and an upgraded panoramic-view pool cage maximize the sweeping golf course setting. Partial views of Coral Creek and colorful evening sunsets provide an incredible backdrop for morning coffee, afternoons by the pool, or evenings entertaining friends. Additional improvements include a premium metal roof approximately three years old, HVAC replaced in 2022, newer pool cage, updated electrical, and refreshed landscaping and irrigation, providing added peace of mind and long-term value. Located near full-service marinas, shopping, dining, public and private golf courses, and some of Southwest Florida's best boating and fishing, Cape Haze Windward puts the Florida lifestyle right outside your door. The beaches and charming village of Boca Grande are just minutes away. Furnishings are negotiable, providing buyers the opportunity for an even more turnkey transition to Florida living. **NOW OFFERED AT $775,000**, this move-in-ready home presents an exceptional opportunity to own a beautifully remodeled pool home with golf course and lake views in one of Placida's most desirable settings. Schedule your private showing of 495 Coral Creek Drive today!

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,721

Sqft

0.38 ac

Lot size

2

Garage

2006

Year built

One

Levels

$285

Per sqft

Private poolGolf Course & Pool viewNegotiablePets allowed

Inside

FlooringCeramic Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course · Pool
FacesSoutheast
ExteriorFrench Doors · Lighting · Private Mailbox · Rain Gutters

Community & fees

HOA fee$24/mo
Taxes (2025)$12,371/yr
PetsYes
CommunityGolf

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,383 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$4,877
PMI (est., until 20% equity)$291
Property tax — 2025 actual bill$1,031
HOA fee — from the listing$24
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,500
Interest rate7.50%
Loan term

Estimated payment

$6,383/mo

Principal & interest$4,877
PMI (est., until 20% equity)$291
Property taxes (actual bill)$1,031
HOA / condo fee$24
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $775K
$744KedgeAI estimate $1,011,592 · range $910K–$1.1M$1.2M

vs edgeAI estimate

−23.4%

$/sqft vs CAPE HAZE WINDWARD

$285 vs $251

Days on market

67 vs 127 typical

Where $285/sqft sits among the 11 homes for sale in CAPE HAZE WINDWARD

7
2 · this home
1
0
0
1
$184–269$269–354$354–438$438–523$523–608$608+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Placida

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

3,090

Median age

66.1

Median income

$85,848

Median home value

$660,800

Avg household

2.01

Households w/ children

105

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer — 11.7 months of inventoryBuyer’s market

$775K → $412K

Placida median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

5 of 11

CAPE HAZE WINDWARD have cut their price

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1995% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

CurrentPrice reduced to $775,000 ▼ $24K
Sep 1, 2026Listed at $799,000 · 67 days on market since
2006Built · CAPE HAZE WINDWARD

Reality check

What actually sold near 495 CORAL CREEK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

330 CORAL CREEK DRIVESold · Dec ’25

$957,500

330 CORAL CREEK DRIVE · same community

3 bd · 2.5 ba · 2,684 sqft · $357/sqft · 38 DOM

4130 CAPE HAZE DRIVESold · Dec ’25

$515,000

4130 CAPE HAZE DRIVE · same community

3 bd · 2.5 ba · 2,550 sqft · $202/sqft · 323 DOM

11 LEEWARD DRIVESold · Aug ’26

$443,000

11 LEEWARD DRIVE · same community

3 bd · 2.5 ba · 2,464 sqft · $180/sqft · 110 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Emanuel Marin Maldonado

Your agent

Emanuel Marin Maldonado

Real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 495 CORAL CREEK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 495 CORAL CREEK DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

495 CORAL CREEK DRIVE FAQs

What would the monthly payment be for 495 CORAL CREEK DRIVE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,383/mo — principal and interest, the actual property-tax bill, the $24/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 495 CORAL CREEK DRIVE?+

The association fee works out to $24 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 495 CORAL CREEK DRIVE?+

The most recent tax bill on record (2025) was $12,371. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 495 CORAL CREEK DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $775,000, this home is listed about 25% above the Placida median of $619,950. The market section on this page shows how the area is trending.

Which schools are assigned to 495 CORAL CREEK DRIVE?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$775,000 runs 1995% above the PLACIDA 33946 median — but at 2,721 sqft it's also 52% larger than the typical Placida listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $799,000, now $775,000 — a $24K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PALM · Chris Costello. MLS #N6145543.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Placida homes, in your inbox

Like 495 CORAL CREEK DRIVE but not quite? A daily digest of every new listing in Placida — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Emanuel to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated November 7, 2026 at 5:56 AM UTC. The listing information on this page last changed on November 7, 2026 at 5:56 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on November 7, 2026 at 5:56 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: November 7, 2026 at 5:56 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.