CENTURY 21 Edge
$429,9003 bd2 ba1,556 sqft$276 /sqft$3,124 /mo all-in ↓

20263 LADNER AVENUE, PORT CHARLOTTE, FL, 33954

Active3 days on marketListed Sep 17, 2026MLS #N6145804

Single Family ResidencePORT CHARLOTTE SEC 033

About this home

20263 LADNER AVENUE

Virtually Staged. BRING THE RV. BRING THE BOAT. BRING THE CARS. THERE’S ROOM FOR ALL OF IT! This is the Port Charlotte property buyers with toys, hobbies and big plans rarely find—a 3-BEDROOM, 2-BATH HOME paired with an incredible 30' x 50' CLIMATE-CONTROLLED DETACHED BUILDING and NO HOA. The massive 1,500 SQ FT BUILDING is the showstopper. A 16' WIDE x 14' HIGH OVERHEAD DOOR gives you serious clearance for an RV, boat, large vehicles, equipment or a car collection. Inside, you'll find DEDICATED 200-AMP ELECTRICAL SERVICE WITH ITS OWN METER, plenty of wall outlets and 50-AMP RV SERVICE. Workshop, collector-car garage, RV headquarters, hobby space or the ultimate place for all the toys—this is the kind of building people usually wish their property had. And the house delivers, too, with UPDATED HURRICANE WINDOWS, a NEWER ROOF, 3 BEDROOMS, 2 BATHROOMS and an attached 2-CAR GARAGE. Enjoy the freedom of NO HOA and the convenience of keeping your vehicles, equipment and hobbies right at home instead of paying for storage somewhere else. Need even more room? Here's what makes this opportunity especially unique: the seller owns THREE ADDITIONAL ADJOINING LOTS AVAILABLE FOR SEPARATE PURCHASE—one beside the property and two adjoining the rear. Purchase the home and building as offered, or explore adding the additional lots to create an expansive multi-lot property with exceptional room for the RV, boat, trailers, vehicles and whatever comes next. NO HOA. 1,500 SQ FT CLIMATE-CONTROLLED BUILDING. 14' HIGH DOOR. 200-AMP SERVICE. 50-AMP RV HOOKUP. UPDATED HURRICANE WINDOWS. NEWER ROOF. PLUS 3 ADDITIONAL ADJOINING LOTS AVAILABLE. If you've been searching for a home where you don't have to compromise on SPACE, STORAGE OR FREEDOM, you just found it.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,556

Sqft

0.46 ac

Lot size

2

Garage

1987

Year built

One

Levels

$276

Per sqft

Negotiable

Inside

FlooringCeramic Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ParkingBoat · Driveway · RV Garage · RV Parking · Workshop in Garage
ExteriorRV Hookup · Storage

Community & fees

Taxes (2025)$2,914/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,124 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property tax — 2025 actual bill$243
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,047
Interest rate6.00%
Loan term

Estimated payment

$3,124/mo

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$243
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $430K
$245KedgeAI estimate $266,261 · range $255K$280K$447K

vs edgeAI estimate

+61.5%

$/sqft vs PORT CHARLOTTE SEC 033

$276 vs $195

Days on market

3 vs 59 typical

Where $276/sqft sits among the 26 homes for sale in PORT CHARLOTTE SEC 033

2
5
8
7
2
2 · this home
$116–144$144–171$171–199$199–226$226–254$254+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33954 — neighborhood snapshot

Population

11,604

Median age

52.8

Median income

$83,081

Median home value

$304,000

Avg household

2.42

Households w/ children

1,156

For the school run

Charlotte County School District

HighPort Charlotte High School★★★★★
MiddleMurdock Middle School★★★★★
ElementaryLiberty Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

15 of 26

PORT CHARLOTTE SEC 033 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1620% above the PORT CHARLOTTE 33954 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Sep 17, 2026Listed at $429,900 · 3 days on market since
1987Built · PORT CHARLOTTE SEC 033

Reality check

What actually sold near 20263 LADNER AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

21523 SEATON AVENUESold · Jun ’26

$301,000

21523 SEATON AVENUE · same community

4 bd · 2 ba · 1,593 sqft · $189/sqft · 60 DOM

21093 KEELER AVENUESold · Mar ’26

$245,000

21093 KEELER AVENUE · same community

3 bd · 2.5 ba · 1,508 sqft · $162/sqft · 68 DOM

250 NORTHVIEW STREETSold · Mar ’26

$335,000

250 NORTHVIEW STREET · same community

3 bd · 2 ba · 1,611 sqft · $208/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 20263 LADNER AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 20263 LADNER AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

20263 LADNER AVENUE FAQs

What would the monthly payment be for 20263 LADNER AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,124/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 20263 LADNER AVENUE?+

The most recent tax bill on record (2025) was $2,914. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $429,900, this home is listed about 30% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

Which schools are assigned to 20263 LADNER AVENUE?+

Port Charlotte High School (high), Murdock Middle School (middle), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Brent Ortigoza. MLS #N6145804.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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