5428 HUTCHINSON STREET, PORT ORANGE, FL, 32128
Active144 days on marketListed Jun 16, 2026MLS #NS1088507
About this home
5428 HUTCHINSON STREET
Welcome to this exceptional 4/2 lakefront home nestled on an oversized cul-de-sac lot in one of Port Orange's most desirable communities. Built in 2018 with solid concrete block construction, this pristine residence offers the perfect combination of modern design, quality craftsmanship, and an unbeatable Florida lifestyle. Beautiful hard-surface flooring flows throughout the home, complementing the bright, open-concept floor plan designed for both everyday living and effortless entertaining. The gourmet kitchen serves as the heart of the home, featuring stunning stone countertops, solid wood cabinetry, a large center island, and abundant workspace--perfect for family gatherings, holiday celebrations, and hosting friends. The spacious living and dining areas seamlessly connect to the screened lanai, where picturesque lake views create a tranquil backdrop for morning coffee, outdoor dining, or relaxing after a long day. Mature landscaping and the oversized homesite provide exceptional curb appeal, privacy, and plenty of room to enjoy the outdoors. Located within a highly sought-after Port Orange neighborhood with access to a community pool and zoned for A-rated schools, this home offers convenience at every turn. Enjoy easy access to shopping, dining, healthcare, and major roadways, while being just minutes from Daytona Beach--home to the "World's Most Famous Beach." Commuters and professionals will appreciate the close proximity to Embry-Riddle Aeronautical University and Palmer College of Chiropractic. Offering newer construction, breathtaking waterfront views, premium finishes, and an outstanding location, this move-in-ready home is a rare opportunity to experience the very best of Port Orange living. All information intended to be accurate, but should be verified.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,896
Sqft
0.17 ac
Lot size
2
Garage
2018
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,668 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,668/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs Port Orange actives
$210 vs $219
Days on market
144 vs 62 typical
Where $210/sqft sits among the 199 Port Orange actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Orange
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Orange. See the full Port Orange guide →
PORT ORANGE 32128 — neighborhood snapshot
Population
22,244
Median age
49.8
Median income
$95,831
Median home value
$422,300
Avg household
2.38
Households w/ children
2,105
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Orange market
$340K → $343K
Port Orange median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
110 of 199
Port Orange actives have cut their price
Median sold price, Port Orange, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the PORT ORANGE 32128 median. See the full Port Orange market guide →
Paper trail
This home's history
Reality check
What actually sold near 5428 HUTCHINSON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$392,000
5428 ESTERO LOOP · same community
4 bd · 2 ba · 1,859 sqft · $211/sqft · 24 DOM
Sold · Jun ’26$390,000
5439 ESTERO LOOP · same community
4 bd · 2 ba · 1,839 sqft · $212/sqft · 80 DOM
Sold · Jun ’26$430,000
2305 SANTA ROSA COURT · same community
5 bd · 3 ba · 2,628 sqft · $164/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5428 HUTCHINSON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5428 HUTCHINSON STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5428 HUTCHINSON STREET FAQs
What would the monthly payment be for 5428 HUTCHINSON STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,668/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5428 HUTCHINSON STREET?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5428 HUTCHINSON STREET?+
The most recent tax bill on record (2025) was $5,962. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5428 HUTCHINSON STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Orange?+
At $399,000, this home is listed about 16% above the Port Orange median of $343,500. The market section on this page shows how the area is trending.
Which schools are assigned to 5428 HUTCHINSON STREET?+
Cypress Creek Elementary School (elementary), Creekside Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PORT ORANGE 32128 market on paper
$399,000 is 13% below the PORT ORANGE 32128 median of $459,950, and at $210/sqft it sits under the Port Orange average of $238.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
144 days on market against a Port Orange median of 62 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Cypress Creek Elementary School, Creekside Middle School, Spruce Creek High School — Cypress Creek Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $409,888, now $399,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SIGNATURE · Gregg Tomlinson. MLS #NS1088507.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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