6281 BASS HIGHWAY, ST CLOUD, FL, 34771
Active33 days on marketListed Aug 19, 2026MLS #O6434321
About this home
6281 BASS HIGHWAY
FRESHLY PAINTED (2026) and filled with character, this Pine Grove Park home sits directly across the street from LAKE LIZZIE, offering beautiful LAKE VIEWS, a spacious lot and NO HOA! Recent improvements include an updated laundry room and new deck (2025), NEW ROOF (2024), decorative molding and shelving plus a tiled shower (2023), UPDATED KITCHEN (2022), and a NEW A/C and tile flooring (2019). Inside, the thoughtfully used floor plan is enhanced by picture windows, charming details and plenty of natural light. The updated kitchen connects easily to the dining area, while a COVERED FRONT DECK provides an inviting outdoor extension of the home with convenient access to the dining space. Outside, mature trees frame the large yard, with plenty of room to enjoy the Florida lifestyle. With no HOA, bring your BOAT or RV and take advantage of nearby public boat launches, Lake Lizzie Preserve and all the outdoor recreation this area has to offer. Zoned for TOP-RATED HARMONY SCHOOLS and conveniently located with easy access to Nova Road, this character-filled St. Cloud home combines lake views, space and flexibility in an established setting. Call today to schedule a tour!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
863
Sqft
0.15 ac
Lot size
1947
Year built
One
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,530 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,530/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PINE GROVE PARK
$226 vs $207
Days on market
33 vs 47 typical
Where $226/sqft sits among the 7 homes for sale in PINE GROVE PARK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $394K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
6 of 7
PINE GROVE PARK have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 6281 BASS HIGHWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$120,000
6365 BASS HIGHWAY · same community
2 bd · 2 ba · 840 sqft · $143/sqft · 95 DOM
Sold · Jun ’26$100,000
1600 GAR STREET · same community
2 bd · 1.5 ba · 792 sqft · $126/sqft · 68 DOM
Sold · Dec ’25$222,000
1606 GAR STREET · same community
2 bd · 2 ba · 1,024 sqft · $217/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6281 BASS HIGHWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6281 BASS HIGHWAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6281 BASS HIGHWAY FAQs
What would the monthly payment be for 6281 BASS HIGHWAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,530/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6281 BASS HIGHWAY?+
The most recent tax bill on record (2025) was $1,635. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6281 BASS HIGHWAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $195,000, this home is listed about 55% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6281 BASS HIGHWAY?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST CLOUD 34771 market on paper
$195,000 is 53% below the ST CLOUD 34771 median of $414,905, and at $226/sqft it sits under the St Cloud average of $236.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $205,000, now $195,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6434321.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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