1998 HORSETAIL DRIVE, ST CLOUD, FL, 34771
Active16 days on marketListed Sep 4, 2026MLS #O6439467
About this home
1998 HORSETAIL DRIVE
Virtually Staged. Under Construction. ***DECEMBER DELIVERY! Discover the Logan D at Brack Ranch, Lot 364, located at 1998 Horsetail Dr. This thoughtfully designed home offers stylish comfort, open-concept living, flexible spaces, and modern features created for the way you live, gather, and unwind. Enjoy the appeal of Brack Ranch in St. Cloud, with easy access to Orlando, shopping, dining, recreation, major roadways, and everyday conveniences. Community amenities include a pool, cabana/clubhouse, playground, dog park, and scenic trails, creating a connected lifestyle close to everything you need. Photos shown are of a similar home and are for illustrative purposes only. December delivery opportunities are limited—schedule your tour today and ask about current incentives!***
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,496
Sqft
0.09 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,749 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,749/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.2%
$/sqft vs St Cloud actives
$233 vs $217
Days on market
16 vs 47 typical
Where $233/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $394K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
243 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1998 HORSETAIL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$370,490
5694 STOCKADE BOULEVARD · same community
3 bd · 2.5 ba · 1,496 sqft · $248/sqft · 66 DOM
Sold · Apr ’26$369,965
5678 STOCKADE BOULEVARD · same community
3 bd · 2.5 ba · 1,496 sqft · $247/sqft · 30 DOM
Sold · Apr ’26$336,990
5714 STOCKADE BOULEVARD · same community
3 bd · 2.5 ba · 1,496 sqft · $225/sqft · 93 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1998 HORSETAIL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1998 HORSETAIL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1998 HORSETAIL DRIVE FAQs
What would the monthly payment be for 1998 HORSETAIL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,749/mo — principal and interest, the actual property-tax bill, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1998 HORSETAIL DRIVE?+
The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1998 HORSETAIL DRIVE?+
The most recent tax bill on record (2026) was $3,485. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1998 HORSETAIL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $348,490, this home is listed about 19% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1998 HORSETAIL DRIVE?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SM FLORIDA BROKERAGE LLC · Jason Walzer. MLS #O6439467.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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