7980 SEA PEARL CIRCLE, KISSIMMEE, FL, 34747
Active1 days on marketListed Oct 22, 2026MLS #O6451812
About this home
7980 SEA PEARL CIRCLE
Some photos have been digitally enhanced and virtually staged. Enjoy a south-facing pool and spa just approximately 4.5 miles from Disney at this furnished home in Formosa Gardens Estates, Kissimmee, Florida. Featuring four bedrooms plus a den currently used as a fifth bedroom and three full bathrooms, this home offers flexible living space within an established gated community known for its large lots, attractive landscaping, and low HOA dues of just $1,500 per year. Short-term rentals are permitted, providing options for a primary residence, second home, or vacation rental near Disney. The open floor plan connects comfortable gathering spaces, with neutral colors throughout the main living areas. Quality furnishings create a welcoming atmosphere, while Berber carpeting in the living room and bedrooms adds comfort, complemented by tile throughout the remaining areas. A private primary suite provides a relaxing retreat. The well-equipped kitchen features rich cherry cabinetry, Corian countertops, ample preparation space, and generous cupboard storage. An eat-in kitchen offers a convenient spot for casual meals, while the separate dining area provides space to gather with family and guests. Furnishings and kitchen essentials are included, making this home ready to enjoy. Step outside to an extended pool deck with a private south-facing pool, spa, and covered lanai. Spend sunny afternoons poolside or settle into the shade after a day at the parks. Established privacy hedges and surrounding landscaping create an inviting backdrop for outdoor dining and relaxation. Fencing is permitted within the community with prior HOA approval, offering the opportunity to create additional backyard privacy. Ample closet space, a two-car garage, and attractive landscaping complete the home. Nearby golf courses, grocery stores, shopping, and the restaurants and entertainment at Margaritaville and along US-192 put everyday conveniences and vacation favorites within easy reach. Whether you’re looking for a furnished Kissimmee home, a Florida retreat, or a property in a community that permits vacation rentals, this Formosa Gardens Estates home brings together space, privacy, and a convenient location near Disney.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,449
Sqft
0.33 ac
Lot size
2003
Year built
One
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,057 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,057/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.4%
$/sqft vs Kissimmee actives
$255 vs $204
Days on market
1 vs 81 typical
Where $255/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Formosa Gardens, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Formosa Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Formosa Gardens is a short-term-rental community. See the full guide →
Formosa Gardens — neighborhood snapshot
Population
162
Median age
31
Median income
$92,154
Median home value
$297,100
Avg household
4
Households w/ children
14%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
201 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the KISSIMMEE 34747 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 7980 SEA PEARL CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$590,000
2812 SPINNING SILK COURT · same community
5 bd · 3 ba · 2,449 sqft · $241/sqft · 199 DOM
Sold · Jul ’26$625,000
7908 EMPERORS ORCHID COURT · same community
5 bd · 3 ba · 2,189 sqft · $286/sqft · 94 DOM
Sold · Apr ’26$447,500
2248 WYNDHAM PALMS WAY
6 bd · 3.5 ba · 2,434 sqft · $184/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7980 SEA PEARL CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7980 SEA PEARL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7980 SEA PEARL CIRCLE FAQs
What would the monthly payment be for 7980 SEA PEARL CIRCLE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,057/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7980 SEA PEARL CIRCLE?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7980 SEA PEARL CIRCLE?+
The most recent tax bill on record (2025) was $7,259. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 7980 SEA PEARL CIRCLE be rented short-term?+
Yes — this home sits inside Formosa Gardens, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 7980 SEA PEARL CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $625,000, this home is listed about 67% above the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7980 SEA PEARL CIRCLE?+
Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$625,000 runs 61% above the KISSIMMEE 34747 median — but at 2,449 sqft it's also 34% larger than the typical Kissimmee listing.
02Zoned for nightly rentals
Formosa Gardens is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Fresh on the market
Only 1 day on market in a Kissimmee market that averages 81 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of REALTY HUB · Jane LaFrance. MLS #O6451812.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Kissimmee homes, in your inbox
Like 7980 SEA PEARL CIRCLE but not quite? A daily digest of every new listing in Kissimmee — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Bridget to ping you on any price or status change →