9286 SE 128TH STREET, SUMMERFIELD, FL, 34491
Active37 days on marketListed Sep 4, 2026MLS #OM731513
Come see it
Upcoming open house
Sun, Oct 11
12:00 PM – 3:00 PM
About this home
9286 SE 128TH STREET
RARE POOL HOME ON OVERSIZED CUL-DE-SAC LOT! Welcome to this beautifully updated 2 BR plus den Madeira model in the premier 55+ Del Webb community. Perfectly set on a premium 10,454 sq ft semi-private cul-de-sac lot, featuring 1732 sf of refined living space and a resort-style outdoor retreat with a gas-heated SALT WATER pool, attached spa and 34x20 bird cage. A beautiful front courtyard with lots of curb appeal takes you inside to a light and bright open floor plan with beautiful views of the pool and spa areas. Upgrades include crown molding throughout, tile floors in main living areas and laminate in the bedrooms (no carpet), French doors leading to the office/den, ceiling fans throughout except kitchen and dinette. The kitchen features stainless steel appliances, a skylight, a bay window dinette, upgraded maple cabinets w/crown molding, beveled counter tops, and an adjoining bonus space with a built-in desk and bookshelves. The primary suite also highlights a charming bay window with a view of the pool and adjoining landscaping. Step outside into your private outdoor oasis featuring a 34x10 open lanai, a spacious 34x20 birdcage, and a custom gas-heated saltwater pool and spa renovated in 2024. Major home updates include a 2018 roof, 2018 A/C, 2018 gas water heater. An oversized garage extended 4 feet with built-in cabinetry and shelving adds lots of storage. A shared irrigation well keeps your water bill low. (Note: refrigerator in garage does not convey. Seller is a licensed Realtor in the state of Florida)
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,732
Sqft
0.24 ac
Lot size
2
Garage
2002
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,910 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,910/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3%
$/sqft vs SPRUCE CREEK GC
$211 vs $187
Days on market
37 vs 70 typical
Where $211/sqft sits among the 62 homes for sale in SPRUCE CREEK GC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
20 of 62
SPRUCE CREEK GC have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 9286 SE 128TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$328,500
8642 SE 132ND STREET · same community
3 bd · 2 ba · 1,720 sqft · $191/sqft · 38 DOM
Sold · Apr ’26$330,000
12975 SE 93RD CIRCLE · same community
2 bd · 2 ba · 1,677 sqft · $197/sqft · 69 DOM
Sold · Mar ’26$349,000
9369 SE 124TH LOOP · same community
2 bd · 2 ba · 1,649 sqft · $212/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9286 SE 128TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9286 SE 128TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9286 SE 128TH STREET FAQs
What would the monthly payment be for 9286 SE 128TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,910/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9286 SE 128TH STREET?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9286 SE 128TH STREET?+
The most recent tax bill on record (2025) was $2,709. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9286 SE 128TH STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $365,000, this home is listed about 26% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9286 SE 128TH STREET?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JUDY L. TROUT REALTY · Charles Campbell. MLS #OM731513.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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