9028 SE 120TH LOOP, SUMMERFIELD, FL, 34491
Active33 days on marketListed Sep 8, 2026MLS #OM731637
About this home
9028 SE 120TH LOOP
Outstanding 3/2 Elkridge Model, great curb appeal, open backyard, Designer driveway, and Professionally Landscaped with Rock Beds. The Elkridge features 3 Bedrooms, an open Floor Plan, a formal dining room, and Eat in Kitchen. The large Designer Kitchen with newer Appliance and a Convention ovan the open floor plan allows owners great options for entertaining. Three great bedrooms, and the Primary Bedroom has an en suite bath plus a custom California closet. Oversized two-car Garage. The home has been re-piped overhead and in the walls, and Roof Replaced in 2023; AC in 2017. View this great Elkridge home and enjoy the lifestyle of Del Webb CC. A must-view home
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,720
Sqft
0.19 ac
Lot size
2
Garage
2004
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,851 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,851/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.4%
$/sqft vs SPRUCE CREEK GC
$209 vs $187
Days on market
33 vs 70 typical
Where $209/sqft sits among the 61 homes for sale in SPRUCE CREEK GC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
20 of 61
SPRUCE CREEK GC have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 9028 SE 120TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$328,500
8642 SE 132ND STREET · same community
3 bd · 2 ba · 1,720 sqft · $191/sqft · 38 DOM
Sold · Apr ’26$330,000
12975 SE 93RD CIRCLE · same community
2 bd · 2 ba · 1,677 sqft · $197/sqft · 69 DOM
Sold · Mar ’26$349,000
9369 SE 124TH LOOP · same community
2 bd · 2 ba · 1,649 sqft · $212/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9028 SE 120TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9028 SE 120TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9028 SE 120TH LOOP FAQs
What would the monthly payment be for 9028 SE 120TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,851/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9028 SE 120TH LOOP?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9028 SE 120TH LOOP?+
The most recent tax bill on record (2025) was $2,418. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9028 SE 120TH LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $359,500, this home is listed about 24% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9028 SE 120TH LOOP?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - SUMMERFIELD · Ed Dombrowski. MLS #OM731637.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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