9512 SE 124TH LOOP, SUMMERFIELD, FL, 34491
Active134 days on marketListed Mar 11, 2026MLS #OM720061
About this home
9512 SE 124TH LOOP
Beautiful Hampton model with concrete block construction located in the highly desirable Del Webb Spruce Creek Golf & Country Club, a premier 55+ community. This well maintained home offers 2 bedrooms, a den, and 2.5 baths with a spacious split bedroom open floor plan designed for comfortable living and entertaining. A charming front courtyard entry welcomes you through the expansive double doors, where you will find 18 in tile flooring in the foyer, kitchen, breakfast nook, all wet areas and pathways, along with hardwood flooring in the family room. The layout includes a formal living room and formal dining room, plus a large family room open to the expansive kitchen and breakfast bar. The bright kitchen features white cabinetry, Corian countertops, and a movable island, providing flexible prep and entertaining space. The large primary suite and en-suite are your own sanctuary, while the den and guest bedroom offer ample space, the guest bath has a newer vanity and updated shower. Additional interior features include, an inside laundry room, solar tubes for abundant natural light. Tankless water heater, water softener system, whole house generator (2020), reverse osmosis system under kitchen sink. Major updates include roof (2021) Dual comfort HVAC system both replaced in 2023. This home offers and expanded garage with golf cart storage and an electric garage door screen, along with an expanded lanai overlooking the hedged private backyard, creating a wonderful outdoor living space. This home combines thoughtful upgrades, generous living areas, and the lifestyle amenities of Del Webb Spruce Creek Golf & Country Club
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,475
Sqft
0.23 ac
Lot size
2
Garage
2001
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,451 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,451/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.4%
$/sqft vs SPRUCE CREEK GC
$162 vs $190
Days on market
134 vs 50 typical
Where $162/sqft sits among the 51 homes for sale in SPRUCE CREEK GC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
26 of 51
SPRUCE CREEK GC have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 9512 SE 124TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$519,000
12971 SE 90TH COURT ROAD · same community
3 bd · 2 ba · 2,581 sqft · $201/sqft · 1 DOM
Sold · Jan ’26$365,000
13195 SE 93RD CIRCLE · same community
3 bd · 2.5 ba · 2,266 sqft · $161/sqft · 177 DOM
Sold · Sep ’25$390,000
13165 SE 93RD CIRCLE · same community
3 bd · 2.5 ba · 2,261 sqft · $172/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Melinda Manges Iosua
Director, Agent Recruiting · CENTURY 21 Edge
Tours, negotiation, and every question about 9512 SE 124TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9512 SE 124TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Melinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9512 SE 124TH LOOP FAQs
What would the monthly payment be for 9512 SE 124TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,451/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9512 SE 124TH LOOP?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9512 SE 124TH LOOP?+
The most recent tax bill on record (2025) was $6,546. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9512 SE 124TH LOOP?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $399,900, this home is listed about 38% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9512 SE 124TH LOOP?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JUDY L. TROUT REALTY · Jennifer Trail. MLS #OM720061.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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