170 GARY AVENUE, OAK HILL, FL, 32759
Active5 days on marketListed Nov 1, 2026MLS #OM734876
Come see it
Upcoming open house
Sun, Nov 8
3:30 PM – 5:30 PM
About this home
170 GARY AVENUE
Virtually Staged. Enjoy living right on the water in this beautiful, just updated canal front home with direct access to the river with a guest house, covered boathouse and private dock. The main 2 bedroom 2 bath home boasts an open floor plan with lots of windows for plenty of natural light. Bright open living room opens to the kitchen and dinette. Kitchen features newly updated white shaker cabinets, new countertops, stainless steel appliances, and a large pantry. Dinette has space for a large table- great for guests. The kitchen opens up to the large family room that features windows facing the private tranquil back yard and sliding glass doors that lead to the large covered screened in porch which is perfect for quiet mornings, evenings and entertaining guests. Spacious master bedroom has a walk in closet and updated ensuite bathroom. Big second bedroom with a large closet. Modern large updated second bathroom Large Private fully fenced backyard leads to the canal. Spacious studio guest house adds value with extra space. It features lovely french door entrance and its own patio overlooking the canal, kitchenette. Covered boathouse to store your boat, private dock on the canal that has direct access to the river. Nice Quiet neighborhood. Close to Edgewater and New Smyrna Beach! Schedule your tour today!
Facts & features
The home at a glance
2
Bedrooms
3
Bathrooms
1,434
Sqft
0.21 ac
Lot size
1
Garage
1988
Year built
One
Levels
$383
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,871 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,871/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.4%
$/sqft vs Oak Hill actives
$383 vs $277
Days on market
5 vs 64 typical
Where $383/sqft sits among the 33 Oak Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oak Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oak Hill. See the full Oak Hill guide →
OAK HILL 32759 — neighborhood snapshot
Population
3,216
Median age
50.3
Median income
$61,671
Median home value
$289,300
Avg household
2.84
Households w/ children
227
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oak Hill market
$320K → $245K
Oak Hill median sold, yr/yr
92.1%
Sale-to-list ratio (12 mo)
20 of 33
Oak Hill actives have cut their price
Median sold price, Oak Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 93% above the OAK HILL 32759 median. See the full Oak Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 170 GARY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$268,000
160 GARY AVENUE · same community
3 bd · 2 ba · 1,152 sqft · $233/sqft · 19 DOM
Sold · Jul ’26$378,000
167 RANDLE AVENUE · same community
2 bd · 2 ba · 989 sqft · $382/sqft · 628 DOM
Sold · May ’26$625,000
214 GARY AVENUE · same community
3 bd · 3 ba · 2,980 sqft · $210/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 170 GARY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 170 GARY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
170 GARY AVENUE FAQs
What would the monthly payment be for 170 GARY AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,871/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 170 GARY AVENUE?+
The most recent tax bill on record (2025) was $8,394. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oak Hill?+
At $549,000, this home is listed about 16% above the Oak Hill median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 170 GARY AVENUE?+
Indian River Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$549,000 runs 93% above the OAK HILL 32759 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Oak Hill market that averages 64 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ADDRESSUSA, INC · Laurie Leake. MLS #OM734876.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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