CENTURY 21 Edge
$324,0002 bd2 ba1,266 sqft$256 /sqft≈$2,416 /mo all-in ↓

313 VARNVILLE WAY, THE VILLAGES, FL, 32162

Active19 days on marketListed Oct 1, 2026MLS #R4911653

✦ Priced 7% below the THE VILLAGES 32162 medianVillaVILLAGES OF SUMTER EMMALEE VILLAS

About this home

313 VARNVILLE WAY

Virtually Staged. BOND PAID – MOVE IN READY – High End FURNITURE available separately. Welcome to this beautifully upgraded patio villa in Emmalee Villas, located in the desirable Village of Mallory! More than a typical villa, this home has more enjoyable living space with a fully converted Florida room that extends beyond an enclosed lanai. Featuring finished interior walls, crown molding, and tile floors, this versatile area can be enjoyed year-round with AC and Heat for the perfect temperature. Open the windows, and it transforms into the perfect outdoor lanai experience. Inside, vaulted ceilings and solar tubes fill the home with natural light, creating a bright and airy atmosphere. The striking contrast of rich dark tile flooring and crisp white cabinetry is anything but ordinary. The kitchen and bathrooms have been beautifully updated with quartz countertops, while thoughtful upgrades throughout include plantation shutters—even on the sliding glass doors! Shiplap accents in the hallway add warmth and character, and the built-in sound system lets you enjoy your favorite music whether you're relaxing at home or entertaining guests. Outside, this villa stands out with gorgeous pavers in the driveway, sidewalk and patio! Maybe your swing lounger on the patio is the perfect place to enjoy the breezes in the winter months! Don't fret about the "Florida water" taste & hydrate with water filtered with a whole house water filtration system! Perfectly situated just A QUICK FEW MINUTES TO LAKE SUMTER LANDING FOR NIGHTLY entertainment where you can enjoy your favorite live bands or DJ! Grab a sweet treat at any of the restaurants or enjoy dinner! Visit the shops and take a calming stroll along the boardwalk. This exceptional villa combines style, comfort, and an unbeatable location—making it the perfect place to enjoy The Villages lifestyle. The Villages is a 55+ Community with over 3000 activities. The amenity fee of $204 includes executive golf, swimming pools and nightly entertainment at the Town Squares (Lake Sumter Landing, Spanish Springs, Brownwood Paddock, Eastport, as well as Sawgrass). Travel anywhere throughout The Community on a golf cart using multimodal pathways. Imagine being part of a community that lives and breathes activity!!! Roof 2020, A/C & HWH 2006

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,266

Sqft

0.08 ac

Lot size

1

Garage

2006

Year built

One

Levels

$256

Per sqft

Negotiable55+ community

Inside

FlooringTile
AppliancesDishwasher · Dryer · Gas Water Heater · Microwave · Range · Washer · Water Purifier
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingNatural Gas
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesSouth
ExteriorSliding Doors · Sprinkler Metered

Community & fees

Taxes (2025)$2,469/yr
CommunityDeed Restrictions · Dog Park · Golf

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,416 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,907
FHA mortgage insurance (est.)$143
Property tax — 2025 actual bill$206
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,340Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,340
Interest rate6.00%
Loan term

Estimated payment

$2,416/mo

Principal & interest$1,907
FHA mortgage insurance (est.)$143
Property taxes (actual bill)$206
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $324K
$259KedgeAI estimate $294,922 · range $270K–$316K$337K

vs edgeAI estimate

+9.9%

$/sqft vs The Villages actives

$256 vs $251

Days on market

19 vs 45 typical

Where $256/sqft sits among the 400 The Villages actives

104
139 · this home
83
27
14
33
$195–229$229–263$263–297$297–331$331–364$364+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Drive times from this address

Downtown Orlando≈ 67 min
Universal Orlando≈ 70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market — 2.7 months of inventoryBuyer’s market

$365K → $360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

224 of 400

The Villages actives have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

Oct 1, 2026Listed at $324,000 · 19 days on market since
2006Built · VILLAGES OF SUMTER EMMALEE VILLAS

Reality check

What actually sold near 313 VARNVILLE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

300 VARNVILLE WAYSold · Jul ’26

$269,800

300 VARNVILLE WAY · same community

2 bd · 2 ba · 1,266 sqft · $213/sqft · 38 DOM

2495 DUNDEE TERRACESold · Nov ’25

$339,000

2495 DUNDEE TERRACE

2 bd · 2 ba · 1,258 sqft · $269/sqft · 2 DOM

2201 BALSA COURTSold · Jun ’26

$302,000

2201 BALSA COURT

3 bd · 2 ba · 1,237 sqft · $244/sqft · 66 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 313 VARNVILLE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 313 VARNVILLE WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

313 VARNVILLE WAY FAQs

What would the monthly payment be for 313 VARNVILLE WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,416/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 313 VARNVILLE WAY?+

The most recent tax bill on record (2025) was $2,469. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in The Villages?+

At $324,000, this home is listed about 18% below the The Villages median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 313 VARNVILLE WAY?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BLACK TIE REALTY, INC. · Karen Scarbrough. MLS #R4911653.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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313 VARNVILLE WAY, THE VILLAGES, FL — 2 Bed, 2 Bath — $324,000 | CENTURY 21 Edge