3948 MUNFORD TERRACE, THE VILLAGES, FL, 32163
Active99 days on marketListed May 7, 2026MLS #G5111881
About this home
3948 MUNFORD TERRACE
TURN-KEY, IMMACULATE & PROFESSIONALLY DECORATED!!! 2-BEDROOM, 2-BATH, HAVEN PATIO VILLA with a SCREENED ENTRYWAY AND A GLASS ENCLOSED LANAI!! Located in highly sought after Village of Richmond !!!! Great curb appeal with rock beds, Florida plants & guttering. The living, dining and kitchen areas flow seamlessly, creating an inviting space for everyday living and entertaining. Step inside this 2022 home which features an open kitchen with beautiful cabinetry, Stainless steel appliances, updated lighting with an extra cabinet for additional storage. Counter-Height eat in breakfast bar for casual meals, while an adjacent dining room provides additional space for hosting. The living room opens to sliding glass doors leading to the ENCLOSED LANAI, extending your living space outdoors. This wonderful area is ideal for sipping your morning coffee or simply enjoying the gorgeous Florida weather! The primary suite offers a PEACEFUL RETREAT with two windows, and an ENSUITE bathroom. The SPLIT FLOOR PLAN places the second bedroom at the front of the home, featuring DOUBLE windows and closet. Ideal for guests or a home office. A second bathroom includes a vanity and a tub and shower combination. The centrally located INTERIOR LAUNDRY ROOM offers both functionality and convenience. Completing the package is an 13' x 32' one and a half car garage with PLENTY of space for A CAR AND GOLF CART!!! DON'T MISS YOUR OPPORTUNITY TO MAKE THIS WONDERFUL HOME YOUR OWN !!! JUST BRING YOUR TOOTHBRUSH!!! Centrally located in The Villages and just minutes from Brownwood Paddock Square and so much more!!!!. Whether you're looking for a full-time residence, a seasonal escape or a ready to go investment property, this home is for you!!! ( This home has had the same seasonal renters for many years). Inside the Village of Richmond , you will have direct access to both an adult and family pool, golf, pickleball, beach volleyball, scenic nature trails, Richmond Pitch n Putt, Recreational Centers and a dog park. You will be close to Brownwood Paddock Square, Lake Okahumpka, Harry and the Natives restaurant or hop over the Water Lily bridge and enjoy the Hogeye Preserve, Edna's on the Green, or Eastport Square. This magnificent Villa will not last long, so call and schedule your private showing today. Bond balance is $18,139.55.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
979
Sqft
0.08 ac
Lot size
1
Garage
2022
Year built
One
Levels
$327
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,417 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,417/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.3%
$/sqft vs THE VILLAGES
$327 vs $251
Days on market
99 vs 53 typical
Where $327/sqft sits among the 221 homes for sale in THE VILLAGES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32163 — neighborhood snapshot
Population
30,886
Median age
70.1
Median income
$94,565
Median home value
$472,600
Avg household
1.85
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $341K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
122 of 221
THE VILLAGES have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the THE VILLAGES 32163 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 3948 MUNFORD TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$278,350
2382 DUE WEST DRIVE · same community
2 bd · 2 ba · 1,142 sqft · $244/sqft · 35 DOM
Sold · Dec ’25$307,500
262 ARBELLA LOOP · same community
2 bd · 2 ba · 1,142 sqft · $269/sqft · 100 DOM
Sold · Dec ’25$220,000
1639 W SCHWARTZ BOULEVARD · same community
2 bd · 2 ba · 1,144 sqft · $192/sqft · 194 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 3948 MUNFORD TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3948 MUNFORD TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3948 MUNFORD TERRACE FAQs
What would the monthly payment be for 3948 MUNFORD TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,417/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3948 MUNFORD TERRACE?+
The most recent tax bill on record (2025) was $2,784. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3948 MUNFORD TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $320,000, this home is listed about 17% below the The Villages median of $384,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3948 MUNFORD TERRACE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Karen Seale. MLS #G5111881.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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