4229 FLORAMAR TERRACE, NEW PORT RICHEY, FL, 34652
Active15 days on marketListed Sep 5, 2026MLS #R4911921
About this home
4229 FLORAMAR TERRACE
FULLY REMODELED CANAL-FRONT WATERFRONT HOME | FLORAMAR/GULF HARBORS Experience the ultimate Florida waterfront lifestyle in this fully remodeled canal-front home, ideally located in the highly sought-after Floramar/Gulf Harbors community. Thoughtfully renovated from top to bottom between 2023 and 2024, this exceptional property offers a rare combination of modern luxury, structural improvements, and premium boating amenities—creating a truly turnkey waterfront retreat. Step inside to a bright, open-concept floor plan showcasing luxury finishes throughout. The gourmet kitchen is designed for both everyday living and entertaining, featuring quartz countertops, custom cabinetry, stainless-steel appliances, and built-in wine refrigerators. The home also offers spa-inspired bathrooms, updated flooring, modern fixtures, and a cozy fireplace, creating the perfect balance of elegance, comfort, and Florida living. PREMIUM UPGRADES & WATERFRONT FEATURES, Fully remodeled from top to bottom between 2023–2024, Brand-new swimming pool with a resort-style outdoor living space, Private dock with a 10,000-lb. boat lift, Deep-water canal access, ideal for serious boaters, Direct Gulf access, Additional floating dock for convenient waterfront enjoyment, impact-resistant windows and doors for enhanced storm protection and energy efficiency, Updated HVAC system, Updated electrical and plumbing components, Upgraded systems throughout for long-term reliability, Interior laundry, Beautiful canal water views, Outdoor space designed for relaxing, entertaining, and enjoying the waterfront lifestyle. Imagine stepping outside and enjoying peaceful canal views while dolphins and manatees move through the waterways. With direct Gulf access and premium boating infrastructure, this property is perfectly suited for those who want to take full advantage of Florida’s exceptional coastal lifestyle. Whether you’re looking for a primary residence, luxury vacation home, or investment property, this move-in-ready waterfront home offers exceptional versatility and value. Every major renovation has already been completed, allowing you to enjoy the property immediately without the time, expense, or stress of a major renovation project. The Floramar/Gulf Harbors community also offers optional amenities, including private beach access, providing even more opportunities to enjoy the Florida lifestyle. This home offers the ideal combination of privacy, convenience, luxury, and waterfront access, with premium upgrades already in place. Turnkey waterfront opportunities with this level of renovation, boating access, and amenities at this price point are rare and do not last long. Schedule your private showing today and experience this exceptional Gulf-access waterfront property for yourself!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,326
Sqft
0.14 ac
Lot size
1967
Year built
One
Levels
$498
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,569 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,569/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+69%
$/sqft vs FLOR A MAR
$498 vs $385
Days on market
15 vs 55 typical
Where $498/sqft sits among the 60 homes for sale in FLOR A MAR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flor-a-mar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Flor-a-mar — neighborhood snapshot
Population
2,712
Median age
56
Median income
$96,857
Median home value
$435,193
Avg household
2
Households w/ children
136
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $275K
New Port Richey median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
36 of 60
FLOR A MAR have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 239% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 4229 FLORAMAR TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$480,000
4247 FLORAMAR TERRACE · same community
3 bd · 2 ba · 1,324 sqft · $363/sqft · 102 DOM
Sold · May ’26$345,000
5540 LEEWARD LANE · same community
2 bd · 2 ba · 1,316 sqft · $262/sqft · 0 DOM
Sold · Jun ’26$290,000
5061 ENSIGN LOOP · same community
3 bd · 2 ba · 1,303 sqft · $223/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 4229 FLORAMAR TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4229 FLORAMAR TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4229 FLORAMAR TERRACE FAQs
What would the monthly payment be for 4229 FLORAMAR TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,569/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4229 FLORAMAR TERRACE?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4229 FLORAMAR TERRACE?+
The most recent tax bill on record (2025) was $7,048. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4229 FLORAMAR TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $660,000, this home is listed about 132% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4229 FLORAMAR TERRACE?+
Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GLIMPSE REAL ESTATE INC · Madeline Reyes. MLS #R4911921.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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