5451 WINDWARD WAY, NEW PORT RICHEY, FL, 34652
Active15 days on marketListed Oct 23, 2026MLS #W7890567
About this home
5451 WINDWARD WAY
Virtually Staged. Experience the Florida lifestyle in Gulf Harbors! **AVAILABLE FOR THE FIRST TIME IN NEARLY 35 YEARS!** This spacious 3-bedroom, 3-bathroom waterfront pool home offers single-story living, a 2-car garage, and an ideal location just around the corner from the GULF HARBORS PRIVATE BEACH and ONLY ONE CANAL FROM THE OPEN GULF! A LITTLE TLC AND PERSONAL TOUCHES WILL MAKE THIS HOME YOUR OWN! The major improvements have already been completed, including a TILE ROOF INSTALLED IN 2021 WITH A 50-YEAR WARRANTY, AC SYSTEM INSTALLED IN 2021, UPDATED KITCHEN, POOL RESURFACED AND REMODELED IN 2023, AND EXPANDED PAVER POOL PATIO. Inside, enjoy tile flooring throughout with NO CARPET, French doors, crown molding, a wood-burning fireplace, granite kitchen countertops, and a floor-to-ceiling pantry. A bonus sunroom off the primary bedroom provides additional living space and backyard views. The home also features a Jacuzzi bathtub and convenient single-level living. The backyard is designed for Florida entertaining, featuring a custom-built gazebo, mature landscaping, and a custom 15,000-gallon swimming pool approximately 7 feet deep. Enjoy sunsets, outdoor gatherings, boating, fishing, biking, and the relaxed Gulf Harbors lifestyle. Additional features include a bathroom in the garage, St. Augustine grass, and mature landscaping. Documentation is available for major improvements, as well as seller-reported professional lead-paint and asbestos testing. Conveniently located near shopping, restaurants, medical facilities, and everyday amenities, with Tampa International Airport approximately 45 minutes away. **WATERFRONT LIVING, GULF ACCESS, A PRIVATE BEACH, AND A POOL! THE BIG-TICKET IMPROVEMENTS ARE DONE. NOW IT'S YOUR OPPORTUNITY TO MAKE IT YOUR OWN!**
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,035
Sqft
0.23 ac
Lot size
1972
Year built
One
Levels
$332
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,996 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,996/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.7%
$/sqft vs FLOR A MAR
$332 vs $397
Days on market
15 vs 66 typical
Where $332/sqft sits among the 56 homes for sale in FLOR A MAR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flor-a-mar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Flor-a-mar — neighborhood snapshot
Population
2,804
Median age
54
Median income
$104,709
Median home value
$475,050
Avg household
2
Households w/ children
142
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$284K → $280K
New Port Richey median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
29 of 56
FLOR A MAR have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 257% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 5451 WINDWARD WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$760,000
4851 BONITO DRIVE · same community
3 bd · 2.5 ba · 2,022 sqft · $376/sqft · 254 DOM
Sold · Dec ’25$603,900
4918 FORECASTLE DRIVE · same community
3 bd · 2 ba · 2,094 sqft · $288/sqft · 172 DOM
Sold · Sep ’26$776,000
4969 MARLIN DRIVE · same community
3 bd · 2 ba · 2,114 sqft · $367/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5451 WINDWARD WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5451 WINDWARD WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5451 WINDWARD WAY FAQs
What would the monthly payment be for 5451 WINDWARD WAY?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,996/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5451 WINDWARD WAY?+
The most recent tax bill on record (2025) was $4,034. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5451 WINDWARD WAY?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $674,900, this home is listed about 141% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5451 WINDWARD WAY?+
Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX MARKETING SPECIALISTS · Nicholas Vavoulis. MLS #W7890567.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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