CENTURY 21 Edge
$349,099$359,1003 bd2 ba1,740 sqft$201 /sqft$2,861 /mo all-in ↓

12915 CASTLE OAKS DRIVE, HUDSON, FL, 34669

Active368 days on marketListed Sep 17, 2025MLS #TB8428847

Reduced $10KNew constructionSingle Family ResidenceMEADOW OAKS

About this home

12915 CASTLE OAKS DRIVE

New Construction Home by M/I Homes in Meadow Oaks. Popular Sentinel floorplan, elevation A. Welcome to 12915 Castle Oaks Dr , a thoughtfully designed single-story home plan offering 1,740 square feet of well-planned living space. The Sentinel is a perfect home for first-time home buyers or those looking to downsize without sacrificing comfort and thoughtful design. With its blend of modern features, flexible living spaces, and inviting atmosphere, this home is ready for you to make it your own. You'll love these highlighted design features: 17'10"x8' Trussed Lanai, Gold "B" Design Package, 2nd sink in Primary Bathroom, Extended Tile in Living Areas, and more! Schedule your tour today. *Photos shown are for representation purposes only and may not depict the actual home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,740

Sqft

0.13 ac

Lot size

2

Garage

2025

Year built

One

Levels

$201

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Washer
InteriorEating Space In Kitchen · In Wall Pest System · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesSouth
ParkingDriveway
ExteriorSliding Doors

Community & fees

HOA fee$132/mo
Taxes (2025)$4,308/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Park · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Public · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,861 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property tax — 2025 actual bill$359
HOA fee — from the listing$132
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,218Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,218
Interest rate6.00%
Loan term

Estimated payment

$2,861/mo

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property taxes (actual bill)$359
HOA / condo fee$132
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $349K
$307KedgeAI estimate $324,003 · range $319K$336K$363K

vs edgeAI estimate

+7.7%

$/sqft vs MEADOW OAKS

$201 vs $182

Days on market

368 vs 45 typical

Where $201/sqft sits among the 14 homes for sale in MEADOW OAKS

2
2
4
1
2 · this home
3
$144–157$157–170$170–183$183–196$196–209$209+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hudson

Drive times from this address

Tampa Int’l Airport (TPA)51 min
Downtown Tampa54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hudson. See the full Hudson guide →

HUDSON 34669 — neighborhood snapshot

Population

14,225

Median age

46.8

Median income

$52,648

Median home value

$219,200

Avg household

2.41

Households w/ children

1,371

For the school run

Pasco County School District

MiddleHudson Academy★★★★★
ElementaryHudson Primary Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hudson market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$275K$278K

Hudson median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

8 of 14

MEADOW OAKS have cut their price

Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the HUDSON 34669 median. See the full Hudson market guide →

Paper trail

This home's history

CurrentPrice reduced to $349,099 $10K
Sep 17, 2025Listed at $359,100 · 368 days on market since
2025Built · MEADOW OAKS

Reality check

What actually sold near 12915 CASTLE OAKS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12942 CASTLE OAKS DRIVESold · Apr ’26

$359,580

12942 CASTLE OAKS DRIVE · same community

4 bd · 2 ba · 1,740 sqft · $207/sqft · 167 DOM

12831 CASTLE OAKS DRIVESold · Aug ’26

$352,040

12831 CASTLE OAKS DRIVE · same community

5 bd · 2 ba · 1,740 sqft · $202/sqft · 97 DOM

12931 CASTLE OAKS DRIVESold · Dec ’25

$334,860

12931 CASTLE OAKS DRIVE · same community

3 bd · 2 ba · 1,758 sqft · $190/sqft · 203 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 12915 CASTLE OAKS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12915 CASTLE OAKS DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12915 CASTLE OAKS DRIVE FAQs

What would the monthly payment be for 12915 CASTLE OAKS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,861/mo — principal and interest, the actual property-tax bill, the $132/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12915 CASTLE OAKS DRIVE?+

The association fee works out to $132 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12915 CASTLE OAKS DRIVE?+

The most recent tax bill on record (2025) was $4,308. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12915 CASTLE OAKS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hudson?+

At $349,099, this home is listed about 4% above the Hudson median of $334,900. The market section on this page shows how the area is trending.

Which schools are assigned to 12915 CASTLE OAKS DRIVE?+

Hudson Academy (middle), Hudson Primary Academy (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

02Time on market is leverage

368 days on market against a Hudson median of 45 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $359,100, now $349,099 — a $10K cut. The full history is in the market section below.

Listing courtesy of M/I HOMES · Marshall Gray. MLS #TB8428847.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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