
1874 STABLE TRAIL, PALM HARBOR, FL, 34685
Active103 days on marketListed Jul 8, 2026MLS #TB8526199
About this home
1874 STABLE TRAIL
Welcome to 1874 Stable Trail, where thoughtful design, custom craftsmanship, and effortless Florida living come together in Eagle Ridge at Boot Ranch. Set on an expansive pie-shaped homesite of approximately 0.24 acres, this single-story 4-bedroom, 3-bath pool residence offers 2,473 square feet of beautifully updated living space designed for both everyday living and memorable entertaining. A welcoming foyer opens to generous formal living and dining spaces featuring wood-look tile flooring, crown molding, and glass French doors overlooking the covered pool patio. The kitchen blends function with character, offering wood cabinetry, granite countertops, stainless steel appliances, a double-stack oven, and custom reclaimed Chicago brick accents. The kitchen flows seamlessly into the expansive family room, where custom Dutch lap detailing creates a distinctive feature wall, bar face, and fireplace surround. A wood-burning fireplace with a hand-hewn reclaimed mantle and reclaimed Chicago brick hearth anchors the space with warmth and character. The adjacent dinette overlooks the pool and backyard, while a full pool bath provides convenient access to the outdoor living area. The primary suite offers a private retreat with French doors opening directly to the pool and patio, dual walk-in closets, and a fully remodeled ensuite bath featuring a soaking tub, dual-sink custom vanity, classic nickel-gap shiplap, designer lighting, and a beautifully tiled walk-in shower with rainfall system. Three additional bedrooms provide flexible space for family, guests, a home office, or hobbies, while two additional bathrooms have been remodeled in a cohesive contemporary style. Every closet has been professionally customized to maximize storage and organization. The thoughtful updates continue beyond the interior, with replacement windows installed in 2019, an AC system installed in June 2020, and a tankless water heater added in 2024. The pool was completely refinished in 2024, complementing the home’s updated interiors and creating a refreshed setting for outdoor living. Outside, the expansive pie-shaped homesite provides generous usable space around the refinished pool and covered patio. The cul-de-sac setting adds to the peaceful atmosphere, creating an ideal backdrop for relaxing, entertaining, and enjoying Florida’s year-round sunshine. A two-car garage and paver driveway add everyday convenience and curb appeal. Located within Boot Ranch, the home offers convenient access to golf, parks, Lake Tarpon, the Pinellas Trail, Gulf beaches, shopping, dining, and Tampa International Airport. With its custom architectural details, thoughtfully updated interiors, professionally customized storage, remodeled baths, refreshed pool, and established major systems, 1874 Stable Trail offers a distinctive combination of character, functionality, and true move-in-ready Florida living.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,473
Sqft
0.24 ac
Lot size
2
Garage
1988
Year built
One
Levels
$311
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,175 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,175/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.1%
$/sqft vs Palm Harbor actives
$311 vs $265
Days on market
103 vs 68 typical
Where $311/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34685 — neighborhood snapshot
Population
17,895
Median age
48.7
Median income
$87,658
Median home value
$479,400
Avg household
2.45
Households w/ children
1,931
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
231 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 87% above the PALM HARBOR 34685 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1874 STABLE TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$619,000
1831 STABLE TRAIL · same community
5 bd · 3 ba · 2,528 sqft · $245/sqft · 84 DOM
Sold · Mar ’26$580,000
1838 EAGLE RIDGE BOULEVARD · same community
4 bd · 2 ba · 2,247 sqft · $258/sqft · 225 DOM
Sold · Feb ’26$500,000
4858 AUGUSTA AVENUE
4 bd · 3 ba · 2,492 sqft · $201/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 1874 STABLE TRAIL — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1874 STABLE TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1874 STABLE TRAIL FAQs
What would the monthly payment be for 1874 STABLE TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,175/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1874 STABLE TRAIL?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1874 STABLE TRAIL?+
The most recent tax bill on record (2025) was $6,107. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1874 STABLE TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $767,900, this home is listed about 98% above the Palm Harbor median of $388,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1874 STABLE TRAIL?+
Joseph L. Carwise Middle School (middle), Forest Lakes Elementary School (elementary), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$767,900 runs 87% above the PALM HARBOR 34685 median — but at 2,473 sqft it's also 65% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Joseph L. Carwise Middle School, Forest Lakes Elementary School, East Lake High School — Joseph L. Carwise Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $865,000, now $767,900 — a $97K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Tanner Tillung. MLS #TB8526199.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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