CENTURY 21 Edge
$625,0003 bd2 ba2,255 sqft$277 /sqft≈$4,617 /mo all-in ↓

1775 STABLE TRAIL, PALM HARBOR, FL, 34685

Active25 days on marketListed Sep 24, 2026MLS #W7889754

Private poolSingle Family ResidenceBOOT RANCH - EAGLE RIDGE PH A

About this home

1775 STABLE TRAIL

Virtually Staged ~ East Lake Corridor Living at Its Finest! Fully updated from head to toe, this Boot Ranch beauty is ready for its next owner. Soaring ceilings, new laminate flooring, and sliding glass doors in the formal living and dining rooms open to the sparkling pool, making indoor-outdoor living effortless. The chef's kitchen shines with brand new cabinetry, quartz counters, a custom designer tile backsplash, custom tile flooring, and brand new GE Café appliances. A sunny breakfast nook with sliders to the pool area is perfect for morning coffee. The family room features rich laminate flooring and a wood burning fireplace, a natural gathering spot for friends and family. The owner's suite is a true retreat with a walk-in closet, pool views, and direct pool access. The refreshed en suite bath offers new vanities with custom bowl sinks, a relaxing soaking tub, and a separate, newly tiled shower. Generously sized guest bedrooms feature laminate flooring, and the guest bath was refreshed with a custom vanity and custom tiled shower. A roomy laundry room completes the open floor plan. Outside, the sprawling covered lanai overlooks the salt water pool, all on a large (1/3 acre) corner lot with plenty of room to roam for kids and pets. Recent updates include the kitchen and bathrooms (2023), GE Café appliances (2023), all new custom flooring (2023), new lights and fans throughout (2023), fresh interior paint (2023), new electrical outlets throughout (2023), new front doors (2023), a brand new roof (3/2026), and upgraded landscaping and irrigation (2026), new insulation in attic (2023), new inside air handler (2023)water softener and salt pool are also included. Close to local beaches, doctors, hospitals, restaurants, and shopping, with an easy drive to Tampa International and St. Pete/Clearwater airports. Zoned for excellent East Lake Corridor schools. Don't let this gem slip away!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,255

Sqft

0.29 ac

Lot size

2

Garage

1990

Year built

One

Levels

$277

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$75/mo
Taxes (2025)$9,304/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,617 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$775
HOA fee — from the listing$75
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,500
Interest rate6.00%
Loan term

Estimated payment

$4,617/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$775
HOA / condo fee$75
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $625K
$576KedgeAI estimate $651,958 · range $600K–$687K$714K

vs edgeAI estimate

−4.1%

$/sqft vs Palm Harbor actives

$277 vs $265

Days on market

25 vs 68 typical

Where $277/sqft sits among the 400 Palm Harbor actives

71
78
81 · this home
94
35
41
$149–193$193–237$237–282$282–326$326–370$370+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Drive times from this address

Tampa Int’l Airport (TPA)≈ 31 min
Downtown Tampa≈ 35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

PALM HARBOR 34685 — neighborhood snapshot

Population

17,895

Median age

48.7

Median income

$87,658

Median home value

$479,400

Avg household

2.45

Households w/ children

1,931

For the school run

Pinellas County School District

MiddleJoseph L. Carwise Middle School★★★★★
ElementaryForest Lakes Elementary School★★★★★
HighEast Lake High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller — 3.7 months of inventoryBuyer’s market

$420K → $440K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

233 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 52% above the PALM HARBOR 34685 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Sep 24, 2026Listed at $625,000 · 25 days on market since
1990Built · BOOT RANCH - EAGLE RIDGE PH A

Reality check

What actually sold near 1775 STABLE TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1838 EAGLE RIDGE BOULEVARDSold · Mar ’26

$580,000

1838 EAGLE RIDGE BOULEVARD · same community

4 bd · 2 ba · 2,247 sqft · $258/sqft · 225 DOM

1831 STABLE TRAILSold · Feb ’26

$619,000

1831 STABLE TRAIL · same community

5 bd · 3 ba · 2,528 sqft · $245/sqft · 84 DOM

4992 AUGUSTA AVENUESold · Nov ’25

$750,000

4992 AUGUSTA AVENUE

3 bd · 3 ba · 2,292 sqft · $327/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1775 STABLE TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1775 STABLE TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1775 STABLE TRAIL FAQs

What would the monthly payment be for 1775 STABLE TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,617/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1775 STABLE TRAIL?+

The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1775 STABLE TRAIL?+

The most recent tax bill on record (2025) was $9,304. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1775 STABLE TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $625,000, this home is listed about 61% above the Palm Harbor median of $388,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1775 STABLE TRAIL?+

Joseph L. Carwise Middle School (middle), Forest Lakes Elementary School (elementary), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$625,000 runs 52% above the PALM HARBOR 34685 median — but at 2,255 sqft it's also 51% larger than the typical Palm Harbor listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Joseph L. Carwise Middle School, Forest Lakes Elementary School, East Lake High School — Joseph L. Carwise Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ALLIANCE GROUP · Denise Wooley, PA. MLS #W7889754.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1775 STABLE TRAIL, PALM HARBOR, FL — 3 Bed, 2 Bath — $625,000 | CENTURY 21 Edge