CENTURY 21 Edge
$429,900$439,9003 bd2 ba1,855 sqft$232 /sqft≈$3,590 /mo all-in ↓

1617 VISTOSO LANE, SUN CITY CENTER, FL, 33573

Active118 days on marketListed Jul 12, 2026MLS #TB8527865

✦ Reduced $10KPrivate poolSingle Family ResidenceCYPRESS CREEK VILLAGE A REV

About this home

1617 VISTOSO LANE

NOT A 55+ COMMUNITY! OPEN TO ALL AGES! Skip the age restrictions and high master-planned CDD fees—this Ruskin/Sun City Center area hidden gem welcomes everyone! Welcome home to 1617 Vistoso Lane, a gorgeous, move-in-ready 3-bedroom, 2-bathroom private POOL oasis designed for the ultimate Florida lifestyle. Positioned in a sought-after community with an incredibly low HOA, this solid block-and-stucco home gives you total freedom, a prime location, and a private backyard paradise. PROPERTY HIGHLIGHTS: • PRIVATE SCREENED SALTWATER & HEATED POOL: Your personal backyard retreat features an expansive mediterranean, brick-paver lanai, perfect for outdoor dining, weekend BBQs, or peaceful morning coffee. • MODERN INTERIOR: Step inside to a bright, open-concept floor plan boasting a modern kitchen upgraded in 2024 with premium quartz stone countertops, custom cabinetry with crown moulding, easy close doors, new hardware and large pull out drawers. Updated kitchen faucet, garbage disposal and walter filter at the sink. New back splash subway tile was installed in 2026. All appliances have been upgraded in the last 5 years, the microwave in 2024. The range oven has steam cleaning capacity. The laundry room includes LG front closure washer and dryer. Modern wood laminate floors were installed in 2022 and 2026 throughout living, primary, dining and hallways. New carpeting installed in secondary bedrooms in 2026. The large family room has built-in shelving and has new subway tiles upgrades to create a decorative shadow box effect in 2026. A large contempory fan was installed in 2026. • RETREAT-STYLE PRIMARY SUITE: This extra large space features a primary bedroom, has a ceiling fan and includes sliding glass doors to enter the covered lanai and pool.The suite boasts his & her closets. In the large bathroom, upgraded in 2023 features a large double vanity that has upgraded stone countertops, sinks and fixtures. The shower has all new fixtures and glass shower doors with bright subway tiles. The garden tub has new fixtures. All lighting in the bathroom has been upgraded. There is a private bathroom in the pocket door for privacy. • LOW HOA & ALL-AGES LIVING: Enjoy a family-friendly community with ultra-low fees, peaceful sidewalks, and a welcoming neighborhood feel. PERFECTLY LOCATED: Avoid heavy traffic gridlocks while staying minutes from I-75, pristine Gulf beaches, local dining, shopping, and smooth commutes to both Tampa and Sarasota.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,855

Sqft

0.18 ac

Lot size

3

Garage

1998

Year built

One

Levels

$232

Per sqft

Private poolPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System · Private Mailbox · Sliding Doors

Community & fees

HOA fee$12/mo
Taxes (2025)$3,316/yr
PetsYes
CommunityGolf Carts OK · Golf

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,590 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,951
FHA mortgage insurance (est.)$190
Property tax — 2025 actual bill$276
HOA fee — from the listing$12
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,047Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,047
Interest rate7.50%
Loan term

Estimated payment

$3,590/mo

Principal & interest$2,951
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$276
HOA / condo fee$12
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $430K
$337KedgeAI estimate $370,494 · range $351K–$382K$447K

vs edgeAI estimate

+16%

$/sqft vs Sun City Center actives

$232 vs $156

Days on market

118 vs 54 typical

Where $232/sqft sits among the 331 Sun City Center actives

56
55
85
60
39
36 · this home
$98–120$120–143$143–165$165–187$187–209$209+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sun City Center

Drive times from this address

Downtown Tampa≈ 32 min
Tampa Int’l Airport (TPA)≈ 45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sun City Center. See the full Sun City Center guide →

The numbers that matter

The Sun City Center market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$250K → $250K

Sun City Center median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

200 of 331

Sun City Center actives have cut their price

Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 69% above the Sun City Center median. See the full Sun City Center market guide →

Paper trail

This home's history

CurrentPrice reduced to $429,900 ▼ $10K
Jul 12, 2026Listed at $439,900 · 118 days on market since
1998Built · CYPRESS CREEK VILLAGE A REV

Reality check

What actually sold near 1617 VISTOSO LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1619 VISTOSO LANESold · Dec ’25

$290,000

1619 VISTOSO LANE · same community

3 bd · 2 ba · 1,595 sqft · $182/sqft · 119 DOM

1818 DANBURY DRIVESold · Oct ’26

$263,000

1818 DANBURY DRIVE

2 bd · 2 ba · 1,852 sqft · $142/sqft · 25 DOM

3764 MAXWELL PARK DRIVESold · Jul ’26

$339,000

3764 MAXWELL PARK DRIVE

4 bd · 2 ba · 1,891 sqft · $179/sqft · 113 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Emanuel Marin Maldonado

Your agent

Emanuel Marin Maldonado

Real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1617 VISTOSO LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1617 VISTOSO LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1617 VISTOSO LANE FAQs

What would the monthly payment be for 1617 VISTOSO LANE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,590/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1617 VISTOSO LANE?+

The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1617 VISTOSO LANE?+

The most recent tax bill on record (2025) was $3,316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1617 VISTOSO LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sun City Center?+

At $429,900, this home is listed about 69% above the Sun City Center median of $255,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$429,900 runs 69% above the Sun City Center median — but at 1,855 sqft it's also 20% larger than the typical Sun City Center listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

118 days on market against a Sun City Center median of 54 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $439,900, now $429,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Steven Moran. MLS #TB8527865.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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