1360 EMERALD DUNES DRIVE, SUN CITY CENTER, FL, 33573
Active10 days on marketListed Oct 28, 2026MLS #TB8561845
About this home
1360 EMERALD DUNES DRIVE
THIS IS THE ONE! Experience the pinnacle of luxury, maintenance-free living in the highly coveted 55+ community of Toscana at Renaissance. This stunning 3-bedroom, 2-bathroom turnkey condo perfectly blends sophistication with complete peace of mind. Step inside and ascend to the expansive second-floor living space via YOUR OWN PRIVATE ELEVATOR, offering effortless accessibility and an immediate feeling of exclusivity. The heart of the home opens up to soaring high ceilings and an elegant floor plan, but the true showstopper is the panoramic water view visible straight through the massive sliding glass doors. Retreat to the screened lanai to enjoy serene sunrises and sunsets over the water in complete tranquility. This scenic backdrop carries into the luxurious primary suite, which boasts stunning water views, an elegant tray ceiling, and a custom walk-in closet. The en-suite primary bathroom offers a spa-like retreat with a large step-in shower. Two additional bedrooms provide plenty of space for guests, while a versatile flex room serves as the perfect study or home office. Completing this exceptional layout is the attached 2-car garage, offering ample room for your vehicles, golf cart, and extra storage. Living here grants you premium access to the world-class amenities of Club Renaissance. Just a short walk or golf cart ride away, the magnificent 43,000 sq. ft. Mediterranean clubhouse offers an 18-hole championship golf course, two full-service restaurants, a resort-style pool and hot tub, a state-of-the-art wellness center with an indoor track, and the luxurious Spa Celeste. Enjoy the ultimate "lock-and-leave" Florida vacation lifestyle every single day!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,482
Sqft
0.05 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,759 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,759/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.6%
$/sqft vs Sun City Center actives
$167 vs $156
Days on market
10 vs 54 typical
Where $167/sqft sits among the 332 Sun City Center actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sun City Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sun City Center. See the full Sun City Center guide →
SUN CITY CENTER 33573 — neighborhood snapshot
Population
35,362
Median age
64.1
Median income
$72,834
Median home value
$309,300
Avg household
2.11
Households w/ children
2,554
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sun City Center market
$250K → $250K
Sun City Center median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
199 of 332
Sun City Center actives have cut their price
Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the SUN CITY CENTER 33573 median. See the full Sun City Center market guide →
Paper trail
This home's history
Reality check
What actually sold near 1360 EMERALD DUNES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$385,000
1344 EMERALD DUNES DRIVE · same community
3 bd · 2 ba · 2,482 sqft · $155/sqft · 10 DOM
Sold · Dec ’25$346,000
1357 EMERALD DUNES DRIVE · same community
3 bd · 2 ba · 1,860 sqft · $186/sqft · 7 DOM
Sold · Jun ’26$328,000
1351 EMERALD DUNES DRIVE UNIT 1351 · same community
3 bd · 2 ba · 1,860 sqft · $176/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1360 EMERALD DUNES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1360 EMERALD DUNES DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1360 EMERALD DUNES DRIVE FAQs
What would the monthly payment be for 1360 EMERALD DUNES DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,759/mo — principal and interest, the actual property-tax bill, the $53/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1360 EMERALD DUNES DRIVE?+
The association fee works out to $53 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1360 EMERALD DUNES DRIVE?+
The most recent tax bill on record (2025) was $6,155. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1360 EMERALD DUNES DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sun City Center?+
At $415,000, this home is listed about 63% above the Sun City Center median of $255,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1360 EMERALD DUNES DRIVE?+
Cypress Creek Elementary School (elementary), Shields Middle School (middle), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Stephanie Bindel. MLS #TB8561845.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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