1338 EMERALD DUNES DRIVE UNIT 35, SUN CITY CENTER, FL, 33573
Active23 days on marketListed Aug 30, 2026MLS #TB8542959
About this home
1338 EMERALD DUNES DRIVE UNIT 35
Virtually Staged. Welcome to an exceptional luxury residence in the sought after Toscana at Renaissance Golf Club Community! This spacious 3-bedroom, 2-bath (PLUS separate den/home office) condominium offers 2,482 square feet of beautifully appointed living space, plus side facing 2-car ground-floor garage, private elevator or stairwell access from the garage and front door to main living area, and peaceful, gorgeous WATER VIEWS from the oversized patio screened/covered lanai!. Designed with the comfort and scale of a single-family home while offering the convenience of maintenance-free condominium living, this home is truly one-of-a-kind. The two story stairwell leading to the main access to the home is majestic and leads to an open-concept great room features soaring ceilings. The well-appointed kitchen offers a breakfast bar, walk-in pantry, breakfast nook, and adjoining dining area perfect for entertaining. Ceiling fans abound in each room. Wake up to beautiful water views from your generous primary suite featuring tray ceiling and huge walk-in closet, while the primary bath includes dual sinks and a large walk-in shower. Two additional bedrooms provide plenty of space for guests, hobbies, and the extra office/sitting area bonus room. Lots of natural light brightens this home! The interior laundry room includes newer Maytag washer/dryer, a sink and cabinetry for added storage and functionality. Additional features include tile and laminate flooring throughout (no carpet), a newer HVAC system installed in 2024, a newer SafeStep walk-in tub installed in 2025 and a FRESH coat of paint! Step outside to the expansive 24' x 10' covered and screened lanai and enjoy tranquil pond views—an ideal setting for morning coffee, afternoon relaxation, or entertaining friends. A paver driveway and tile roof add to the home's attractive Mediterranean inspired exterior architecture. Located in Toscana at Renaissance, a 55+ community in Sun City Center, residents enjoy an active Florida lifestyle surrounded by upscale Renaissance golf club (in walking distance to this home) which includes, 18-hole Golf course, recreation, restaurants (bar and dining), fitness center and spa and social activities. With its exceptional size, private elevator, water view, 2-car garage, den, and low-maintenance condominium lifestyle, 1338 Emerald Dunes Dr offers a rare opportunity to enjoy spacious Florida living in a highly desirable Renaissance setting. Sun City Center Community Association offers over 200 clubs, pickleball, outdoor resort style pools, indoor pools including a lap pool and a separate walking pool, hot tubs and sauna access in locker rooms. Walking trails, tennis, archery, separate RV and Boat storage, garden plots and clubs, tons of musical entertainment, dancing, computer clubs and yoga, CARDS, Bingo.....opportunities to try new things are endless! Retire in style with plenty to do in what locals call living in Paradise! Golf Cart friendly lifestyle with access to restaurants, shopping, medical facilities and all the clubhouses! Located 30 miles south of Tampa we are close to the beaches, the amusement parks, theaters and shopping! Schedule a showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,482
Sqft
0.05 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$157
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,326 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,326/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.3%
$/sqft vs Sun City Center actives
$157 vs $160
Days on market
23 vs 58 typical
Where $157/sqft sits among the 304 Sun City Center actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sun City Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sun City Center. See the full Sun City Center guide →
SUN CITY CENTER 33573 — neighborhood snapshot
Population
30,820
Median age
68.5
Median income
$68,431
Median home value
$270,600
Avg household
1.98
Households w/ children
1,606
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sun City Center market
$255K → $260K
Sun City Center median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
178 of 304
Sun City Center actives have cut their price
Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the SUN CITY CENTER 33573 median. See the full Sun City Center market guide →
Paper trail
This home's history
Reality check
What actually sold near 1338 EMERALD DUNES DRIVE UNIT 35
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$385,000
1344 EMERALD DUNES DRIVE · same community
3 bd · 2 ba · 2,482 sqft · $155/sqft · 10 DOM
Sold · Sep ’25$310,000
1354 EMERALD DUNES DRIVE · same community
3 bd · 2 ba · 2,482 sqft · $125/sqft · 198 DOM
Sold · Dec ’25$346,000
1357 EMERALD DUNES DRIVE · same community
3 bd · 2 ba · 1,860 sqft · $186/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1338 EMERALD DUNES DRIVE UNIT 35 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1338 EMERALD DUNES DRIVE UNIT 35 — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1338 EMERALD DUNES DRIVE UNIT 35 FAQs
What would the monthly payment be for 1338 EMERALD DUNES DRIVE UNIT 35?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,326/mo — principal and interest, the actual property-tax bill, the $232/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1338 EMERALD DUNES DRIVE UNIT 35?+
The association fee works out to $232 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1338 EMERALD DUNES DRIVE UNIT 35?+
The most recent tax bill on record (2025) was $5,592. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1338 EMERALD DUNES DRIVE UNIT 35?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sun City Center?+
At $389,900, this home is listed about 44% above the Sun City Center median of $269,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1338 EMERALD DUNES DRIVE UNIT 35?+
Cypress Creek Elementary School (elementary), Shields Middle School (middle), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLIP SIDE REALTY BY DESIGN · Rosemary Leist. MLS #TB8542959.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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