
2451 DAKOTA ROCK DRIVE, RUSKIN, FL, 33570
Active82 days on marketListed Jul 22, 2026MLS #TB8529406
About this home
2451 DAKOTA ROCK DRIVE
USDA ELIGIBLE! Discover the opportunity to make 2451 Dakota Rock your own! This home offers the perfect combination of value, flexibility, and buyer incentives. Seller is offering a concession toward buyer closing costs PLUS an additional flooring concession, giving you the opportunity to select flooring that fits your personal style. For buyers looking to maximize their purchasing power, this home is USDA eligible, potentially allowing qualified buyers to purchase with little to no money down, subject to lender and USDA guidelines. The home offers a comfortable layout, inviting living spaces, and plenty of potential to personalize without taking on a major renovation. Use the seller's flooring concession to create the look you want from the moment you move in. USDA eligibility + closing cost assistance + flooring concession = an exceptional opportunity for qualified buyers. Don't miss your chance to turn this home into your own while taking advantage of seller incentives designed to make the purchase easier and more affordable! Welcome to 2451 Dakota Rock Drive — where space, location and lifestyle come together! This exceptional 6-bedroom, 4-bath residence offers 3,310 square feet of beautifully designed living space on an oversized lot in desirable River Bend. With a 3-car garage and an ideal location directly across from the community amenities, this home delivers both everyday convenience and resort-style living. Step inside to a spacious open-concept layout featuring a generous kitchen with granite countertops, rich cabinetry, stainless steel appliances and a large walk-in pantry. The expansive primary suite offers a relaxing retreat with a luxurious en-suite bath, oversized walk-in closet and additional flexible space perfect for a sitting area, office, reading room or private retreat. With six bedrooms, there is room for everyone — including guests, a home office, hobby space or multigenerational living. The flexible floor plan provides exceptional versatility while maintaining comfortable gathering spaces for entertaining. Outside, the oversized lot provides plenty of room to enjoy Florida living, while the three-car garage offers abundant parking and storage. Best of all, step outside and you’re just across the street from River Bend’s resort-style amenities, including two community pools, tennis courts, clubhouse and playground. Conveniently located near I-75, shopping, dining, schools and Tampa Bay-area attractions, this is a rare opportunity to own a spacious home with an unbeatable combination of size, amenities and location. Come see why 2451 Dakota Rock Drive stands out from the rest — schedule your private showing today!
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
3,310
Sqft
0.39 ac
Lot size
3
Garage
2014
Year built
Two
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,005 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,005/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.7%
$/sqft vs Ruskin actives
$148 vs $179
Days on market
82 vs 76 typical
Where $148/sqft sits among the 273 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $322K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
150 of 273
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 2451 DAKOTA ROCK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$362,000
2434 DAKOTA ROCK DRIVE · same community
4 bd · 3 ba · 2,264 sqft · $160/sqft · 181 DOM
Sold · Aug ’26$375,000
1846 SILVER STAR PLACE
5 bd · 3.5 ba · 3,346 sqft · $112/sqft · 12 DOM
Sold · May ’26$400,000
608 WASHITA STONE DRIVE
5 bd · 4 ba · 3,414 sqft · $117/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 2451 DAKOTA ROCK DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2451 DAKOTA ROCK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2451 DAKOTA ROCK DRIVE FAQs
What would the monthly payment be for 2451 DAKOTA ROCK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,005/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2451 DAKOTA ROCK DRIVE?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2451 DAKOTA ROCK DRIVE?+
The most recent tax bill on record (2025) was $8,748. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2451 DAKOTA ROCK DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $489,000, this home is listed about 44% above the Ruskin median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2451 DAKOTA ROCK DRIVE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Shawn Hyer. MLS #TB8529406.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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