3904 ROCKY ISLAND ROAD, NEW PORT RICHEY, FL, 34655
Active107 days on marketListed Jul 23, 2026MLS #TB8531899
About this home
3904 ROCKY ISLAND ROAD
Under Construction. **OFFERING UP TO $30K IN FLEX CASH AND AN ADDITIONAL $20K IN CLOSING COST ASSISTANCE WITH USE OF BUILDERS APPROVED LENDER AND TITLE.** Welcome to your dream home in Primrose at Longleaf, New Port Richey, FL—a beautifully designed Cocoplum Home Plan featuring a two-story, 4-bedroom, 3.5-bathroom residence with a Louisiana French front elevation that exudes timeless curb appeal. Inside, soft beige Luxury Plank Vinyl Flooring (LVP) graces the main floor, leading to a gourmet kitchen with light and bright cabinets, elegant countertops, and Kohler fixtures. The LVP continues into the primary bedroom, where an optional window package invites natural light, and the primary en-suite bath offers a freestanding tub, his and her closets, and quartz countertops and cabinets paired with Kohler fixtures for a spa-like experience. Ascend the LVP stairs to the bright and airy upstairs loft, an ideal alternate living space with additional windows. The home also includes thoughtful upgrades like a garage door upgrade, Progress lighting fixtures in the dining room and bathrooms, and pool pre-plumb for easy backyard expansion. Nestled in one of New Port Richey’s most desirable neighborhoods, this Cocoplum is ready for you to make it your own—schedule your tour today and step into the home of your dreams! *Photos may not be of actual home. Photos may be of similar home/floorplan if home is under construction
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,802
Sqft
0.14 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,781 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,781/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.5%
$/sqft vs New Port Richey actives
$245 vs $193
Days on market
107 vs 66 typical
Where $245/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34655 — neighborhood snapshot
Population
49,964
Median age
45.4
Median income
$85,470
Median home value
$380,200
Avg household
2.54
Households w/ children
5,804
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$284K → $280K
New Port Richey median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
234 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 105% above the NEW PORT RICHEY 34655 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 3904 ROCKY ISLAND ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$644,756
3712 ROCKY ISLAND ROAD · same community
5 bd · 3.5 ba · 2,802 sqft · $230/sqft · 163 DOM
Sold · Dec ’25$620,725
3624 ROCKY ISLAND ROAD · same community
4 bd · 3.5 ba · 2,802 sqft · $222/sqft · 0 DOM
Sold · Feb ’26$629,990
3728 ROCKY ISLAND ROAD · same community
4 bd · 3.5 ba · 2,802 sqft · $225/sqft · 205 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3904 ROCKY ISLAND ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3904 ROCKY ISLAND ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3904 ROCKY ISLAND ROAD FAQs
What would the monthly payment be for 3904 ROCKY ISLAND ROAD?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,781/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3904 ROCKY ISLAND ROAD?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3904 ROCKY ISLAND ROAD?+
The most recent tax bill on record (2025) was $366. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3904 ROCKY ISLAND ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $686,230, this home is listed about 145% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3904 ROCKY ISLAND ROAD?+
Longleaf Elementary School (elementary), River Ridge Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DRB GROUP REALTY, LLC · Lisa Clay. MLS #TB8531899.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New New Port Richey homes, in your inbox
Like 3904 ROCKY ISLAND ROAD but not quite? A daily digest of every new listing in New Port Richey — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kemarie to ping you on any price or status change →