
1920 CHENEY COURT, LUTZ, FL, 33549
Active25 days on marketListed Sep 17, 2026MLS #TB8548557
About this home
1920 CHENEY COURT
SELLER OFFERING CLOSING COST ASSISTANCE WITH AN ACCEPTABLE OFFER! Take advantage of this opportunity to reduce your upfront homebuying expenses. Seller is willing to contribute toward buyer's closing costs with acceptable terms. Ask for details! *Back on Market 10/9/26 due to buyer’s financing falling through. FHA appraisal in hand at $345,000.*TROPICAL LANDSCAPING, SWAYING PALMS AND A QUIET CUL-DE-SAC SETTING create an inviting first impression at this 3-bedroom, 2-bath, 2-car garage home in the established Village on the Pond community of Lutz. Offering 1,368 square feet of living space, this single-story home features a desirable split-bedroom floor plan, tile flooring throughout and a spacious screened lanai overlooking the fenced backyard. MAJOR UPDATES include a ROOF REPLACED IN 2017, A/C IN 2018, WATER HEATER INSTALLED IN 2026, hurricane-rated impact windows and garage door installed in 2020. Curb appeal continues with a lush lawn, tropical landscaping and swaying palms. A sidewalk from the driveway, framed by mature landscaping, leads to the front entry accented by a decorative stained-glass sidelight. Inside, vaulted ceilings enhance the open feel of the living room and dining room combination and complement the home's comfortable Florida design. French doors from the living area open to the expansive screened lanai, creating an easy transition to outdoor living. The kitchen features Formica countertops, a pantry, range, side-by-side refrigerator, dishwasher, microwave, and stainless-steel double sink positioned beneath a window. In the dining area, a built-in glass-front cabinet with a butcher-block buffet-style serving top provides additional storage, workspace and a convenient spot for serving and entertaining. Privately situated in the split-bedroom layout, the primary suite offers tile flooring, a ceiling fan, and generous storage with three closets. The primary bath includes a large vanity, tiled shower and private water closet. Bedrooms two and three also feature tile flooring, ceiling fans and ample closet space. The second bath offers a tub/shower combination, linen storage, a vanity with drawers installed in 2026 and a decorative round stained-glass window. Outdoor living is a highlight of this property. The oversized screened lanai opens to an additional patio slab with a walkway leading to the fenced backyard. A Bestway Steel Pro MAX 14' x 8'2" x 39.5" oval above-ground swimming pool, complete with a wood surround, step-up ladder, and upgraded pump, provides a refreshing spot to enjoy sunny Florida days. A Florida-friendly butterfly garden adds color and character to the outdoor setting. Additional features include an interior laundry room with washer and dryer hookups and a two-car garage with utility sink. Village on the Pond is an established Lutz community with a LOW HOA and NO CDD. Conveniently located near SR 54 with access to I-75, the home is close to shopping, restaurants, schools and everyday services while offering the appeal of an established neighborhood. With its cul-de-sac location, split-bedroom design, expansive screened outdoor living area, fenced backyard and numerous updates already in place, 1920 Cheney Court offers an opportunity to make this Lutz home your own. Schedule your private showing and come see the possibilities!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,368
Sqft
0.13 ac
Lot size
2
Garage
1994
Year built
One
Levels
$252
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,520 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,520/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.2%
$/sqft vs Lutz actives
$252 vs $240
Days on market
25 vs 66 typical
Where $252/sqft sits among the 268 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33549 — neighborhood snapshot
Population
18,816
Median age
44.1
Median income
$85,066
Median home value
$339,400
Avg household
2.58
Households w/ children
2,040
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
165 of 268
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 1920 CHENEY COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$322,500
1743 LAKE HERON DRIVE
3 bd · 2 ba · 1,371 sqft · $235/sqft · 89 DOM
Sold · Dec ’25$320,000
21451 SNOWY EGRET PLACE
3 bd · 2 ba · 1,371 sqft · $233/sqft · 0 DOM
Sold · Apr ’26$380,000
21515 CURLEW COURT
3 bd · 2 ba · 1,374 sqft · $277/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1920 CHENEY COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1920 CHENEY COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1920 CHENEY COURT FAQs
What would the monthly payment be for 1920 CHENEY COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,520/mo — principal and interest, the actual property-tax bill, the $23/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1920 CHENEY COURT?+
The association fee works out to $23 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1920 CHENEY COURT?+
The most recent tax bill on record (2025) was $1,835. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1920 CHENEY COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $345,000, this home is listed about 29% below the Lutz median of $484,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1920 CHENEY COURT?+
Maniscalco K-8 School (elementary), Freedom High School (high), Liberty Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LUTZ 33549 market on paper
$345,000 is 29% below the LUTZ 33549 median of $487,500, and at $252/sqft it sits under the Lutz average of $265.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Maniscalco K-8 School, Freedom High School, Liberty Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Maniscalco K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MIHARA & ASSOCIATES INC. · Jennifer Dobbs. MLS #TB8548557.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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