1106 EMERALD DUNES DRIVE, SUN CITY CENTER, FL, 33573
Active50 days on marketListed Sep 18, 2026MLS #TB8549924
Come see it
Upcoming open house
Sun, Nov 8
12:00 PM – 3:00 PM
About this home
1106 EMERALD DUNES DRIVE
Virtually Staged. PLEASE CLICK ON THE 3-D TOUR ABOVE! Welcome to an immaculate sanctuary where the serene sophistication of a high-end island retreat meets the pinnacle of Florida golf course living. This stunning residence evokes the spirit of "Tommy Bahama" with its tropical coastal elegance and meticulous attention to detail. From the moment you cross the threshold, you are enveloped in the palpable warmth and grace of a resort-style environment where luxury is not just observed, but lived. Every corner of this immaculate home has been curated to offer a seamless blend of grand scale and intimate comfort. To start, Crown molding graces every room and beautiful plantation shutters contribute to the ‘Tommy Bahama’ tropical coastal vibes throughout. This highly desirable open-concept floor plan offers the perfect setting to live, relax, and entertain with ease. A custom-designed wine gallery and media wall with an electric fireplace creates an upscale space for entertaining and relaxing. The beautifully appointed kitchen is designed for both style and functionality, featuring a spacious pantry, generous roll-out soft-close drawers, and exceptional storage, highlighted by a PREMIUM GAS RANGE—a coveted amenity and RARE FIND in Sun City Center. Privately positioned at the rear of the home, the spacious primary owner’s suite is a true retreat, offering beautiful golf course and water views. The luxurious ensuite bath features dual vanities, a spacious walk-in closet, dedicated towel closet, ZERO-ENTRY SHOWER, and private water closet, thoughtfully designed for comfort, convenience, and effortless everyday living. The front guest bedroom offers privacy and comfort, creating a welcoming retreat for family and friends. The third room is also designed for a bedroom or den with its luxurious engineered hardwood floors. Enjoy your RECENTLY RESURFACED HEATED POOL WITH INTEGRATED SPA, perfectly positioned to overlook the 5th FAIRWAY and picturesque WATER VIEW. Your SPACIOUS lanai is equipped with 3 ROLL DOWN HURRICANE SHUTTERS, and a natural-gas line for your gas grill. With an incredible backdrop and exceptional outdoor living, this is Florida living at its finest—and a home you won’t want to miss! FOR PEACE OF MIND, INSURANCE READY: 2015 WATER HEATER-2021 ROOF-2020 HVAC-2021 IMPACT WINDOWS IN FRONT BEDROOM AND PRIMARY SUITE-POOL WATER HEATER 3 YEARS OLD-POOL FILTER 3 YEARS OLD-HURRICANE GARAGE DOOR-2024 EXTERIOR PAINTED. Take a ride on your golf cart up to the exceptional Club Renaissance, where an incredible array of activities and amenities makes every day feel like a vacation! Stay active in your PRIVATE, state-of-the-art fitness center, take a refreshing dip in the Caribbean-style resort pool, or enjoy time with friends and guests in this beautiful Sunshine State setting. Club Renaissance features its own restaurant-bar, elegant formal dining, a fitness studio, indoor walking track, and so much more! After your workout, unwind with a relaxing massage or indulge in one of the many available spa treatments. At Club Renaissance, it’s more than a home—it’s a lifestyle. Come and live at CLUB RENAISSANCE—Sun City Center’s PREMIER GOLF COURSE COMMUNITY, where resort-style living becomes an everyday experience!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,759
Sqft
0.13 ac
Lot size
2
Garage
2003
Year built
One
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,876 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,876/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.1%
$/sqft vs Sun City Center actives
$260 vs $156
Days on market
50 vs 54 typical
Where $260/sqft sits among the 331 Sun City Center actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sun City Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sun City Center. See the full Sun City Center guide →
SUN CITY CENTER 33573 — neighborhood snapshot
Population
35,362
Median age
64.1
Median income
$72,834
Median home value
$309,300
Avg household
2.11
Households w/ children
2,554
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sun City Center market
$250K → $250K
Sun City Center median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
198 of 331
Sun City Center actives have cut their price
Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% above the SUN CITY CENTER 33573 median. See the full Sun City Center market guide →
Paper trail
This home's history
Reality check
What actually sold near 1106 EMERALD DUNES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$335,000
1118 EMERALD DUNES DRIVE · same community
3 bd · 2 ba · 1,752 sqft · $191/sqft · 175 DOM
Sold · Apr ’26$360,000
1120 EMERALD DUNES DRIVE · same community
2 bd · 2 ba · 1,885 sqft · $191/sqft · 476 DOM
Sold · May ’26$429,900
1351 MISTY GREENS DRIVE
3 bd · 2 ba · 1,808 sqft · $238/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1106 EMERALD DUNES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1106 EMERALD DUNES DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1106 EMERALD DUNES DRIVE FAQs
What would the monthly payment be for 1106 EMERALD DUNES DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,876/mo — principal and interest, the actual property-tax bill, the $94/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1106 EMERALD DUNES DRIVE?+
The association fee works out to $94 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1106 EMERALD DUNES DRIVE?+
The most recent tax bill on record (2025) was $3,295. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1106 EMERALD DUNES DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sun City Center?+
At $458,000, this home is listed about 80% above the Sun City Center median of $255,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1106 EMERALD DUNES DRIVE?+
Cypress Creek Elementary School (elementary), Shields Middle School (middle), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$458,000 runs 83% above the SUN CITY CENTER 33573 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $469,900, now $458,000 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Kristen Miller. MLS #TB8549924.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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