5451 TROPIC DRIVE, NEW PORT RICHEY, FL, 34653
Active17 days on marketListed Sep 25, 2026MLS #TB8552043
About this home
5451 TROPIC DRIVE
A Rare Opportunity in New Port Richey! Welcome to 5451 Tropic Dr, a property that combines space, comfort, waterfront living, and a financing opportunity that could make a significant difference for the next homeowner. This spectacular, fully remodeled residence features 4 bedrooms and 4.5 bathrooms, offering plenty of space and privacy for the entire family. Every area has been thoughtfully renovated to create a modern, comfortable home that is ready to enjoy from day one. In addition, the property features a private efficiency with its own separate entrance, ideal for hosting family members or guests while giving them their own space and allowing everyone to maintain their privacy. This unique feature adds even more comfort and versatility to the home. And if living in Florida means enjoying the outdoors, you’ll have your own private oasis right at home. ???? The property features a private swimming pool, perfect for enjoying year-round, entertaining family and friends, or simply relaxing after a long day. But there’s something that makes this property even more special: its waterfront location on a canal with access to the Gulf, giving you the opportunity to enjoy the Florida waterfront lifestyle with the water literally in your backyard. The home is also located on a dead-end street, providing a quieter setting with less traffic. ?? And here is one of the most attractive opportunities: the existing mortgage may be assumable at an approximate 5.6 interest rate. In a market where current interest rates can be considerably different, this is an opportunity worth exploring. 4 Bedrooms 4.5 Bathrooms Fully Remodeled Private Efficiency with Separate Entrance Private Swimming Pool Canal with Gulf Access Dead-End Street Potential to Assume the Existing Mortgage at 5.6 This is more than just a home; it’s an opportunity to enjoy the Florida lifestyle you are looking for, with features that don’t come on the market every day. ?? 5451 Tropic Dr, New Port Richey, FL 34653 Schedule your private showing and come discover everything this property.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
2,332
Sqft
0.15 ac
Lot size
3
Garage
1996
Year built
Two
Levels
$259
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,470 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,470/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27.4%
$/sqft vs New Port Richey actives
$259 vs $196
Days on market
17 vs 82 typical
Where $259/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Le Clair
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Le Clair — neighborhood snapshot
Population
537
Median age
47
Median income
$45,772
Median home value
$159,582
Avg household
2
Households w/ children
44%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $271K
New Port Richey median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
245 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 164% above the NEW PORT RICHEY 34653 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 5451 TROPIC DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$625,000
5517 TROPIC DRIVE · same community
3 bd · 3 ba · 2,250 sqft · $278/sqft · 9 DOM
Sold · Dec ’25$605,000
5450 TROPIC DRIVE · same community
4 bd · 3 ba · 2,474 sqft · $245/sqft · 57 DOM
Sold · Mar ’26$360,000
5511 DRINKARD DRIVE · same community
3 bd · 2 ba · 1,622 sqft · $222/sqft · 204 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5451 TROPIC DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5451 TROPIC DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5451 TROPIC DRIVE FAQs
What would the monthly payment be for 5451 TROPIC DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,470/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5451 TROPIC DRIVE?+
The most recent tax bill on record (2025) was $9,825. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Port Richey?+
At $604,900, this home is listed about 120% above the New Port Richey median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5451 TROPIC DRIVE?+
Gulf High School (high), Gulf Middle School (middle), James M. Marlowe Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$604,900 runs 164% above the NEW PORT RICHEY 34653 median — but at 2,332 sqft it's also 72% larger than the typical New Port Richey listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $609,900, now $604,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MEGA PROPERTY SOLUTIONS · RISERIS CONTRERAS. MLS #TB8552043.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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