CENTURY 21 Edge
$699,000$799,9003 bd2.5 ba2,232 sqft$313 /sqft≈$5,310 /mo all-in ↓

5517 TROPIC DRIVE, NEW PORT RICHEY, FL, 34653

Active55 days on marketListed Sep 13, 2026MLS #W7889486

✦ Reduced $101KWaterfrontPrivate poolSingle Family ResidenceTROPIC SHORES

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About this home

5517 TROPIC DRIVE

OVER 100K PRICE REDUCTION! 5K CONCESSION TO BUYER (TO USE TO BUY DOWN RATE OR TOWARD CLOSING COSTS). LOCATION/ VIEW: Incredible Riverfront home located in the heart of New Port Richey with the "Cotee" River directly in the back yard. UNOBSTRUCTED view of the River, through HURRICANE IMPACT rated sliding doors/windows, from kitchen, dining room, living room, guest bedroom, primary bedroom and bonus room. Endless boating adventures and easy access to Historic downtown New Port Richey. Located minutes from downtown, you will have easy access (by GOLF cart if you wish) to parades, festivals at Simms Park, splash pad for the kids, restaurants, bars, breweries, live theatre, live music and shopping. EXTERIOR: The Outdoor space is a true Paradise! The pavered pool deck and refreshing pool are only steps away from the Riverfront. The property appraiser site documents 81.4 ft of Riverfront!!! Large wood dock with fish station, water and electric, and boat lift (estimated 10k lb). The first level has a HUGE outdoor covered Travertine patio accessible from the bonus room and garage storage area, overlooking the pool, the second level has a wrap around balcony with sliding door access from dining room, living room, guest bedroom, and first floor bonus room. The primary suite has a private balcony overlooking the pool/River. INTERIOR: GORGEOUS kitchen with custom, real wood cabinets, granite counter tops, stainless appliances, Reverse Osmosis filtered water at sink (2026). Built in cabinets in living room for extra organization and storage. Two large guest bedrooms, big closets, the third floor is dedicated to the Primary Suite. Primary Suite has an en suite bath with his/her sinks, large walk-in shower with rainfall showerhead, large linen closet and a HUGE walk-in closet with a window for extra natural light. First level has bonus room with endless possibilities. Not air conditioned at this time, but it would not be difficult to install a mini-split unit to add to the AC’d square footage. Great space for a game room, in home gym, man-cave, or flexible usage depending on your needs. Under stair storage, the garage can comfortably fit two cars, with an area elevated by one step that can be used to store a golf cart or to use as a workshop. This area has sliding door access to the pool as well. Laundry room conveniently located on the second level (next to bedrooms). UPGRADES: Roof 2018, New Rheem AC 2025, New Water heater 2026, ALL NEW IMPACT RATED windows and sliders throughout (80k upgrade per Seller), New Screens, New front door 2021/2022, Updated bathrooms, Garage door 2019, Exterior paint 2021, Most interior rooms painted 2026, Most appliances have been replaced, Gutters 2021, Ductwork extended 2026, Whole house water filtration softener system 2026, Tile throughout with exotic wood in bedrooms and stairs to Primary Suite, Fenced yard, New pool filter and timer, Boat lift 2019, Gutters 2021, Attic insulation 2026, Fans with lights in almost every room and on the balcony. Transferrable home warranty and pool equipment warranties (expires June 2027). Following items convey: Patio Egg swing, full size refrigerator in garage storage area, 4 kitchen bar stools, in bonus room mounted 55” Sony TV and mounted bar with 3 bar stools, All appliances convey: oven, stove top, hood, microwave, dishwasher, washer/dryer and garbage disposal. NO HOA. *FIREPLACE/ OTHER TVs DO NOT CONVEY. (Brackets stay), SOLD UNFURNISHED.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,232

Sqft

0.16 ac

Lot size

2

Garage

1999

Year built

Three Or More

Levels

$313

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Kitchen Reverse Osmosis System · Microwave · Range Hood · Refrigerator · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar
LaundryElectric Dryer Hookup · Inside · Laundry Room · Upper Level · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewWater
FacesSoutheast
ParkingDriveway · Garage Door Opener · Oversized · Under Building
ExteriorBalcony · Irrigation System · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,866/yr
PetsYes
CommunityGolf Carts OK · None

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,310 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$4,399
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$489
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,900Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,900
Interest rate7.50%
Loan term

Estimated payment

$5,310/mo

Principal & interest$4,399
PMI (est., until 20% equity)$262
Property taxes (actual bill)$489
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $699K
$517KedgeAI estimate $598,434 · range $539K–$658K$727K

vs edgeAI estimate

+16.8%

$/sqft vs New Port Richey actives

$313 vs $193

Days on market

55 vs 66 typical

Where $313/sqft sits among the 400 New Port Richey actives

67
117
129
39
17
31 · this home
$93–141$141–189$189–237$237–285$285–333$333+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Le Clair

Drive times from this address

Tampa Int’l Airport (TPA)≈ 48 min
Downtown Tampa≈ 52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Le Clair — neighborhood snapshot

Population

575

Median age

50

Median income

$47,690

Median home value

$154,669

Avg household

2

Households w/ children

60%

For the school run

Pasco County School District

HighGulf High School★★★★★
MiddleGulf Middle School★★★★★
ElementaryJames M. Marlowe Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$284K → $280K

New Port Richey median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

231 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 191% above the NEW PORT RICHEY 34653 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $699,000 ▼ $101K
Sep 13, 2026Listed at $799,900 · 55 days on market since
1999Built · TROPIC SHORES

Reality check

What actually sold near 5517 TROPIC DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5517 TROPIC DRIVESold · May ’26

$625,000

5517 TROPIC DRIVE · same community

3 bd · 3 ba · 2,250 sqft · $278/sqft · 9 DOM

5450 TROPIC DRIVESold · Dec ’25

$605,000

5450 TROPIC DRIVE · same community

4 bd · 3 ba · 2,474 sqft · $245/sqft · 57 DOM

5511 DRINKARD DRIVESold · Mar ’26

$360,000

5511 DRINKARD DRIVE · same community

3 bd · 2 ba · 1,622 sqft · $222/sqft · 204 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 5517 TROPIC DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5517 TROPIC DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5517 TROPIC DRIVE FAQs

What would the monthly payment be for 5517 TROPIC DRIVE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,310/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5517 TROPIC DRIVE?+

The most recent tax bill on record (2025) was $5,866. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5517 TROPIC DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $699,000, this home is listed about 150% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5517 TROPIC DRIVE?+

Gulf High School (high), Gulf Middle School (middle), James M. Marlowe Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$699,000 runs 191% above the NEW PORT RICHEY 34653 median — but at 2,232 sqft it's also 59% larger than the typical New Port Richey listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $799,900, now $699,000 — a $101K cut. The full history is in the market section below.

Listing courtesy of BEST OF THE GULF REALTY INC · LORI Smith, PA. MLS #W7889486.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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