1003 ANDOVER CIRCLE, SUN CITY CENTER, FL, 33573
Active40 days on marketListed Sep 28, 2026MLS #TB8552714
About this home
1003 ANDOVER CIRCLE
Virtually Staged. GET MORE FROM YOUR FLORIDA LAKESIDE LIFESTYLE with extra space, attractive advantages, and solar-powered savings all on a quiet cul-de-sac near the bustling heart of Sun City Center! The space compared to many surrounding retirement villas can be found in 3 nicely sized bedrooms instead of 2, 4 living / dining / work-designed rooms that flank the kitchen, and a 525-SF lanai that helps the home live larger than 1,670 SF. The advantages begin with that screened-and-roof-sheltered lanai, which looks east across South Lake for lovely sunrises but then welcome late-day shade as the sun sets beyond the west-facing front. Other attractive amenities include a private dock along your 76 feet of waterfront; a 2-car garage with screen door as well as the usual overhead door; tile, terrazzo, and luxury vinyl plank floors; both bathrooms improved; leaded-glass entry door and double-pane windows; recently updated electric panel; "smart" yard sprinklers; gutters with French drainage away from the home; HVAC only 5 years old; and of course the 3-year-new solar panels on the 2016 roof. The solar savings added to some of these other listed upgrades translate to low power bills the current owner is happy to share. Best of all, of course, you're on a non-through street in Sun City Center -- Florida's famous 55-and-older community with golf, sports courts and fitness centers, indoor and outdoor pools, scores of clubs and interest organizations, extensive health care options, restaurants and retail shops, as well as convenience to major highways and Gulf beaches. You want to live here! Seller is offering 3 percent in buyer closing-cost assistance.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,666
Sqft
0.21 ac
Lot size
2
Garage
1966
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,065 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,065/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+39.3%
$/sqft vs Sun City Center actives
$216 vs $156
Days on market
40 vs 54 typical
Where $216/sqft sits among the 331 Sun City Center actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sun City Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sun City Center. See the full Sun City Center guide →
The numbers that matter
The Sun City Center market
$250K → $250K
Sun City Center median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
200 of 331
Sun City Center actives have cut their price
Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the Sun City Center median. See the full Sun City Center market guide →
Paper trail
This home's history
Reality check
What actually sold near 1003 ANDOVER CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$215,000
917 VILLEROY GREENS DRIVE UNIT 72
2 bd · 2 ba · 1,651 sqft · $130/sqft · 53 DOM
Sold · Jun ’26$230,000
811 STAFFORDSHIRE LANE
2 bd · 2 ba · 1,651 sqft · $139/sqft · 119 DOM
Sold · Mar ’26$385,000
2249 NEW BEDFORD DRIVE
3 bd · 2 ba · 1,684 sqft · $229/sqft · 230 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1003 ANDOVER CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1003 ANDOVER CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1003 ANDOVER CIRCLE FAQs
What would the monthly payment be for 1003 ANDOVER CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,065/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1003 ANDOVER CIRCLE?+
The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1003 ANDOVER CIRCLE?+
The most recent tax bill on record (2025) was $2,947. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1003 ANDOVER CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sun City Center?+
At $359,900, this home is listed about 41% above the Sun City Center median of $255,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Ann Marie Vaughan. MLS #TB8552714.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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