CENTURY 21 Edge
$680,0006 bd4.5 ba3,781 sqft$180 /sqft≈$5,596 /mo all-in ↓

9113 CREEDMOOR LANE, NEW PORT RICHEY, FL, 34654

Active38 days on marketListed Sep 30, 2026MLS #TB8553841

Single Family ResidenceWATERS EDGE ONE

About this home

9113 CREEDMOOR LANE

Welcome home to gated Waters Edge! With 6 bedrooms, 4.5 baths, a first-floor primary suite, spacious loft, separate media room, and a 3-car garage, this inviting home offers room to spread out and spaces that bring everyone together - all just a short walk from the community amenities. Architectural columns, hardwood flooring in the formal living and dining rooms, and custom plantation shutters throughout give the home warmth and character. Hosting is easy with a butler’s pantry connecting the dining room to the expansive kitchen, complete with a large walk-in pantry and a breakfast nook for casual meals. The kitchen opens to a generous family room with soaring ceilings, so whether you’re preparing dinner or entertaining guests, you can stay connected to the conversation. At the end of the day, retreat to the spacious first-floor primary suite, featuring two walk-in closets and an en suite bathroom with a soaking tub and separate shower. An additional downstairs bedroom and full bathroom provide a welcoming space for guests or flexibility for a home office. The upgraded staircase, featuring solid-iron balusters, leads to a spacious loft, three additional bedrooms, two full bathrooms, and a separate media room with surround sound... ready for your next movie night! A built-in hallway workstation with cabinetry adds a convenient spot for work, hobbies, or homework. Enjoy morning coffee or a relaxed evening on the covered patio, with a convenient half bathroom accessible from the outdoor entertaining area. The property backs to the lake with limited water views and no rear neighbors and offers access to a private boat ramp for a small annual fee, a benefit reserved exclusively for lakefront owners. Boat ramp is 500 ft from this home. Just a short walk away, the community clubhouse, swimming pool, playground, and basketball court offer even more ways to enjoy your days without venturing far from home. Thoughtful upgrades include an approximately four-year-old, self-cleaning Puronics water system with Chloroshield, providing water softening and whole-house filtration without the need for carbon filter replacement. High-flow gutters installed approximately one year ago serve the front entry and roofline above the outdoor air-conditioning units. Dual air-conditioning systems provide comfort on both levels, while the three-car garage offers room for vehicles, storage, and recreational equipment. From lively gatherings to quiet evenings at home, this flexible floor plan has space for it all. Come discover the possibilities and make yourself at home in Waters Edge!

Facts & features

The home at a glance

6

Bedrooms

4.5

Bathrooms

3,781

Sqft

0.32 ac

Lot size

3

Garage

2006

Year built

Two

Levels

$180

Per sqft

Pets allowed

Inside

FlooringTile · Carpet · Hardwood
AppliancesMicrowave · Range · Range Hood · Refrigerator · Washer · Water Filtration System · Water Softener · Dishwasher · Dryer · Electric Water Heater
InteriorDry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Ceiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesNortheast
ExteriorFrench Doors · Sidewalk · Sliding Doors

Community & fees

HOA fee$169/mo
Taxes (2025)$8,790/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Water Access · Deed Restrictions · Golf Carts OK · Sidewalks

Utilities & systems

UtilitiesPhone Available · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected · Cable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,596 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$4,279
PMI (est., until 20% equity)$255
Property tax — 2025 actual bill$733
HOA fee — from the listing$169
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $68,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $68,000
Interest rate7.50%
Loan term

Estimated payment

$5,596/mo

Principal & interest$4,279
PMI (est., until 20% equity)$255
Property taxes (actual bill)$733
HOA / condo fee$169
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $680K
$618KedgeAI estimate $664,486 · range $644K–$684K$712K

vs edgeAI estimate

+2.3%

$/sqft vs New Port Richey actives

$180 vs $193

Days on market

38 vs 66 typical

Where $180/sqft sits among the 400 New Port Richey actives

69
113 · this home
125
46
16
31
$89–138$138–186$186–234$234–283$283–331$331+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waters Edge

Drive times from this address

Tampa Int’l Airport (TPA)≈ 46 min
Downtown Tampa≈ 49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Waters Edge — neighborhood snapshot

Population

2,491

Median age

42

Median income

$97,864

Median home value

$378,850

Avg household

3

Households w/ children

412

For the school run

Pasco County School District

MiddleRiver Ridge Middle School★★★★★
ElementaryCypress Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$284K → $280K

New Port Richey median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

234 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 202% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →

Paper trail

This home's history

Sep 30, 2026Listed at $680,000 · 38 days on market since
2006Built · WATERS EDGE ONE

Reality check

What actually sold near 9113 CREEDMOOR LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7904 PORTRAIT COURTSold · Apr ’26

$710,000

7904 PORTRAIT COURT

6 bd · 3 ba · 3,810 sqft · $186/sqft · 63 DOM

11336 OYSTER BAY CIRCLESold · Nov ’25

$850,000

11336 OYSTER BAY CIRCLE

5 bd · 4 ba · 3,950 sqft · $215/sqft · 8 DOM

9129 CREEDMOOR LANESold · Mar ’26

$787,500

9129 CREEDMOOR LANE

5 bd · 3.5 ba · 3,961 sqft · $199/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9113 CREEDMOOR LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9113 CREEDMOOR LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9113 CREEDMOOR LANE FAQs

What would the monthly payment be for 9113 CREEDMOOR LANE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,596/mo — principal and interest, the actual property-tax bill, the $169/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9113 CREEDMOOR LANE?+

The association fee works out to $169 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9113 CREEDMOOR LANE?+

The most recent tax bill on record (2025) was $8,790. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9113 CREEDMOOR LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $680,000, this home is listed about 143% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.

Which schools are assigned to 9113 CREEDMOOR LANE?+

River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WRIGHT DAVIS REAL ESTATE · Dillon Cook. MLS #TB8553841.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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