CENTURY 21 Edge

WESTSHORE DRIVE, NEW PORT RICHEY, FL, 34652

Active17 days on marketListed Oct 1, 2026MLS #TB8554261

WaterfrontGULF HARBORS SOUTH BEACH

About this home

WESTSHORE DRIVE

Build Your Dream Waterfront Home in Gulf Harbors. Discover the opportunity to build your dream home on this exceptional 12,819 sq. ft. (0.29-acre) waterfront lot in the sought-after Gulf Harbors community. Ideally positioned on a deep-water canal with expansive water views and direct, quick access to the Gulf, this spacious homesite offers the perfect setting for a custom coastal retreat. With ample room to design a stunning two- or three-story residence, you can create a home that captures breathtaking waterfront views, spectacular sunsets, and the relaxed Florida lifestyle. Gulf Harbors offers an optional homeowners association with two boat launches and additional community amenities. Residents also have the opportunity to join the private, members-only Gulf Harbors Beach Club, located just a short walk away. Enjoy a beautiful sandy beach, cabanas, grills, and panoramic views of the Gulf of Mexico and Anclote Key. Beyond the waterfront lifestyle, Downtown New Port Richey is only a short drive away, offering a vibrant selection of restaurants, bars, boutiques, and local entertainment. Spend an afternoon at Sims Park, attend one of the area's many special events or outdoor concerts, or take a leisurely stroll along the scenic Cotee Riverwalk. Whether you're envisioning a luxurious coastal estate, a relaxing vacation getaway, or your forever Florida home, this exceptional Gulf Harbors homesite offers an incredible opportunity to bring that vision to life.

Facts & features

The home at a glance

0.29 ac

Lot size

WaterfrontWater viewPets allowed

Inside

Outside & construction

ViewWater
FacesWest

Community & fees

HOA fee$10/mo
Taxes (2025)$5,365/yr
PetsYes
CommunityCanal Front · Community Boat Ramp · Association Recreation - Owned

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electrical Nearby · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,832 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$447
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,832/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$447
HOA / condo fee$10
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Flor-a-mar

Drive times from this address

Tampa Int’l Airport (TPA)≈ 52 min
Downtown Tampa≈ 56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Flor-a-mar — neighborhood snapshot

Population

2,712

Median age

56

Median income

$96,857

Median home value

$435,193

Avg household

2

Households w/ children

136

For the school run

Pasco County School District

HighGulf High School★★★★★
MiddleGulf Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller — 4.8 months of inventoryBuyer’s market

$280K → $271K

New Port Richey median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →

Paper trail

This home's history

Oct 1, 2026Listed at $350,000 · 17 days on market since

Reality check

What actually sold near WESTSHORE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5142 WESTSHORE DRIVESold · Apr ’26

$2,125,000

5142 WESTSHORE DRIVE · same community

4 bd · 3.5 ba · 4,307 sqft · $493/sqft · 52 DOM

4222 RICHMERE DRIVESold · Aug ’26

$44,800

4222 RICHMERE DRIVE

1 bd · 1 ba · 624 sqft · $72/sqft · 5 DOM

4229 GLISSADE DRIVESold · Dec ’25

$63,000

4229 GLISSADE DRIVE

2 bd · 1 ba · 831 sqft · $76/sqft · 170 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about WESTSHORE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for WESTSHORE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

WESTSHORE DRIVE FAQs

What would the monthly payment be for WESTSHORE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,832/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at WESTSHORE DRIVE?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on WESTSHORE DRIVE?+

The most recent tax bill on record (2025) was $5,365. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at WESTSHORE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $350,000, this home is listed about 27% above the New Port Richey median of $274,900. The market section on this page shows how the area is trending.

Which schools are assigned to WESTSHORE DRIVE?+

Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TROPICAL LIFE REALTY, INC. · Beth Belloise. MLS #TB8554261.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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WESTSHORE DRIVE, NEW PORT RICHEY, FL — $350,000 | CENTURY 21 Edge