18931 FISHERMANS BEND DRIVE, LUTZ, FL, 33558
Active7 days on marketListed Oct 5, 2026MLS #TB8554970
About this home
18931 FISHERMANS BEND DRIVE
Call today to see this gorgeous home in Heritage Harbor. This beautifully updated property, features Stainless Appliances, Laminate Flooring and Carpeting throughout. Freshly repainted interior creates a bright and inviting atmosphere. This spacious 4-bedroom, 3-bathroom home includes a dedicated first-floor office, perfect for remote work or study. Situated on a large corner lot near the community entrance, this home offers both space and convenience. The first floor boasts a generous living room, dining room, family room, kitchen, and cozy breakfast nook, along with a full bathroom, ensuring plenty of room for entertaining and everyday living. You'll also find a convenient storage space tucked under the stairs. Step through the sliding doors to a massive screened-in lanai that provides a serene outdoor space for relaxation or gatherings, all while enjoying privacy in the backyard. The expansive primary bedroom is a true retreat, featuring a luxurious bathroom complete with a large double sink vanity, a relaxing garden tub, and a separate shower. Three additional bedrooms and a second bathroom are located upstairs, perfect for family or guests. With a spacious three-car attached garage, you'll have ample storage for vehicles and outdoor gear. Dont miss the chance to make this gorgeous property your new home! Call today to schedule a tour. Pets are negotiable, making this an ideal choice for the whole family.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,992
Sqft
0.16 ac
Lot size
3
Garage
2004
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$184 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$184/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lutz actives
$1 vs $240
Days on market
7 vs 66 typical
Where $1/sqft sits among the 269 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
165 of 269
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 18931 FISHERMANS BEND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$589,900
18923 FISHERMANS BEND DRIVE · same community
6 bd · 3 ba · 3,029 sqft · $195/sqft · 4 DOM
Sold · Jul ’26$485,000
19036 FISHERMANS BEND DRIVE · same community
4 bd · 3.5 ba · 2,930 sqft · $166/sqft · 26 DOM
Sold · Oct ’25$594,000
19135 CYPRESS GREEN DRIVE · same community
4 bd · 3.5 ba · 2,930 sqft · $203/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 18931 FISHERMANS BEND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18931 FISHERMANS BEND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18931 FISHERMANS BEND DRIVE FAQs
What would the monthly payment be for 18931 FISHERMANS BEND DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $184/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 18931 FISHERMANS BEND DRIVE?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $3,245, this home is listed about 99% below the Lutz median of $484,999. The market section on this page shows how the area is trending.
Which schools are assigned to 18931 FISHERMANS BEND DRIVE?+
Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LUTZ 33558 market on paper
$3,245 is 99% below the LUTZ 33558 median of $399,900, and at $1/sqft it sits under the Lutz average of $265.
02Fresh on the market
Only 7 days on market in a Lutz market that averages 66 — if it fits, move quickly.
03Strong assigned schools
Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $3,345, now $3,245 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Scott Hlebak. MLS #TB8554970.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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