
19009 FISHERMANS BEND DRIVE, LUTZ, FL, 33558
Active7 days on marketListed Oct 5, 2026MLS #TB8554858
About this home
19009 FISHERMANS BEND DRIVE
Set on a serene pond-view homesite within the highly desirable Heritage Harbor golf community, this newly renovated single-story residence pairs timeless architectural character with modern updates and resort-style living. Offering 4 bedrooms, 2 bathrooms, and 2,181 square feet of heated living space, the home makes a striking first impression, modern lantern-style lighting, refreshed landscaping, and a grand arched entry with a brick-paver front porch and keyless smart lock. Inside, soaring vaulted ceilings, elegant archways, and classic white columns are complemented by fresh interior paint, recessed lighting, and updated luxury vinyl plank flooring throughout the main living areas and bedrooms. Formal living and dining spaces offer an ideal setting for entertaining, while the spacious family room features sliding glass doors to the covered lanai. The updated kitchen showcases crisp white shaker cabinetry, marble-look countertops, stainless steel appliances including a side-by-side refrigerator, a double stainless sink with pull-down faucet, and a pantry closet. The adjacent dinette is accented by a modern gold geometric chandelier. The primary suite offers private lanai access, a walk-in closet, and a sliding barn door that opens to a spa-inspired, fully renovated bath with floor-to-ceiling marble-look porcelain tile, an expansive walk-in shower with frameless glass panel and pebble stone flooring, a freestanding soaking tub, a dual-sink vanity with charcoal shaker cabinetry, a built-in linen tower, brushed nickel fixtures, and a private water closet. Three additional bedrooms feature ceiling fans and generous closets and are served by an updated secondary bath with a dual-sink gray shaker vanity, undermount sinks, and a tub/shower combination with dual handheld showerhead. An interior laundry room adds convenience. Outdoors, the covered lanai with ceiling fan overlooks the tranquil pond, and the fully fenced backyard offers privacy and room to play. An attached 2-car garage and a 2025 roof complete the package. Residents of Heritage Harbor enjoy resort-style amenities including a family pool with waterslide, lap pool, tot pool with splash features, tennis courts, basketball court, sand volleyball, baseball and soccer fields, playground, rollerblade rink, fitness center, clubhouse with restaurant, activity center, and library with internet access, all set alongside the community's scenic golf course. The home is zoned for highly sought-after Steinbrenner High School, Martinez Middle School, and McKitrick Elementary, all A-rated and just minutes away. Ideally located near Lutz Lake Fern Road, the Suncoast Parkway, North Dale Mabry Hwy, SR 54, and I-275, with convenient access to Tampa Premium Outlets, shopping, dining, St. Joseph's North Hospital, and medical offices. Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,181
Sqft
0.13 ac
Lot size
2
Garage
2004
Year built
One
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,986 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,986/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.4%
$/sqft vs Lutz actives
$241 vs $240
Days on market
7 vs 66 typical
Where $241/sqft sits among the 267 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
165 of 267
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 19009 FISHERMANS BEND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$649,999
19145 CYPRESS GREEN DRIVE · same community
3 bd · 2 ba · 2,053 sqft · $317/sqft · 14 DOM
Sold · Aug ’26$575,000
18924 FISHERMANS BEND DRIVE · same community
4 bd · 2.5 ba · 2,476 sqft · $232/sqft · 98 DOM
Sold · Aug ’26$585,000
18922 FISHERMANS BEND DRIVE · same community
5 bd · 3 ba · 2,505 sqft · $234/sqft · 155 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 19009 FISHERMANS BEND DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19009 FISHERMANS BEND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19009 FISHERMANS BEND DRIVE FAQs
What would the monthly payment be for 19009 FISHERMANS BEND DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,986/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19009 FISHERMANS BEND DRIVE?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19009 FISHERMANS BEND DRIVE?+
The most recent tax bill on record (2025) was $4,533. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19009 FISHERMANS BEND DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $525,000, this home is listed about 8% above the Lutz median of $484,999. The market section on this page shows how the area is trending.
Which schools are assigned to 19009 FISHERMANS BEND DRIVE?+
Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$525,000 runs 31% above the LUTZ 33558 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 7 days on market in a Lutz market that averages 66 — if it fits, move quickly.
04Strong assigned schools
Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MIHARA & ASSOCIATES INC. · Ryan Zampino. MLS #TB8554858.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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