2724 HAMBLE VILLAGE LANE, PALM HARBOR, FL, 34684
Active4 days on marketListed Oct 15, 2026MLS #TB8555046
About this home
2724 HAMBLE VILLAGE LANE
Welcome to 2724 Hamble Village Lane, tucked away in Somerset Downs, an intimate Palm Harbor community of just 16 townhomes. With 3 bedrooms, 2 bathrooms, a versatile bonus room and 1,595 square feet of living space, this thoughtfully designed home offers something increasingly hard to find: the ease of townhome living with the space, privacy and outdoor areas that feel much more like a single-family home. Step inside to soaring vaulted ceilings and a bright, open living area centered around a wood-burning fireplace. The oversized kitchen offers quartz countertops, stainless steel appliances, abundant cabinetry and charming details including barn doors leading to the pantry, plus bay and garden windows that bring in plenty of natural light. The first-floor primary suite makes everyday living especially convenient and features generous closet space, including a walk-in closet. An updated full bathroom is also located on the main level. Upstairs, you'll find two additional bedrooms, another updated full bathroom and a flexible bonus room ideal for a home office, workout space, hobby room or quiet retreat. Florida living continues outside with a screened patio, spacious wood deck and fully fenced vinyl backyard, creating a private setting for morning coffee, grilling, entertaining or simply enjoying the outdoors. Add in an attached one-car garage, 2024 roof and 2019 HVAC, and the major features buyers are looking for are already here. Somerset Downs also offers a community swimming pool, while the home's location puts shopping, dining, recreation and everyday conveniences within easy reach. Downtown Dunedin, Safety Harbor, Gulf beaches and Tampa International Airport are all easily accessible, giving you the best of the Tampa Bay lifestyle while still coming home to a quiet cul-de-sac setting. Spacious, updated, low-maintenance and tucked into one of Palm Harbor's most convenient locations, 2724 Hamble Village Lane is ready to welcome its next owner.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,595
Sqft
0.1 ac
Lot size
1
Garage
1992
Year built
Two
Levels
$251
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,443 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,443/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.9%
$/sqft vs Palm Harbor actives
$251 vs $268
Days on market
4 vs 68 typical
Where $251/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Somerset, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Palm Harbor rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Somerset
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Somerset is a short-term-rental community. See the full guide →
PALM HARBOR 34684 — neighborhood snapshot
Population
26,926
Median age
55.9
Median income
$67,542
Median home value
$293,800
Avg household
2.07
Households w/ children
2,234
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
231 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2724 HAMBLE VILLAGE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$225,000
722 1ST COURT
3 bd · 2.5 ba · 1,572 sqft · $143/sqft · 2 DOM
Sold · Oct ’25$300,000
712 1ST COURT
3 bd · 2.5 ba · 1,572 sqft · $191/sqft · 24 DOM
Sold · Jun ’26$410,000
3791 ORCHARD HIGHLANDS DRIVE
3 bd · 2 ba · 1,548 sqft · $265/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2724 HAMBLE VILLAGE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2724 HAMBLE VILLAGE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2724 HAMBLE VILLAGE LANE FAQs
What would the monthly payment be for 2724 HAMBLE VILLAGE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,443/mo — principal and interest, the actual property-tax bill, the $280/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2724 HAMBLE VILLAGE LANE?+
The association fee works out to $280 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2724 HAMBLE VILLAGE LANE?+
The most recent tax bill on record (2025) was $5,660. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2724 HAMBLE VILLAGE LANE be rented short-term?+
Yes — this home sits inside Somerset, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2724 HAMBLE VILLAGE LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $399,900, this home is listed about 3% above the Palm Harbor median of $388,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2724 HAMBLE VILLAGE LANE?+
Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$399,900 runs 60% above the PALM HARBOR 34684 median.
02Zoned for nightly rentals
Somerset is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
04Fresh on the market
Only 4 days on market in a Palm Harbor market that averages 68 — if it fits, move quickly.
05Strong assigned schools
Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Carolina Grainger. MLS #TB8555046.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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