2819 SW 40TH STREET, CAPE CORAL, FL, 33914
Active4 days on marketListed Oct 8, 2026MLS #TB8556323
About this home
2819 SW 40TH STREET
Welcome to an extraordinary waterfront retreat where luxury, craftsmanship, and the ultimate Southwest Florida lifestyle come together. This stunning NEW CONSTRUCTION residence offers 3,019 sq. ft. of impeccably designed living space, featuring 4 bedrooms PLUS a den, 3.5 baths, and an impressive 3-car garage with additional covered parking. Did I mention, NO FLOOD INSURANCE NEEDED?! From the moment you enter, exceptional quality is evident throughout. The open floor plan showcases soaring tray and coffered ceilings, elegant porcelain tile and luxury vinyl flooring, impact glass windows and doors, and premium finishes selected with both style and durability in mind. A whole-home generator, spray-foam insulation, metal roof, tankless water heater, and PGT impact windows provide an exceptional combination of comfort, efficiency, and peace of mind. At the heart of the home is a true chef's kitchen, featuring commercial-grade Jenn-Air appliances, a spectacular 48-inch dual-fuel gas range, pot filler, custom cabinetry, and a spacious walk-in butler's pantry. Designed for both everyday living and impressive entertaining, this kitchen is as functional as it is beautiful. The split-bedroom floor plan offers privacy and flexibility, while the dedicated den provides the perfect space for a home office, media room, or additional retreat. The luxurious primary suite features an elegant bath with dual vanities, soaking tub, separate shower, and generous walk-in closet. Step outside and discover your own private resort. The expansive outdoor living area features a heated pool and spa, outdoor kitchen and grill, outdoor shower, screened lanai, and breathtaking canal views. Just beyond the pool, your private waterfront setup awaits with a new Williamson Bros. dock, captain's walk, 16,000-lb. boat lift, and tiki bar—creating the perfect setting for boating, entertaining, sunset cocktails, and endless Florida days. With Gulf-access canal frontage, a private seawall, no HOA, and a location in one of Cape Coral's most desirable areas, this exceptional property offers the rare opportunity to enjoy a brand-new luxury home with an uncompromising level of detail. This is more than a home—it is the Southwest Florida lifestyle you've been waiting for. Come experience it for yourself.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,019
Sqft
0.23 ac
Lot size
2026
Year built
One
Levels
$528
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,691 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,691/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.1%
$/sqft vs CAPE CORAL
$528 vs $229
Days on market
4 vs 57 typical
Where $528/sqft sits among the 162 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33914 — neighborhood snapshot
Population
44,439
Median age
54.7
Median income
$75,557
Median home value
$408,800
Avg household
2.46
Households w/ children
3,094
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $408K
Cape Coral median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
72 of 162
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 287% above the CAPE CORAL 33914 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 2819 SW 40TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,050,000
2526 SW 25TH AVENUE · same community
4 bd · 3 ba · 2,611 sqft · $402/sqft · 24 DOM
Sold · Nov ’25$1,150,000
5320 SW 3RD AVENUE · same community
3 bd · 3 ba · 2,244 sqft · $512/sqft · 29 DOM
Sold · Dec ’25$610,000
3913 SE 19TH AVENUE · same community
4 bd · 2 ba · 2,238 sqft · $273/sqft · 276 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 2819 SW 40TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2819 SW 40TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2819 SW 40TH STREET FAQs
What would the monthly payment be for 2819 SW 40TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,691/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2819 SW 40TH STREET?+
The most recent tax bill on record (2025) was $3,916. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $1,595,000, this home is listed about 280% above the Cape Coral median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2819 SW 40TH STREET?+
Cape Elementary School (elementary), Pelican Elementary School (elementary), Gulf Middle School (middle), Gulf Elementary School (elementary), Ida S. Baker High School (high), Cape Coral High School (high), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,595,000 runs 287% above the CAPE CORAL 33914 median — but at 3,019 sqft it's also 65% larger than the typical Cape Coral listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a Cape Coral market that averages 57 — if it fits, move quickly.
04Strong assigned schools
Cape Elementary School, Pelican Elementary School, Gulf Middle School, Gulf Elementary School, Ida S. Baker High School, Cape Coral High School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MARZUCCO REAL ESTATE · Autumn Stratton. MLS #TB8556323.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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