CENTURY 21 Edge
$349,0004 bd2 ba1,560 sqft$224 /sqft≈$3,080 /mo all-in ↓

6104 POLK STREET, NEW PORT RICHEY, FL, 34653

Active11 days on marketListed Oct 12, 2026MLS #TB8556968

Single Family ResidenceNEW PORT RICHEY

About this home

6104 POLK STREET

Well, maintained four bedrooms and two bathrooms corner home. Walking distance to downtown New Port Richey and family destination, Sims Park. Only twenty-five minutes to Sunset Beach. Minutes away from route 19 and route 54. Home features a remodeled kitchen and bathrooms. Roof replaced in 2019. Make it your home.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,560

Sqft

0.17 ac

Lot size

1970

Year built

One

Levels

$224

Per sqft

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Chair Rail · Kitchen/Family Room Combo
LaundryElectric Dryer Hookup · Inside · Laundry Room · Sink
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorBalcony · Private Entrance · Private Mailbox · Sidewalk · Storage

Community & fees

Taxes (2025)$4,441/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,080 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,396
FHA mortgage insurance (est.)$154
Property tax — 2025 actual bill$370
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,215Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,215
Interest rate7.50%
Loan term

Estimated payment

$3,080/mo

Principal & interest$2,396
FHA mortgage insurance (est.)$154
Property taxes (actual bill)$370
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $349K
$240KedgeAI estimate $259,023 · range $250K–$273K$363K

vs edgeAI estimate

+34.7%

$/sqft vs New Port Richey actives

$224 vs $197

Days on market

11 vs 73 typical

Where $224/sqft sits among the 400 New Port Richey actives

75
152
112 · this home
25
9
27
$92–148$148–204$204–259$259–315$315–371$371+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside East Madison

Drive times from this address

Tampa Int’l Airport (TPA)≈ 47 min
Downtown Tampa≈ 50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

East Madison — neighborhood snapshot

Population

2,871

Median age

53

Median income

$47,467

Median home value

$106,978

Avg household

2

Households w/ children

192

For the school run

Pasco County School District

MiddleGulf Middle School★★★★★
HighGulf High School★★★★★
ElementaryJames M. Marlowe Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller — 5.0 months of inventoryBuyer’s market

$280K → $271K

New Port Richey median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

222 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% above the NEW PORT RICHEY 34653 median. See the full New Port Richey market guide →

Paper trail

This home's history

Oct 12, 2026Listed at $349,000 · 11 days on market since
1970Built · NEW PORT RICHEY

Reality check

What actually sold near 6104 POLK STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6103 GEORGIASold · Jun ’26

$245,000

6103 GEORGIA · same community

3 bd · 2 ba · 1,676 sqft · $146/sqft · 22 DOM

6013 MADISON STREETSold · Aug ’26

$414,000

6013 MADISON STREET · same community

3 bd · 2 ba · 1,692 sqft · $245/sqft · 77 DOM

4915 WESTERLY DRIVESold · Jul ’26

$310,000

4915 WESTERLY DRIVE

3 bd · 2 ba · 1,560 sqft · $199/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 6104 POLK STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6104 POLK STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6104 POLK STREET FAQs

What would the monthly payment be for 6104 POLK STREET?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,080/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6104 POLK STREET?+

The most recent tax bill on record (2025) was $4,441. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in New Port Richey?+

At $349,000, this home is listed about 26% above the New Port Richey median of $277,950. The market section on this page shows how the area is trending.

Which schools are assigned to 6104 POLK STREET?+

Gulf Middle School (middle), Gulf High School (high), James M. Marlowe Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Juan Velez Jr. MLS #TB8556968.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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