14714 OAK VINE DRIVE, LUTZ, FL, 33559
Active21 days on marketListed Oct 16, 2026MLS #TB8558426
About this home
14714 OAK VINE DRIVE
Welcome to 14714 Oak Vine Dr — a character-filled 4-bedroom home offering serene privacy in the heart of Lutz! Enjoy exceptionally low HOA fees with access to community amenities such as a pool and clubhouse. Step inside to an open-concept main living space defined by soaring vaulted ceilings, a statement staircase, and an expansive second-story loft overhead. Abundant natural light floods through clerestory windows, highlighting the seamless transition between cozy living areas and modern wood-look flooring. Glass sliders lead directly into an impressive enclosed sunroom featuring authentic flagstone floors and wall-to-wall views of your peaceful backyard. At the push of a button, the entire home is protected by motorized, automatic roll-up storm shutters—delivering effortless, push-button hurricane protection and ultimate security in seconds. Located just minutes from top Hillsborough County schools, USF, I-275, and Tampa shopping. Schedule your tour today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,985
Sqft
0.27 ac
Lot size
1
Garage
1980
Year built
Two
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,602 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,602/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.7%
$/sqft vs Lutz actives
$199 vs $243
Days on market
21 vs 56 typical
Where $199/sqft sits among the 259 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside University
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
University — neighborhood snapshot
Population
58,274
Median age
32
Median income
$35,659
Median home value
$57,488
Avg household
2
Households w/ children
4,771
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$448K → $508K
Lutz median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
163 of 259
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the LUTZ 33559 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 14714 OAK VINE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$430,000
14709 LAUREL LAKE LANE · same community
3 bd · 2.5 ba · 2,062 sqft · $209/sqft · 1 DOM
Sold · Mar ’26$413,200
14801 OAK VINE DRIVE · same community
4 bd · 2 ba · 1,754 sqft · $236/sqft · 7 DOM
Sold · Aug ’26$385,000
14841 OAK VINE DRIVE · same community
3 bd · 2 ba · 1,501 sqft · $256/sqft · 109 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 14714 OAK VINE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14714 OAK VINE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14714 OAK VINE DRIVE FAQs
What would the monthly payment be for 14714 OAK VINE DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,602/mo — principal and interest, the actual property-tax bill, the $78/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14714 OAK VINE DRIVE?+
The association fee works out to $78 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14714 OAK VINE DRIVE?+
The most recent tax bill on record (2025) was $5,734. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14714 OAK VINE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $395,000, this home is listed about 20% below the Lutz median of $493,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14714 OAK VINE DRIVE?+
Mort Elementary School (elementary), Buchanan Middle School (middle), Freedom High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EVERNEST · Emil Belmontes. MLS #TB8558426.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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