CENTURY 21 Edge
$510,0004 bd2.5 ba2,291 sqft$223 /sqft≈$3,927 /mo all-in ↓

10077 LORETTO ST, SPRING HILL, FL, 34608

Active12 days on marketListed Oct 26, 2026MLS #TB8561025

✦ New constructionSingle Family ResidenceSPRING HILL

About this home

10077 LORETTO ST

Pre-Construction. To be built. NOT YOUR TYPICAL FLORIDA-STYLE HOME! Discover the extraordinary Trinity Industrial Model, masterfully built by Southern Crown Homes, where modern farmhouse charm meets bold industrial-inspired architecture and exceptional craftsmanship. Situated on 0.50 acres, this distinctive residence features 2,291 sq. ft. of beautifully designed living space, 4 bedrooms, 2.5 bathrooms, and a spacious 3-car garage. The striking board and batten exterior, dramatic rooflines, natural wood entryway, and distinctive architectural details create unforgettable curb appeal. Step inside to soaring vaulted ceilings, elegant wood-look flooring, designer lighting, and expansive windows that fill the home with natural light. The spectacular 19' x 32'4'' great room showcases stunning exposed wood beam accents across the vaulted ceiling, creating architectural character and warmth. A sleek linear electric fireplace with a custom wood mantel anchors this impressive gathering space. The breathtaking 18'10'' x 13' gourmet kitchen features luxurious Calacatta quartz countertops, custom shaker cabinetry, an oversized island with rich butcher-block countertop, stainless steel appliances, farmhouse sink, handcrafted wood range hood, floating shelves, designer backsplash, and spacious walk-in pantry. Retreat to the private 13'11'' x 15'2'' primary suite, where beautiful exposed wood beam accents enhance the vaulted ceiling, creating a dramatic yet inviting atmosphere. The suite also features a generous walk-in closet and a luxurious bathroom with dual vanities, soaking tub, and separate shower. Three additional bedrooms measure 12' x 11', 12' x 10'9'', and 12' x 11'2''. Thoughtful details include elegant arched openings, custom wood accents, designer fixtures, a dedicated dog bath, and an impressive walk-around attic with ample standing height and exceptional storage potential. Step outside to the spacious 262 sq. ft. covered rear porch overlooking the **expansive backyard, perfect for gardening, planting fruit trees, creating raised garden beds, entertaining, or designing your own outdoor retreat.** With 0.50 acres, there is plenty of room to enjoy the outdoors, cultivate a beautiful garden, and embrace the peaceful surroundings. The 723 sq. ft. 3-car garage provides additional versatility and storage. Enjoy Florida's incredible outdoor lifestyle with access to Gulf Coast beaches, boating, fishing, kayaking, natural springs, hiking, biking, and scenic parks. Shopping and dining are within reach, while Tampa International Airport is approximately one hour away. **Far from ordinary, the Trinity Industrial Model by Southern Crown Homes brings distinctive architecture, luxurious finishes, exceptional craftsmanship, and nearly an acre of outdoor possibilities together in a home that truly stands apart. Schedule your private showing today! *Pre-construction. To be built. Renderings, photographs, and marketing materials may depict optional upgrades or finishes not included in the base price. Features, specifications, garage configurations, selections, pricing, construction timelines, and homesite availability are subject to change. Buyers should verify all details directly with Southern Crown Homes before purchasing.*

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,291

Sqft

0.5 ac

Lot size

2027

Year built

One

Levels

$223

Per sqft

Fireplace

Inside

FlooringCeramic Tile
AppliancesDishwasher · Microwave
InteriorLiving Room/Dining Room Combo · Split Bedroom
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System

Community & fees

Taxes (2026)$483/yr

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,927 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,501
FHA mortgage insurance (est.)$226
Property tax — 2026 actual bill$40
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,850Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,850
Interest rate7.50%
Loan term

Estimated payment

$3,927/mo

Principal & interest$3,501
FHA mortgage insurance (est.)$226
Property taxes (actual bill)$40
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $510K
$370KedgeAI estimate $404,873 · range $385K–$445K$530K

vs edgeAI estimate

+26%

$/sqft vs SPRING HILL

$223 vs $195

Days on market

12 vs 48 typical

Where $223/sqft sits among the 312 homes for sale in SPRING HILL

57
65
78
51 · this home
34
27
$153–171$171–189$189–207$207–225$225–243$243+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Drive times from this address

Tampa Int’l Airport (TPA)≈ 60 min
Downtown Tampa≈ 63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34608 — neighborhood snapshot

Population

36,658

Median age

43.9

Median income

$64,345

Median home value

$276,800

Avg household

2.55

Households w/ children

4,020

For the school run

Hernando County School District

ElementaryExplorer K-8★★★★★
HighFrank W. Springstead High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller — 3.7 months of inventoryBuyer’s market

$325K → $296K

Spring Hill median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

179 of 312

SPRING HILL have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% above the SPRING HILL 34608 median. See the full Spring Hill market guide →

Paper trail

This home's history

Oct 26, 2026Listed at $510,000 · 12 days on market since
2027Built · SPRING HILL

Reality check

What actually sold near 10077 LORETTO ST

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11150 MARQUETTE STREETSold · Mar ’26

$380,000

11150 MARQUETTE STREET · same community

3 bd · 3.5 ba · 2,356 sqft · $161/sqft · 17 DOM

6252 SARDINIA AVENUESold · Jan ’26

$329,990

6252 SARDINIA AVENUE · same community

4 bd · 2 ba · 2,134 sqft · $155/sqft · 0 DOM

5388 BERRIEN AVENUESold · May ’26

$332,000

5388 BERRIEN AVENUE · same community

4 bd · 2 ba · 2,108 sqft · $157/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10077 LORETTO ST — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10077 LORETTO ST — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10077 LORETTO ST FAQs

What would the monthly payment be for 10077 LORETTO ST?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,927/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10077 LORETTO ST?+

The most recent tax bill on record (2026) was $483. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Spring Hill?+

At $510,000, this home is listed about 51% above the Spring Hill median of $337,889. The market section on this page shows how the area is trending.

Which schools are assigned to 10077 LORETTO ST?+

Explorer K-8 (elementary), Frank W. Springstead High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PEOPLE'S TRUST REALTY · Althia Lopez. MLS #TB8561025.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Spring Hill homes, in your inbox

Like 10077 LORETTO ST but not quite? A daily digest of every new listing in Spring Hill — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Donna to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated November 7, 2026 at 6:46 AM UTC. The listing information on this page last changed on November 7, 2026 at 6:46 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on November 7, 2026 at 6:46 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: November 7, 2026 at 6:46 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.