3172 SE 5TH STREET, OCALA, FL, 34471
Active2 days on marketListed Nov 4, 2026MLS #TB8563545
About this home
3172 SE 5TH STREET
Welcome to this charming 3-bedroom, 2-bathroom home offering 1,248 square feet of living space on a spacious corner lot in Ocala! The home features a functional floor plan with a comfortable living and dining area, a generously sized bonus room offering additional flexible space, and an inviting side porch perfect for enjoying your morning coffee or relaxing outdoors. Situated on approximately 0.21 acres, the property offers plenty of outdoor space for entertaining, gardening, or everyday enjoyment. Conveniently located just minutes from downtown Ocala, shopping, dining, parks, and local amenities, this property combines comfort, convenience, and accessibility. Whether you're searching for a primary residence or an investment opportunity, this home has plenty to offer. Schedule your private showing today! The property had a new roof, HVAC, water heater, flooring, and appliances installed in 2023.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,248
Sqft
0.21 ac
Lot size
1972
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,255 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,255/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+64.3%
$/sqft vs Ocala actives
$204 vs $175
Days on market
2 vs 57 typical
Where $204/sqft sits among the 399 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
28,342
Median age
42.3
Median income
$65,789
Median home value
$317,900
Avg household
2.41
Households w/ children
2,778
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$278K → $278K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
170 of 399
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 3172 SE 5TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$185,000
201 SE 31ST AVENUE · same community
2 bd · 1 ba · 1,263 sqft · $146/sqft · 266 DOM
Sold · Dec ’25$195,000
106 NE 28TH AVENUE · same community
3 bd · 1 ba · 1,217 sqft · $160/sqft · 76 DOM
Sold · Mar ’26$216,000
746 SE 29TH TERRACE · same community
3 bd · 2 ba · 1,300 sqft · $166/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3172 SE 5TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3172 SE 5TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3172 SE 5TH STREET FAQs
What would the monthly payment be for 3172 SE 5TH STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,255/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3172 SE 5TH STREET?+
The most recent tax bill on record (2025) was $2,784. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3172 SE 5TH STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $255,000, this home is listed about 15% below the Ocala median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3172 SE 5TH STREET?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34471 market on paper
$255,000 is 16% below the OCALA 34471 median of $302,450, and at $204/sqft it sits under the Ocala average of $214.
02Fresh on the market
Only 2 days on market in a Ocala market that averages 57 — if it fits, move quickly.
03Strong assigned schools
Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXIT BAYSHORE REALTY · Trinity French. MLS #TB8563545.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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