128 MINERVA ROAD, DAYTONA BEACH, FL, 32118
Active18 days on marketListed Oct 20, 2026MLS #V4951862
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About this home
128 MINERVA ROAD
Just moments from the sandy shores of the Atlantic Ocean and the scenic Intracoastal Waterway, this charming 3-bedroom, 2-bathroom home offers an exceptional opportunity to enjoy the Daytona Beach coastal lifestyle! With drive-on beach access available from Minerva Road, the Atlantic Ocean is practically at your doorstep! This distinctive home offers 1,547 square feet of living space, a versatile two-level layout, and an expansive backyard filled with mature tropical landscaping. Major improvements completed in 2025 include upgraded electrical panels, upgraded plumbing, and a new AC. Inside, the bright and spacious living room features luxury vinyl flooring, crown molding, built-in shelving, and a charming brick fireplace. Large windows welcome abundant natural light, while the adjoining kitchen offers warm wood countertops, ample cabinetry, and a convenient pass-through to the dining area. One of the home's standout features is the light-filled dining room, surrounded by expansive windows overlooking the lush backyard. Terracotta-colored tile flooring and wood-paneled details add character to this inviting space. The bedrooms feature luxury vinyl flooring, neutral finishes, and ceiling fans, while the main bathroom showcases distinctive vintage tilework that reflects the home's original charm. The versatile lower level adds another dimension to this property, featuring a separate living area with luxury vinyl flooring, recessed lighting, and a convenient kitchenette equipped with a refrigerator, microwave, sink, and cabinetry. An adjoining bathroom features a walk-in shower with marble-look tile surrounds and decorative mosaic flooring. Additional lower-level features include a dedicated laundry area, generous storage space, built-in shelving, and exterior access. Step outside and discover the huge backyard! The property features an expansive grassy lawn surrounded by mature palms, established trees, and lush tropical greenery. The generous outdoor space provides a wonderful setting for entertaining, gardening, and enjoying Florida's coastal climate. The home's elevated entrance, distinctive architectural lines, and established landscaping further enhance its appeal. The location is equally appealing, with the beach just 725 feet away, convenient drive-on beach access from Minerva Road, and the new ALDI grocery store approximately half a mile away. Enjoy easy access to Daytona Beach's restaurants, shopping, entertainment, the Intracoastal Waterway, and Daytona International Speedway. With its exceptional beach proximity, generous backyard, flexible living space, and recent major system improvements, this property offers a compelling opportunity to enjoy the Daytona Beach lifestyle. All information recorded in the MLS is intended to be accurate but cannot be guaranteed.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,547
Sqft
0.18 ac
Lot size
1952
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,601 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,601/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.7%
$/sqft vs Daytona Beach actives
$210 vs $220
Days on market
18 vs 79 typical
Where $210/sqft sits among the 400 Daytona Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Daytona Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach. See the full Daytona Beach guide →
DAYTONA BEACH 32118 — neighborhood snapshot
Population
18,383
Median age
60.5
Median income
$61,266
Median home value
$368,800
Avg household
1.82
Households w/ children
871
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach market
$295K → $333K
Daytona Beach median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
244 of 400
Daytona Beach actives have cut their price
Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the DAYTONA BEACH 32118 median. See the full Daytona Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 128 MINERVA ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$289,000
124 HARRISON ROAD · same community
2 bd · 1.5 ba · 957 sqft · $302/sqft · 183 DOM
Sold · Jan ’26$175,000
1836 S PALMETTO AVENUE
2 bd · 2.5 ba · 1,535 sqft · $114/sqft · -21 DOM
Sold · Jan ’26$525,000
2937 S ATLANTIC AVENUE UNIT 2002
2 bd · 2 ba · 1,561 sqft · $336/sqft · 134 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 128 MINERVA ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 128 MINERVA ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
128 MINERVA ROAD FAQs
What would the monthly payment be for 128 MINERVA ROAD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,601/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 128 MINERVA ROAD?+
The most recent tax bill on record (2025) was $791. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Daytona Beach?+
At $325,000, this home is listed about 16% above the Daytona Beach median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 128 MINERVA ROAD?+
Campbell Middle School (middle), Mainland High School (high), R. J. Longstreet Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Alice Cooper. MLS #V4951862.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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