CENTURY 21 Edge
$529,900$539,9004 bd2 ba2,560 sqft$207 /sqft$4,259 /mo all-in ↓

6646 GARDEN PALM COURT, NEW PORT RICHEY, FL, 34655

Active56 days on marketListed Jun 25, 2026MLS #W7887023

Reduced $10KSingle Family ResidenceTIMBER GREENS PH 02B

About this home

6646 GARDEN PALM COURT

Set behind the gates of Timber Greens, this beautifully 4 Bedroom 2 Bath and 2 car garage home at 6646 Garden Palm Ct delivers the elevated comfort luxury buyers expect, paired with the relaxed rhythm of a 55+ golf community. From the moment you step inside, updated luxury vinyl flooring flows throughout, setting a clean, modern foundation for everyday living and effortless entertaining. The heart of the home is the updated designer kitchen, thoughtfully finished with Cambria quartz countertops, a breakfast bar, and an eat-in kitchen layout that keeps conversation close whether you are hosting or enjoying a quiet morning. Details make the difference here: 42 in cabinets with soft-close drawers, a custom range hood, newer stainless-steel appliances, and all new light fixtures create a polished look that feels current and cohesive. Fresh interior paint ties it all together, giving the entire home a crisp, move-in-ready presentation .Every bedroom is designed for comfort and organization, each featuring its own walk-in closet. The primary suite elevates daily routines with two walk-in closets and a private bath that includes a garden tub and a separate shower, an ideal setup for unwinding at the end of the day. A 4th bedroom is currently being used as an office, offering flexibility for work, hobbies, or guests without sacrificing space. Plantation shutters in the dining room, family room, and office add a tailored finish while helping you control light and privacy with ease. Indoor functionality continues with a large inside laundry room that keeps chores neatly contained and convenient. Step out to the large finished screened-in lanai, 264 sq ft of additional living space where you can sip coffee, read, or entertain in comfort while enjoying the feel of the outdoors without the hassle. The private backyard with no rear neighbors creates a peaceful backdrop for everyday moments and adds a sense of separation that is hard to find. Additional peace of mind comes with a water heater noted as 2026.Timber greens has an 18-hole par 71 golf course, clubhouse, pro shop, community pool, and spa, as well as tennis, pickle ball, bocce, and shuffleboard courts, there's never a shortage of activities. Engage in arts and crafts, dine at the 19th Hole Bar and Grill, or enjoy an evening with friends in the card room To experience the updates, the privacy, and the Timber Greens lifestyle firsthand, schedule your private showing at 6646 Garden Palm Ct today.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,560

Sqft

0.22 ac

Lot size

2

Garage

1998

Year built

One

Levels

$207

Per sqft

Trees/Woods view55+ communityPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Solid Surface Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesSouthwest
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$232/mo
Taxes (2025)$6,152/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,259 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,119
FHA mortgage insurance (est.)$234
Property tax — 2025 actual bill$513
HOA fee — from the listing$232
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,547Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,547
Interest rate6.00%
Loan term

Estimated payment

$4,259/mo

Principal & interest$3,119
FHA mortgage insurance (est.)$234
Property taxes (actual bill)$513
HOA / condo fee$232
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $530K
$372KedgeAI estimate $450,718 · range $387K$535K$557K

vs edgeAI estimate

+17.6%

$/sqft vs New Port Richey actives

$207 vs $202

Days on market

56 vs 55 typical

Where $207/sqft sits among the 400 New Port Richey actives

87
157 · this home
87
19
15
35
$97–156$156–215$215–274$274–333$333–392$392+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Port Richey

Map of 6646 GARDEN PALM COURT

Drive times from this address

Tampa Int’l Airport (TPA)47 min
Downtown Tampa50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

NEW PORT RICHEY 34655 — neighborhood snapshot

Population

47,696

Median age

45.7

Median income

$85,107

Median home value

$353,000

Avg household

2.53

Households w/ children

5,515

For the school run

Pasco County School District

ElementaryTrinity Oaks Elementary School★★★★★
MiddleSeven Springs Middle School★★★★
HighJames W. Mitchell High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$280K$275K

New Port Richey median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

246 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 66% above the NEW PORT RICHEY 34655 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $529,900 $10K
Jun 25, 2026Listed at $539,900 · 56 days on market since
1998Built · TIMBER GREENS PH 02B

Reality check

What actually sold near 6646 GARDEN PALM COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9661 SPRINGMEADOW DRIVESold · Feb ’26

$445,999

9661 SPRINGMEADOW DRIVE · same community

3 bd · 2 ba · 2,188 sqft · $204/sqft · 27 DOM

6606 GARDEN PALM COURTSold · Apr ’26

$320,000

6606 GARDEN PALM COURT · same community

3 bd · 2 ba · 1,892 sqft · $169/sqft · 36 DOM

9658 SPRINGMEADOW DRIVESold · Jan ’26

$225,000

9658 SPRINGMEADOW DRIVE · same community

2 bd · 2 ba · 1,820 sqft · $124/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6646 GARDEN PALM COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6646 GARDEN PALM COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6646 GARDEN PALM COURT FAQs

What would the monthly payment be for 6646 GARDEN PALM COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,259/mo — principal and interest, the actual property-tax bill, the $232/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6646 GARDEN PALM COURT?+

The association fee works out to $232 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6646 GARDEN PALM COURT?+

The most recent tax bill on record (2025) was $6,152. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6646 GARDEN PALM COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $529,900, this home is listed about 86% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.

Which schools are assigned to 6646 GARDEN PALM COURT?+

Trinity Oaks Elementary School (elementary), Seven Springs Middle School (middle), James W. Mitchell High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$529,900 runs 66% above the NEW PORT RICHEY 34655 median — but at 2,560 sqft it's also nearly twice the size of the typical New Port Richey listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Trinity Oaks Elementary School, Seven Springs Middle School, James W. Mitchell High School — Seven Springs Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $539,900, now $529,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of RE/MAX MARKETING SPECIALISTS · Deborah Roy, PA. MLS #W7887023.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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6646 GARDEN PALM COURT, NEW PORT RICHEY, FL — 4 Bed, 2 Bath — $529,900 | CENTURY 21 Edge