3154 TRIDENT TERRACE, NEW PORT RICHEY, FL, 34652
Active106 days on marketListed Jul 24, 2026MLS #W7887649
About this home
3154 TRIDENT TERRACE
Virtually Staged. Location. Elevation. Gulf Access. This is the waterfront opportunity buyers have been waiting for. Perfectly positioned on one of Gulf Harbors’ most desirable waterfront homesites, this elevated waterfront pool home offers approximately 153 feet of seawall and is just a 2-minute boat ride to the South Channel and the open Gulf of Mexico with no fixed bridges. Whether you’re heading to Anclote Key, offshore fishing, waterfront dining, or simply enjoying an evening cruise, you’ll appreciate one of the quickest Gulf access locations in the community. One of this home’s greatest advantages is what it didn’t do. According to the seller, the home DID NOT FLOOD during Hurricane Helene, providing added peace of mind in a community where many waterfront homes were impacted. With nealy a quarter acre lot and wide open views, you'll experience privacy rare in this community. The open Gulf is within site and literally right around the corner! Designed for the boating enthusiast, the property features an approximately 85-foot wraparound dock, floating dock with ramp, swim ladder and bench, plus an 11,000-pound boat lift. The wide, deep-water canal provides excellent maneuverability and easy access to the Gulf, while also offering the perfect setting for kayaking, paddleboarding, fishing, and watching dolphins and manatees right from your backyard. The outdoor living space is equally impressive. Enjoy a screened pool, expansive covered lanai, built-in Jenn-Air electric grill, and breathtaking west-facing sunsets that provide a spectacular backdrop for relaxing or entertaining family and friends. The large lawn provides ample space for pets or kids ro play! Inside, the home offers 3 bedrooms, 2 bathrooms, and a dedicated office, providing flexible space for working from home or pursuing your favorite hobbies. The remodeled kitchen features granite countertops, shaker-style cabinetry, and a convenient pass-through window to the lanai for effortless indoor-outdoor entertaining. The spacious primary suite offers private lanai access and an updated ensuite bath with dual vanities, a tiled walk-in shower, jetted soaking tub, and generous closet space. You'll love enjoying the beautful waterviews right from your priamry suite! Recent improvements include a new HVAC system (2026), professionally painted exterior (2026), water softener (2025), pool motor (2025), hot water heater (2022), hurricane shutters, reclaimed-water irrigation system, oversized two-car garage, and additional gated parking/storage. While some interior finishes provide an opportunity for a new owner to personalize the home to their own style, you simply cannot recreate this location. Properties offering this combination of elevation, approximately 153 feet of waterfront, quick Gulf access, deep-water dockage, and unforgettable sunset views rarely become available. You'll love the gated parking are tucked away next to the house, perfect for your golf cart or almost nay vehicle! Located on one of the premier lots in Gulf Harbors, this home is an investment and a jewel! Come see it today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,965
Sqft
0.23 ac
Lot size
2
Garage
1977
Year built
One
Levels
$468
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,677 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,677/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.2%
$/sqft vs FLOR A MAR
$468 vs $389
Days on market
106 vs 66 typical
Where $468/sqft sits among the 56 homes for sale in FLOR A MAR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flor-a-mar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Flor-a-mar — neighborhood snapshot
Population
2,804
Median age
54
Median income
$104,709
Median home value
$475,050
Avg household
2
Households w/ children
142
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$284K → $280K
New Port Richey median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
28 of 56
FLOR A MAR have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 387% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 3154 TRIDENT TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$760,000
4851 BONITO DRIVE · same community
3 bd · 2.5 ba · 2,022 sqft · $376/sqft · 254 DOM
Sold · May ’26$860,000
5401 PILOTS PLACE · same community
3 bd · 2 ba · 1,868 sqft · $460/sqft · 24 DOM
Sold · Dec ’25$603,900
4918 FORECASTLE DRIVE · same community
3 bd · 2 ba · 2,094 sqft · $288/sqft · 172 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3154 TRIDENT TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3154 TRIDENT TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3154 TRIDENT TERRACE FAQs
What would the monthly payment be for 3154 TRIDENT TERRACE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,677/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3154 TRIDENT TERRACE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3154 TRIDENT TERRACE?+
The most recent tax bill on record (2025) was $4,469. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3154 TRIDENT TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $920,000, this home is listed about 229% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3154 TRIDENT TERRACE?+
Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$920,000 runs 387% above the NEW PORT RICHEY 34652 median — but at 1,965 sqft it's also 40% larger than the typical New Port Richey listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $1,000,000, now $920,000 — a $80K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Judi Pobst. MLS #W7887649.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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