1014 N APPALACHIAN TERRACE, CRYSTAL RIVER, FL, 34429
Active34 days on marketListed Sep 8, 2026MLS #W7889022
About this home
1014 N APPALACHIAN TERRACE
This one has it all!! Move-In Ready!! POOL HOME on a DOUBLE LOT with DEEDED water access to CRYSTAL RIVER very close the the head spring for Crystal River, KING SPRING, and located in the limited area that allows for SHORT-TERM RENTALS!! It doesn't get much better than this at this price!! 3 bedrooms + 3 full bathrooms (each room has its own bathroom!) + private oasis-style pool + huge detached 2-car garage (24 x 30) large enough to fit your boat and all your toys) + NO REAR NEIGHBORS TO LOOK AT or TO LOOK AT YOU!! 2,000 sq feet of living space; 2,816 with detached garage! Gorgeous glass sunroom under AC, large patio deck by the pool to enjoy your pool time! Great for entertaining! Large concrete driveway allows for lots of extra parking for your guests!! The lot on each side of the house is also available for sale separately. This home and detached garage is built on a double lot (lots 1 and 2). The grassy lot to the right of the home is lot 3 and available separately. The wooded lot to the left of the detached garage is available separately. Buy the home or buy it all for added acreage and privacy. GREAT LOCATION!! It's just a quick kayak or paddle-board trip to KING SPRING from this home!! Swim with the manatees and dolphins!! You have 3 areas where you have deeded water access to KING'S BAY/CRYSTAL RIVER for kayaks, small john boats, or paddleboards, etc. If you are looking to live the Crystal River lifestyle yourself...enjoy the dead-end street, privacy the pool and backyard have, and the quick, easy access to the water with some water views!! If you are looking for rental income, this is one of the homes located in the limited area that short-term rentals are allowed AND gives you deeded water access!! This home is meticulously maintained. Remodeled after Helene!! Upgrades everywhere, including granite countertops, real wood upgraded cabinets, ceramic tile flooring, newer stainless steel appliances!! Mint Condition!! Owned by the same owners for over decades! The large windows and the open floor plan make this home feel light, bright, and spacious. No shortage of storage with large walk-in closets and the amazing detached garage!!NO HOA...so bring your boats and toys! Deeded access to the river is directly across the street from the home. Furnishings negotiable. Can come ready to move-in or ready to rent!! Enjoy the Crystal River Lifestyle so many are talking about! Boating, fishing, kayaking, paddle-boarding, swimming with the manatees...kayak to the restaurants and bars!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,000
Sqft
0.54 ac
Lot size
2
Garage
1974
Year built
One
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,299 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,299/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.6%
$/sqft vs Crystal River actives
$225 vs $217
Days on market
34 vs 70 typical
Where $225/sqft sits among the 224 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $275K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
87 of 224
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 1014 N APPALACHIAN TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,059,000
1055 N Crescent DRIVE
4 bd · 2 ba · 2,009 sqft · $527/sqft · 7 DOM
Sold · Sep ’26$1,000,000
232 SE KINGS BAY DR
2 bd · 2 ba · 1,988 sqft · $503/sqft · 9 DOM
Sold · Mar ’26$235,000
522 SE PARADISE POINT ROAD
3 bd · 2 ba · 2,045 sqft · $115/sqft · 161 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1014 N APPALACHIAN TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1014 N APPALACHIAN TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1014 N APPALACHIAN TERRACE FAQs
What would the monthly payment be for 1014 N APPALACHIAN TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,299/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1014 N APPALACHIAN TERRACE?+
The most recent tax bill on record (2025) was $3,572. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $449,000, this home is listed about 39% above the Crystal River median of $323,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1014 N APPALACHIAN TERRACE?+
Crystal River Primary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOME LAND REAL ESTATE INC · Kimberly Pye, PA. MLS #W7889022.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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