10430 CHALMER STREET, SPRING HILL, FL, 34608
Active54 days on marketListed Sep 14, 2026MLS #W7889336
About this home
10430 CHALMER STREET
Welcome to 10430 Chalmer Street—a fantastic, fully renovated Spring Hill triplex that offers the ultimate flexibility! Whether you’re a seasoned investor searching for a strong, cash-flowing addition to your portfolio (7% CAP rate!) or looking for the ideal multi-family setup where you can live in one unit and let the other two pay your mortgage, this property is a total win. Everything here has been completely gutted and beautifully updated from the inside out. Each of the three units shines with low-maintenance vinyl flooring, fresh paint, modern trim, updated light fixtures, ceiling fans, and brand-new cabinetry. The kitchens are completely turn-key and come fully stocked with refrigerators, stoves, microwaves, and dishwashers. Best of all, you get real peace of mind with the major updates: a brand-new roof (2024), new water heaters, and three newly permitted HVAC units (2024/2025). With two long-term, super-reliable tenants already settled in, you’ll start collecting income the second you close. Plus, the central Spring Hill location puts you right around the corner from all the local spots, shopping, and everyday conveniences.
Facts & features
The home at a glance
6
Bedrooms
2,304
Sqft
0.34 ac
Lot size
1986
Year built
One
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,686 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,686/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SPRING HILL
$243 vs $195
Days on market
54 vs 48 typical
Where $243/sqft sits among the 313 homes for sale in SPRING HILL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34608 — neighborhood snapshot
Population
36,658
Median age
43.9
Median income
$64,345
Median home value
$276,800
Avg household
2.55
Households w/ children
4,020
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$325K → $296K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
179 of 313
SPRING HILL have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% above the SPRING HILL 34608 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 10430 CHALMER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$380,000
11150 MARQUETTE STREET · same community
3 bd · 3.5 ba · 2,356 sqft · $161/sqft · 17 DOM
Sold · Jan ’26$329,990
6252 SARDINIA AVENUE · same community
4 bd · 2 ba · 2,134 sqft · $155/sqft · 0 DOM
Sold · May ’26$332,000
5388 BERRIEN AVENUE · same community
4 bd · 2 ba · 2,108 sqft · $157/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10430 CHALMER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10430 CHALMER STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10430 CHALMER STREET FAQs
What would the monthly payment be for 10430 CHALMER STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,686/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10430 CHALMER STREET?+
The most recent tax bill on record (2025) was $5,202. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $560,000, this home is listed about 66% above the Spring Hill median of $337,889. The market section on this page shows how the area is trending.
Which schools are assigned to 10430 CHALMER STREET?+
Explorer K-8 (elementary), Frank W. Springstead High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FIND YOUR PARADISE · Mimi McLeod. MLS #W7889336.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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