CENTURY 21 Edge
$1,299,0004 bd3 ba3,064 sqft$424 /sqft$8,264 /mo all-in ↓

5532 PILOTS PLACE, NEW PORT RICHEY, FL, 34652

Active2 days on marketListed Sep 18, 2026MLS #W7889353

WaterfrontPrivate poolSingle Family ResidenceFLOR A MAR

About this home

5532 PILOTS PLACE

EXCEPTIONAL GULF-ACCESS WATERFRONT LIVING! Perfectly positioned on a DEEP, WIDE SAILBOAT-WATER CANAL just minutes from the open Gulf, this elevated home offers the ultimate Florida boating lifestyle. Enjoy 80 FEET OF FRESHLY PAINTED SEAWALL and THREE DOCKS, including a 10,000-LB BOAT LIFT, jet-ski dock and fishing dock. Built ELEVATED ABOVE BASE FLOOD ELEVATION, this impressive home is designed for both comfortable living and entertaining. The waterfront outdoor area features a RESURFACED POOL, TIKI HUT and plenty of space to gather and relax. The exterior has also been FRESHLY PAINTED. Inside, the bright OPEN-CONCEPT DESIGN features VAULTED CEILINGS and beautiful water views. The BRAND-NEW KITCHEN overlooks the canal and showcases an oversized island, GRANITE COUNTERTOPS, stainless-steel appliances and TWO SKYLIGHTS. Just off the kitchen, a SCREENED LANAI is perfect for morning coffee and enjoying the sunrise over the water. The main level offers a SECOND PRIMARY SUITE with en-suite bath, two additional bedrooms, full guest bath and laundry room. Upstairs, the spacious PRIMARY RETREAT overlooks the canal and features a huge walk-in closet, jetted tub, oversized separate shower and loft area, plus the opportunity to add an upper-level waterfront deck. SMART-HOME TECHNOLOGY includes app-controlled shades, garage access, camera/security system, electrical panel, switches and more. An OVERSIZED 2-CAR GARAGE, driveway parking for approximately NINE ADDITIONAL VEHICLES and MORE THAN 2,000 SQ FT OF STORAGE beneath the elevated home provide an exceptional feature for waterfront property. MOVE-IN READY and just minutes from Downtown New Port Richey, Sims Park, the historic Richey Suncoast Theatre, local restaurants, entertainment and community events. An optional PRIVATE BEACH CLUB is 5 minutes away and available to join for approximately $200/ year. BOAT TO THE GULF, RELAX POOLSIDE OR ENJOY SUNRISES OVER THE WATER—THIS IS THE FLORIDA WATERFRONT LIFESTYLE YOU'VE BEEN WAITING FOR. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,064

Sqft

0.21 ac

Lot size

2

Garage

1983

Year built

Two

Levels

$424

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Skylight(s) · Smart Home · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationPillar/Post/Pier
ViewWater
FacesWest
ParkingCircular Driveway · Driveway · Garage Door Opener · Ground Level · Oversized
ExteriorRain Gutters · Sliding Doors

Community & fees

HOA fee$10/mo
Taxes (2025)$7,176/yr
PetsYes
CommunityCommunity Boat Ramp · Gulf/Ocean Front · Water Access · Waterfront · Clubhouse · Deed Restrictions · Golf Carts OK · Park

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,264 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property tax — 2025 actual bill$598
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,900
Interest rate6.00%
Loan term

Estimated payment

$8,264/mo

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property taxes (actual bill)$598
HOA / condo fee$10
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$1.2MedgeAI estimate $1,304,925 · range $1.3M$1.6M$1.7M

vs edgeAI estimate

−0.5%

$/sqft vs FLOR A MAR

$424 vs $385

Days on market

2 vs 55 typical

Where $424/sqft sits among the 60 homes for sale in FLOR A MAR

8
6
11
12 · this home
12
11
$201–258$258–315$315–372$372–428$428–485$485+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flor-a-mar

Drive times from this address

Tampa Int’l Airport (TPA)52 min
Downtown Tampa55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Flor-a-mar — neighborhood snapshot

Population

2,712

Median age

56

Median income

$96,857

Median home value

$435,193

Avg household

2

Households w/ children

136

For the school run

Pasco County School District

HighGulf High School★★★★
MiddleGulf Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$280K$275K

New Port Richey median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

36 of 60

FLOR A MAR have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 566% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →

Paper trail

This home's history

Sep 18, 2026Listed at $1,299,000 · 2 days on market since
1983Built · FLOR A MAR

Reality check

What actually sold near 5532 PILOTS PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4924 SOUTHSHORE DRIVESold · Jun ’26

$1,700,000

4924 SOUTHSHORE DRIVE · same community

4 bd · 3 ba · 3,094 sqft · $549/sqft · 1 DOM

3300 FLORAMAR TERRACESold · May ’26

$1,273,500

3300 FLORAMAR TERRACE · same community

4 bd · 3 ba · 3,159 sqft · $403/sqft · 175 DOM

4065 RUDDER WAYSold · Jun ’26

$1,200,000

4065 RUDDER WAY · same community

3 bd · 2.5 ba · 2,580 sqft · $465/sqft · 145 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Moe Thouk Oo

Your agent

Moe Thouk Oo

Licensed Realtor® · CENTURY 21 Edge

Tours, negotiation, and every question about 5532 PILOTS PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5532 PILOTS PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5532 PILOTS PLACE FAQs

What would the monthly payment be for 5532 PILOTS PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,264/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5532 PILOTS PLACE?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5532 PILOTS PLACE?+

The most recent tax bill on record (2025) was $7,176. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5532 PILOTS PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $1,299,000, this home is listed about 356% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5532 PILOTS PLACE?+

Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,299,000 runs 566% above the NEW PORT RICHEY 34652 median — but at 3,064 sqft it's also nearly twice the size of the typical New Port Richey listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 2 days on market in a New Port Richey market that averages 55 — if it fits, move quickly.

Listing courtesy of F I GREY & SON RESIDENTIAL · Natalija Hall. MLS #W7889353.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5532 PILOTS PLACE, NEW PORT RICHEY, FL — 4 Bed, 3 Bath — $1,299,000 | CENTURY 21 Edge