CENTURY 21 Edge
$465,0004 bd2 ba2,056 sqft$226 /sqft≈$3,628 /mo all-in ↓

11002 BELLE HAVEN DRIVE, NEW PORT RICHEY, FL, 34654

Active7 days on marketListed Oct 4, 2026MLS #W7890085

WaterfrontPrivate poolSingle Family ResidenceWATERS EDGE

Come see it

Upcoming open house

Sat, Oct 17

11:00 AM – 1:00 PM

Come to the OPEN HOUSE of this brand new listing at 11002 Belle Haven Dr NPR. 10/17/26 is also the community-wide yard sales of Waters Edge.

About this home

11002 BELLE HAVEN DRIVE

WELCOME TO YOUR EXQUISITE HOME at 11002 Belle Haven Dr, New Port Richey, FL in the UPSCALE GATED community of Waters Edge. Your SUPERB 4 bedroom, 2 bathroom, 3 car garage home sits on an OVERSIZED 10,000+ sqft LOT with pond & conservation views at the end of the community in the cul de sac! Your BEAUTIFUL HOME features a SPARKLING, IN-GROUND SWIMMING POOL within a screened & covered lanai. Sand cranes, deer & birds are seen daily from your SERENE backyard. Key exterior features are reclaimed water for irrigation, rain gutters, TROPICAL landscaping & majestic palms. As you step inside through the front door with glass side panel, you'll LOVE the high ceilings, archway entrances & ceramic tile floors throughout the home & water-resistant laminate in the primary bedroom (no carpet anywhere). The OPEN FLOOR PLAN consists of the foyer, kitchen, dinette & living, dining & family rooms. The GOURMET kitchen features GRANITE counters, island with overhead pendant lights, tall wood cabinets with upper/lower trim & hardware, updated appliances, pantry closet, tile backsplash, double sink & recessed lights. Make family memories over mealtime sitting at the dining room table & then relax in the spacious living room or family room. The WONDERFUL breakfast nook off the kitchen is another GREAT space to enjoy a casual meal & has a French door to the lanai. After a long day, retreat to the SPLENDID primary bedroom suite with PRIVATE bathroom. The primary bedroom can easily accommodate king size furniture & has a walk-in closet. The SENSUAL primary bathroom consists of dual sinks, Corian counters, linen closet, private toilet room, step-in shower with glass doors, grip safety handles & a SOAKING GARDEN TUB where all your worries can melt away. In this split bedroom plan, the remaining 3 bedrooms are located in the front wing of the home with the guest bathroom nearby. Each of these bedrooms features ceiling fans & built-in closets. The updated bathroom consists of laminate counter with wood cabinet vanity, chrome faucet, newer pendant lights & tub/shower combo with a linen closet in the hall. The washer & dryer machines are included in the SPACIOUS laundry room. FABULOUS UPGRADES include LIKE NEW AC SYSTEM (12/2024) with proper county permit, custom window treatments on most of the windows, ceiling fans throughout the home, water softener system & Rainbird sprinkler controls for the reclaimed irrigation. Take a dip in the community pool, use the gym or meet your fellow neighbors at the next social event like the community wide yard sales scheduled for 10/17/26. Amenities include a 9000sqft clubhouse, grand swimming pool, kiddie pool, basketball court, pickleball court, playground, dual fishing piers & boat dock leading to the SPECTACULAR 70-acre lake at its center. MAKE THIS YOUR FUTURE HOME!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,056

Sqft

0.23 ac

Lot size

3

Garage

2010

Year built

One

Levels

$226

Per sqft

Private poolWaterfrontGarden & Pool & Trees/Woods & Water viewPets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorAccessibility Features · Built-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewGarden · Pool · Trees/Woods · Water
FacesWest
ParkingCovered · Driveway · Garage Door Opener · Ground Level · Off Street
ExteriorGarden · Irrigation System · Lighting · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$169/mo
Taxes (2025)$4,272/yr
PetsCats OK, Dogs OK, Yes
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Water Access · Waterfront · Association Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,628 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property tax — 2025 actual bill$356
HOA fee — from the listing$169
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,275
Interest rate6.00%
Loan term

Estimated payment

$3,628/mo

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property taxes (actual bill)$356
HOA / condo fee$169
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $465K
$446KedgeAI estimate $562,059 · range $528K–$579K$602K

vs edgeAI estimate

−17.3%

$/sqft vs New Port Richey actives

$226 vs $195

Days on market

7 vs 82 typical

Where $226/sqft sits among the 400 New Port Richey actives

87
136
110 · this home
28
8
31
$90–146$146–201$201–257$257–312$312–368$368+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waters Edge

Drive times from this address

Tampa Int’l Airport (TPA)≈ 49 min
Downtown Tampa≈ 53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Waters Edge — neighborhood snapshot

Population

2,491

Median age

42

Median income

$97,864

Median home value

$378,850

Avg household

3

Households w/ children

412

For the school run

Pasco County School District

MiddleRiver Ridge Middle School★★★★★
ElementaryCypress Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$280K → $271K

New Port Richey median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

240 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 133% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →

Paper trail

This home's history

Oct 4, 2026Listed at $465,000 · 7 days on market since
2010Built · WATERS EDGE

Reality check

What actually sold near 11002 BELLE HAVEN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1840 TARA MARIE LANESold · May ’26

$425,000

1840 TARA MARIE LANE · same community

3 bd · 2 ba · 1,984 sqft · $214/sqft · 38 DOM

1859 FOROUGH CIRCLESold · Jun ’26

$525,000

1859 FOROUGH CIRCLE · same community

3 bd · 2 ba · 1,935 sqft · $271/sqft · 10 DOM

1923 MENDOCINO LANESold · Jul ’26

$427,000

1923 MENDOCINO LANE · same community

4 bd · 2.5 ba · 2,253 sqft · $190/sqft · 80 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11002 BELLE HAVEN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11002 BELLE HAVEN DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11002 BELLE HAVEN DRIVE FAQs

What would the monthly payment be for 11002 BELLE HAVEN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,628/mo — principal and interest, the actual property-tax bill, the $169/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11002 BELLE HAVEN DRIVE?+

The association fee works out to $169 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11002 BELLE HAVEN DRIVE?+

The most recent tax bill on record (2025) was $4,272. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11002 BELLE HAVEN DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $465,000, this home is listed about 67% above the New Port Richey median of $278,990. The market section on this page shows how the area is trending.

Which schools are assigned to 11002 BELLE HAVEN DRIVE?+

River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$465,000 runs 133% above the NEW PORT RICHEY 34654 median — but at 2,056 sqft it's also 52% larger than the typical New Port Richey listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 7 days on market in a New Port Richey market that averages 82 — if it fits, move quickly.

Listing courtesy of FUTURE HOME REALTY · Janina Wozniak. MLS #W7890085.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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