CENTURY 21 Edge
$149,0002 bd2 ba1,056 sqft$141 /sqft≈$1,557 /mo all-in ↓

5005 FRENCH CIRCLE, NEW PORT RICHEY, FL, 34653

Active4 days on marketListed Oct 7, 2026MLS #W7890127

✦ Priced 35% below the NEW PORT RICHEY 34653 medianManufactured HomeCOLONY COVE MHP CO-OP

About this home

5005 FRENCH CIRCLE

Looking for a primary residence or seasonal retreat in a 55+ waterfront community? This home has it all: METAL ROOF OVER – A/C 2021. UPDATED ELECTRIC 2022- UPDATED KITCHEN & BATHS – UNIFORM LUXURY VINYL PLANK FLOORING THROUGHOUT – NEWER WINDOWS. Close proximity to Gulf beaches, dining, medical, shopping, the famous Tarpon Springs Sponge Docks, & all that the Tampa Bay area has to offer. Plus … this home includes a co-op share valued at $55,000. Bright open floor plan perfect for entertaining or simply relaxing. Enjoy meal prep in the updated kitchen complete with beautiful QUARTZ COUNTERTOPS, SUBWAY TILE BACKSPLASH, STAINLESS STEEL APPLIANCES, & GENEROUS CABINETRY INCLUDING DOUBLE PANTRY. The adjoining dinette area has built-in hutch with elevated quartz countertop & cabinetry with glass doors for showcasing your favorite pieces. Relax in the spacious living room or the adjoining sunny Florida room. Bothe bedrooms are spacious and feature walk-in closets plus additional closet space. Both baths have comfort height vanities with quartz countertops & fully tiled showers with benches. Double covered carport can accommodate your golf cart, vehicle. Laundry facilities & additional storage space can be found in the shed located at the end of the carport. Enjoy a maintenance- free lifestyle with low monthly HOA fee that covers basic cable, Internet, water, sewer, trash, lawn care, pool maintenance, & recreational facilities. - two beautiful pools, tennis, shuffleboard, pickleball, bocce ball, & an active clubhouse await. Enjoy boating & fishing? Colony Cove community is located right on the Cotee River with a marina & private boat ramp giving you access to the beautiful Gulf waters. There’s even docking slips available by assignment. Residents can also utilize one storage space in the community storage compound designated for boats, trailers, RVs, canoes – subject to availability. Don’t miss this opportunity to own your slice of paradise. Call for your private viewing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,056

Sqft

0.09 ac

Lot size

1980

Year built

One

Levels

$141

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Outside · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal · Roof Over
ConstructionVinyl Siding
FoundationCrawlspace
FacesSoutheast
ExteriorSliding Doors · Storage

Community & fees

HOA fee$341/mo
Taxes (2025)$1,353/yr
PetsYes
CommunityCanal Front · Fishing · Waterfront · Buyer Approval Required · Clubhouse · Deed Restrictions · Golf Carts OK · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,557 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$877
FHA mortgage insurance (est.)$66
Property tax — 2025 actual bill$113
HOA fee — from the listing$341
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,215
Interest rate6.00%
Loan term

Estimated payment

$1,557/mo

Principal & interest$877
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$113
HOA / condo fee$341
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $149K
$93KedgeAI estimate $108,185 · range $97K–$119K$155K

vs edgeAI estimate

+37.7%

$/sqft vs New Port Richey actives

$141 vs $195

Days on market

4 vs 82 typical

Where $141/sqft sits among the 400 New Port Richey actives

86 · this home
135
111
30
7
31
$90–146$146–201$201–257$257–312$312–368$368+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Port Richey

Drive times from this address

Tampa Int’l Airport (TPA)≈ 43 min
Downtown Tampa≈ 47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

NEW PORT RICHEY 34653 — neighborhood snapshot

Population

36,086

Median age

49.9

Median income

$47,660

Median home value

$180,900

Avg household

2.21

Households w/ children

3,038

For the school run

Pasco County School District

ElementaryDeer Park Elementary School★★★★★
MiddleRiver Ridge Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$280K → $271K

New Port Richey median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

240 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% below the NEW PORT RICHEY 34653 median. See the full New Port Richey market guide →

Paper trail

This home's history

Oct 7, 2026Listed at $149,000 · 4 days on market since
1980Built · COLONY COVE MHP CO-OP

Reality check

What actually sold near 5005 FRENCH CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5112 COQUINA CIRCLESold · Aug ’26

$140,000

5112 COQUINA CIRCLE · same community

2 bd · 2 ba · 1,056 sqft · $133/sqft · 70 DOM

5140 COQUINA CIRCLESold · Jan ’26

$110,000

5140 COQUINA CIRCLE · same community

2 bd · 2 ba · 1,100 sqft · $100/sqft · 89 DOM

5206 WISTERIA CIRCLESold · Jul ’26

$99,900

5206 WISTERIA CIRCLE · same community

3 bd · 1 ba · 960 sqft · $104/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5005 FRENCH CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5005 FRENCH CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5005 FRENCH CIRCLE FAQs

What would the monthly payment be for 5005 FRENCH CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,557/mo — principal and interest, the actual property-tax bill, the $341/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5005 FRENCH CIRCLE?+

The association fee works out to $341 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5005 FRENCH CIRCLE?+

The most recent tax bill on record (2025) was $1,353. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5005 FRENCH CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $149,000, this home is listed about 47% below the New Port Richey median of $278,990. The market section on this page shows how the area is trending.

Which schools are assigned to 5005 FRENCH CIRCLE?+

Deer Park Elementary School (elementary), River Ridge Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX ALLIANCE GROUP · Michael Constantine. MLS #W7890127.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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